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News opinions analysis reviews and activism with local and global people. Sixth generation movement to power 4th industrial revolution faster cheaper better. Connecting the world to achieve more with less.

6G Today Tomorrow and Everyday Thereafter

How do we improve on yesterday so that today and tomorrow is better and more cost effective. What is it that we have that is good?

  • What could be better?
  • Why is it not working now?
  • How are we going to change things?
  • When will we achieve enough is good enough?
  • Where do we need to act?
  • Who can help us move forward?

Striving for perfection is not our goal. Do not let perfection be the enemy of the good enough. Focus on making realistic changes for the better happen. Dreaming of a better world tomorrow does not make the real world good enough today.

Practical action to progressively improve the world we live in

Most people in 3rd world countries are not interested in woke words. They simply want to live better tomorrow than they did today. Most peoples 1st world problems could be alleviated with a holistic approach to good business management and lifestyle choices.

Aspiration to live better wherever you live in the world can be fulfilled by solving all our problems together at once not by a piecemeal approach. Good words do not put food on the table or a roof over your head. Sodding your neighbour does not protect you from destroying everything you have built around you.

People can work together for common good

We do not need to be in the same country culture or place to work as a team to achieve what we want for ourselves. Getting what you want can help others to get what they want out of the investment of time.

Putting up trade barriers does not work for the builder of walls. Forcing people to be in your gang does not make progression towards goals fast enough. Seeing the mutual benefit at the end for all people on the bus does.

Our holistic approach to making decisions for the common good will be successful for all who lend support

If you put your shoulder to the wheel you can reap the rewards from the effort.

We are not looking for constant companions but do seek constant progress. Moving it forward a little everyday is better than big leaps now and again. We do not need to be beside you for every step but would like to be with you at the end of the journey. We can achieve more together than on our own.

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No point in Bank of England guidance under Mark Carney

Say good riddance to unreliable boyfriend and the rest of the UK establishment self servers. Look to a better future in business in UK with BusinessRiskTV.com

Mark Carney was like the least trustworthy boyfriend. He told you one thing and the Bank of England did another most of his tenure as Governor of the Bank of England BoE. He had perhaps the easiest job in the financial sector. At his best he told you what you already knew. At his worst he led you down a dark alley that you did not need to go down as a business leader.

In his new environmental role you can expect Mark Carney to be as reliable as Michael Fish! Hopefully the UK is entering a period of greater personal accountability for the tasks they are responsible for.

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Hopefully new BoE Governor Andrew Bailey can help business leaders in UK plan for the future with clearer economic guidance. Perhaps he can put his money where is mouth is unlike his predecessor. We can certainly do without Mark Carneys understanding of providung forward guidance. Mark Carneys best moment was when he told business leaders interest rates would rise when the UKs unemployment rate fell to 7 percent and subsequently when UK employment fell to 7 percent interest rates did not move!

In Mark Carneys defence he operated in an era in politics in UK when most politicians and leaders did not do what they said they would do so Mark Carney probably thought he could get away with talking mince and he was right. Contract renewed – of course Mr Carney!

Mark Carney was the master of mixed messaging throughout is tenure at Bank of England. It would not be surprising if it now transpired that Mr Carney is in fact staying at the Bank of England for another few years! It was impressive that he ended his last official engagement for BoE with the 3 cup trick!

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The UK can finally move on with economic confidence now that the UK is no longer led by the likes of Mark Carney

Good riddance to him and John Bercow and the rest of the Remoaners. Where we will end up at the end of this new decade will be a far better place than where are at the end of last decade.

The UK can settle down to some certainty from within the UK at least. Geopolitical and external risk drivers can throw the UK off course. The 2020s is going to represent the biggest decade of economic expansion since the last industrial revolution.

4th Industrial Revolution Latest News Commentary and Risk Review
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The 4th industrial revolution offers the UK the opportunity to become an economic world leader if only we lift our heads to seize the future ahead of us. Ignore the economic doom mongers.

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If Boris does not deliver on his promises we will throw him out and get in someone who can unshackled by the confines of the European Union EU.

The UK has individuals who can lead the UK to a brilliant future. Hopefully the UKs politicians and organisational leaders can support them to grow fast in the 2020s.

This millennium so far we have been sadly let down by The Establishment. Lets at least believe for a while that we have people in place who we deserve. We deserve so much better than self serving leaders of the most recent past.

UK history and experience is littered with people not held to account for mismanagement or misrepresentation

There are some indications that this decade could be different. Things like Grenfell Tower give cause for concern that our leaders are untouchable when the shit hits the fan.

However taking back control means as Michael Gove said recently there will be no hiding place for our political leaders in 5 years time. He is right. If Boris does what he says he does and levels up society he will be around for the rest of the decade. If he does not the UK will have missed its best opportunity to be Great Britain again.

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Top risks in world economy the threats and the opportunities

Global economic issues and trends with BusinessRiskTV.com

Although unpredictable lets try and predict the future! What is exciting is that clearly there are many threats particularly from the environment and trade wars. There are also massive opportunities for business leaders who are in control of their own business risks.

What are the biggest threats and opportunities to the world in the new decade?

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Some of the biggest global risks business leaders have little control over. Warfare and mass destruction global inequality between countries and unequal economic development creating mass economic migration global trade wars global pandemics political shift towards popularity driven left or right wing positions and systemic collapse of the financial markets. Contingency planning is the best that business leaders can do to manage most of such global catastrophic risks.

However there are risks business leaders do have the potential to have control over but do not always control such global occurring risks. Global risks falling into this category include deteriorating natural environment and global warming as well as cyber attacks.

Many of the risk management solutions for one global risk can manage the threat and opportunity from another risk without extra investment of time or money.

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What are the biggest risks to the global economy in 2020?

BusinessRiskTV is scanning for threats and opportunities to the global economy in the new decade. If you look for it you can still see an abundance of wealth and opportunity globally and locally.

Global Recession 2020?

Putting warfare and mass destruction risk to one side the most likely cause of a global recession in 2020 is the continuing or deterioration of global trad wars.

USA China is the linchpin of the global recession risk in 2020 and 2021. By the same token this trade war offers the greatest salvation for global economic boom. It is our feeling that the upside risk is more likely. Neither party is concerned with the world outside their own backyard but will pragmatically compromise with an agreed trade deal or two by the end of 2020 or beginning of 2021. When they do the rest of the world will boom along with them.

Of lessor importance is an agreement between the UK and the European Union. If a deal can be signed within 2020 and this is in addition to a USA China trade deal then it will be up to governments around the world to play their part. If countries invest in their own infrastructure particularly communication infrastructure then the global economy will face the 4th industrial revolution on steroids!

The climate threat has come off age! The solutions are already known. However the will is less obvious. The financial services industry particularly banks will probably be the biggest influencers in driving environmental protection. Many banks and investors are refusing to finance coal businesses and are threatening divestment and lack of funding for other fossil fuel businesses. Even the governor of the Bank of England has told pension fund managers to sort out investment in fossil fuel based businesses.

The flip side of this is the opportunity to make money from environmental protection. Existing and developing environmental protection technologies are a real business opportunity. Even if your business does not sell environmental protection products or services your brand needs protecting via the adoption of good environmental protection policy.

The world is drowning in debt and fake money. Government corporate and personal debt. How future generations will cope with the weight of debt when many in the developed world are also going to suffer the effects of demographic time bomb detonation. Quite frightening! However one way to cope with future and present global risks is for governments to invest money in infrastructure particularly 5G communication and utilities. Many of the innovation and inventions are going to rely on power and the internet.Necessity is the mother of invention but with power and faster communication we will be trapped in the past with only a vision of how much better our future could be globally.

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Dig the well before you are thirsty

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Better business planning will ensure you are ready for any risk event impacting on your business objectives. If you have completed the ground work no risk event should stop you achieving what you want for your business.

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Help for manufacturers selling direct to consumers to sell more

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Why do manufacturers not sell directly to consumers? Well actually British manufacturers are forecast to sell 13 billion pounds worth of goods direct to consumers by 2025. UK manufacturers are moving away from selling to wholesalers and retailers and going direct to consumers according to Barclays Bank.

Nearly three out of four UK manufacturers now sell direct to consumers

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Manufacturers in the UK and rest of the world can use BusinessRiskTV to sell more direct to consumers. Get on or expand the direct to consumer trend. BusinessRiskTV social media and digital marketing service can put your manufactured products in front of potential buyers cost effectively. You deliver from your factory direct to consumer with your preferred consumer logistics and stay in control of the sale and distribution process. If there is any after care required you give it direct to consumer too.

Manufacturers can deliver a better quicker cheaper service to the consumer than wholesalers or retailers

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Manufacturers can reap the reward of cutting out the businesses in the middle that require a share of your profit. Boost your output turnover and profit. At the same time you can make your products more attractive to consumers by reducing the end user price paid for your products.

Manufacturers need to seize the moment. Sell more and sell directly to consumers with help from BusinessRiskTV. We can help you get started or provide an additional online sales marketplace to sell more online direct to consumer.

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Do you know your business risk profile

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Understanding your business risk profile is an important step to making better risk based business management decisions. Identify the threats and opportunities your business faces now or will do in future. Assess the risks of this uncertainty to your business objectives.

Your resulting business risk profile will help you make better business decisions. Focus your limited business resources on the risks which will bring you greatest reward of business resilience and business growth.

Profiling your business risks will help you to stop wasting time and money. You can also use your business risk profile to monitor the impact or lack of impact on your business performance.

Prepare for and manage key business risks your business faces today and tomorrow. Learn from past business risk management events your business experienced or other businesses experienced so you do not have to.

Make sure all your employees know your critical business risks. Create a more effective business risk management framework to allocate responsibilities and accountability for managing business risks.

Your business risk profile should not be a one off exercise. It should not just sit in a file with a to do list ticked. Use your own business risk to mitigate potential threats and maximise business development opportunities. Holistically manage the whole business with the best use of available existing business resources.

Enterprise risk management methodology should be applied to strategic operational and project uncertainties. Inform your decision making process with the whole picture not just part.

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We need to invest money in old ideas and new

Do you want to invest in your business future today

Our future is here. We need to invest hard cash into the money innovative ideas that are just seedlings. In addition we need to invest money on old ideas that have legs but no backers. There are enormous opportunities for business and economic growth. Trouble is that we are still trying to make the obsolete ideas work for us now.

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Global manufacturing has hit the buffers. There has been a rapid contraction of global manufacturing output largely due to global trade war between China and USA as well as Brexit uncertainty. Manufacturers have cut back on production and are making workers redundant.

Some parts of the world like USA Germany and UK have low unemployment levels and could cope with job losses but most of Europe cannot. Europe ha snot recovered the jobs lost in the last financial crisis.

Even in America USA manufacturers are suffering. Who is winning the trade war is unclear but it seems that there are two losers rather than one winner.

In the UK and broader European manufacturing marketplace manufacturers are suffering the double whammy of global slowdown and Brexit uncertainty. There could be two losers here too if they politicians do not agree a deal.

The world is seeing low levels of business activity not witnessed since the last recession in 2008 caused factories to shut up shop.

The global and UK manufacturing marketplaces are grinding to a halt. The solution is not to button down the hatches to weather the growing global economic storm. The solution is to invest in real opportunities for business growth we already have before us.

Businesses say that their biggest fear is of governments overspending. Borrowing to cover day to day expenses is the start of a slippery slope to perpetual poverty. UK governments borrowing to invest in infrastructure will support businesses to grow faster.

It is ridiculous that all parts of the UK do not have superfast broadband. So many opportunities could open up if this simple technology was available to all entrepreneurs.

Instead the world is shutting up shop. There is no shortage of great ideas. There is a shortage of money being invested in our future today.

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Risk Events

BusinessRiskTV Risk Management Events online help for business leaders to grow business faster with less uncertainty

Did you want to understand the threats and opportunities you are or will face?

BusinessRiskTV Risk Events will help inform your risk management decision making. Make better decisions with less uncertainty.

Join us at free risk management events. BusinessRiskTV free online Risk Events are aimed at business leaders. Our risk management experts will help business leaders overcome barriers to success.

Come to our online risk events armed with any questions specific to your business needs as you like. Pick up free business risk management advice wherever you are in the world with a WiFi signal.

To confirm your interest and receive alerts to future Risk Events subscribe to BusinessRiskTV for free today.

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Who Is BusinessRiskTV

BusinessRiskTV was created by Keith Lewis as a hub for business leaders to connect with business management experts and other business leaders to solve business problems quicker.

With BusinessRiskTV you can pick up free business risk management tips advice and support. Our risk management tools and facilities provide various ways to gain support when making important business decisions wherever you are in the world.

Get a quiet nights sleep knowing that your business is better protected and more likely to grow faster with less uncertainty

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Come back time and again for the latest business risk management news headlines opinions and reviews.

How can BusinessRiskTV help your business

With our support uncertainty will have less of a negative impact on your business. Be more positive about future of your business.

It is our mission to help protect your business better and help you grow it faster more profitably for longer. Without making the right decisions at the right time you expose your business to losses and may miss opportunities for business development.

We have a range of services to help you. Most of them are free. We are constantly evolving our range of services to keep you covered. You develop a more holistic approach to business problem solving for a greater chance of more success.

  • Sell More In UK Online. We can help you with ecommerce solutions to sell more profitably and safely online.
  • Sell More Overseas. We can help you sell more in overseas marketplaces more profitably and safely.
  • Collaborate and network online with top business leaders and risk management experts for free. Find best ways to protect and grow your business faster.

Join us at an online Risk Event to taste what we have to offer your business

Subscribe to BusinessRiskTV to find out when the next Risk Event takes place and where to find the best Risk Events for your business needs on BusinessRiskTV.

Online entry to Risk Events is free but by invitation only so subscription is essential. You can book into specific Risk Events when you receive specific Risk Event invitation.

To subscribe to BusinessRiskTV please complete and submit the above form free of charge.

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UK Currency Conundrum

How to make the UK currency work in your business favour

USA president Donald Trump plans to add a 10 percent tariff to another 300 billion dollars of Chinese imports on 1st September. Without a trade deal the global economy will continue to suffer not just China and USA economys. Part of the trade war rhetoric from USA is that China is manipulating its currency to keep it artificially low to gain a competitive advantage.

A weaker yuan makes Chinese exports more competitive or to put it another way a weaker yuan makes it cheaper to buy more Chinese goods with foreign currencies.

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Here in the UK the low value of the pound is held up as a bad thing for the UK economy. The airwaves are full of woe about the negative effects of the low value of the pound on the UK. In the USA president Trump moans about the Federal Reserve keeping the value of the dollar too high with too high interest rates. In addition the USA Treasury classed China as a currency manipulator as it claims China manipulates its currency to keep it lower than warranted.

The USA Treasury says China manipulates its currency to keep it lower to improve its international balance of trade and gain unfair competitive advantage in international trade. USA is taking steps in a trade war to lower the value of the dollar and push up value of the yuan.

Why does president Trump and China want lower currency valuation and UK whinges and bellyaches over low value of pound?

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It seems that many people with their own political agenda are happy to talk the UK into a recession it does not need to enter if it looks at the opportunities from selling more overseas from UK. If you are open to more ideas to grow your business faster contact us.

Most of the FTSE 100 companies in the UK benefit from a low value in the pound. Their profits are in dollars and when converted to the pound these companies receive a currency benefit to business performance. Investors including the UKs pension funds receive a low value in currency beneficial online casino bonuses at bonushitlist.

Furthermore the UK is benefiting from more income from more tourists coming to the UK. UK tourism money from overseas visitors will help boost UK economy. Business leaders in UK tourism industry should be going all out to attract visitors to their business. The low value of the pound is giving these UK tourism related businesses a competitive advantage.

Without having to enter a trade war or manipulate its currency the UK has been dealt cards that includes low value of the pound. Instead of encouraging UK business leaders of SMEs and large firms to export export export the UK media and political opportunists talk down UK economy. The result is that the UK is failing to taking advantage of the low value of the pound.

By constantly talking up Brexit uncertainty and ignoring the real threats and opportunities from the current global economic conditions the UK will suffer more pain than it needs to that Germany Japan France Italy and most other countries are suffering too.

Scores of central banks around the world have recently lowered interest rates to cope with the global economic slowdown. The UK can use the low value of the pound to trade its way out of the global economic slowdown. It could that is if business leaders focused on the real threats and opportunities from the low value of the pound.

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Ebola Virus Disease Pandemic Risk Review

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Discover more about ebola virus. Identify ways to prevent ebola contraction and spread. Review current ebola virus pandemic risk.

The World Health Organisation WHO declared the Democratic Republic of Congos ebola outbreak as an international health emergency

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Those most at risk from ebola outbreaks tend to be health care workers caring for ebola victims.

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19th July 2019 Ebola Outbreak Crisis Worsens

The risk of global pandemic is very low but locally the number of deaths continues to climb. 1600 people have been killed by ebola virus in the DR Congo.

11000 people died in last ebola epidemic in West Africa from 2014 to 2016

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The current large ebola outbreak has not yet resulted in restrictions on travel or trade but the rate of deaths is accelerating.

A further factor in the spread of ebola in the region is the attacks on healthcare workers. This makes it even more likely that neighbouring countries could be seriously affected by the outbreak in the DR Congo.

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Existential Threats With BusinessRiskTV

Existential risks business leaders should be aware of today with BusinessRiskTV

We are in an existential crisis on so many fronts. Geopolitics threatens around every corner domestically in UK and around the world. Technology could create societal threats and even AI attacks on humans! Pandemic threats are closer than we could ever imagine last century.

However each of these threats presents opportunities to take the upside risk. Turn the threat into an opportunity to grow and prosper.

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Business Risk Reviews With BusinessRiskTV

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What should you be worried about? What are you doing you should not be doing in business? What are you not doing that you should be doing?

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Financial services risk management approach that creates business and economic opportunities BusinessRiskTV Strategic Risk In Financial Services

Improving strategic risk management withing financial services industry in UK with BusinessRiskTV

Strategic risk decision making in financial services industry is not complicated but it is complex. Reduce the complexity to what matters to your business in the financial services sector.

  • Become more efficient and productive
  • Build greater business resilience
  • Improve business performance

Failing to be innovative and creative in the financial services sector may place your business at a competitive disadvantage. However innovation and creativity brings added risk. Is that added risk with it? Enterprise risk management ERM approach will help you decide.

In addition ERM risk based decision making will help you protect your financial services business better. Align your business strategy with best practice risk management tools and techniques to reduce strategic operational and project risks.

Regulatory compliance increased investor engagement and expectations and increasingly volatile geopolitical risks makes investing for the future and management of investment risks harder

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The future of financial services industry risk management is also changing with artificial intelligence divergent regulatory controls and splintering risk culture ambitions driving changes in practice.

Keep up to date with best risk management tools and techniques to improve your business decision making. The financial financial crisis is beginning. We just do not know where it started and what we are doing wrong. However being prepared for the next financial crisis should be part of a holistic enterprise risk management approach.

Chances are that fintech will play a role in the next financial crisis. Technology risks are a key risk factor for business growth and disaster for financial services companies in particular.

Lack of need to control risks will also play a role in the next financial crisis. The financial services industry has found it near impossible to manage its own risks without regulatory control. Dissipation in regulatory control will precipitate the financial services industry lunging over the cliff.

The fact that the financial services sector has still not recovered from the last financial crisis is another reason that another financial crisis will occur. Italian Chinese and Indian banks are in particular bursting at the seems with near unmanageable debt levels. Add to that boiling frothing pot of junk political instability in Europe Asia and Americas then you have a perfect storm waiting to be unleashed.

Should we withdraw from business or investing? Of course not. It has always been thus. It has always been about the survival of the fittest. However what has changed is that there is increased realisation that the fittest are those businesses and investors who invest in socially responsible investing. Environmental social and governance risk factors are at play. The strongest are the ones who embrace this philosophy.

A holistic enterprise risk management approach to business management and investing is the future. If you are waiting to look back and acknowledge that with hindsight you will be one who suffers most from the next financial crisis. You may not survive the long term. If you are not looking to the long term then good luck to you. You might get lucky. If you are looking for long term sustainability get on the holistic enterprise risk management boat today. Create long term value through enterprise risk management today not tomorrow.

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3rd July 2019 Number Of Cyber Incidents Reported By UKs Financial Sector Jumps

According to the Financial Conduct Authority FCA there has been jump in the number of cyber incidents reported by the UK’s financial sector.

Under the EUs General Data Protection Regulation GDPR financial sector businesses must report certain types of security breaches.

Many financial industry businesses are still trying to get the basics right on cyber risk management.

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Biggest threats facing the world in 2019 BusinessRiskTV Global Risks Report 2019

From extreme weather and climate change to systemic financial collapse. BusinessRiskTV reviews and reports of biggest threats to enterprise objectives around the world. Keep up to date throughout 2019 live and ondemand.

Be more proactive. Improve your response to the threats to your business.

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Many economic analysts are forecasting a further slowdown of the global economy in 2019. Make sure your business mitigates the threats and seizes new business development opportunities in 2019. Tackle the likelihood and impact of global and local risks better.

Be more alert to the risks from geopolitical and geoeconomic in the background to your business decision making to reduce uncertainty.

Tap into our risk management network of enterprise risk management experts to help you manage risk better. We work with risk experts and experience business leaders across the world to assess the risks and identify potential risk management plan.

You can work with our risk management experts to protect your business better and grow faster. Pick up tips advice and support for free online.

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Suggestions To Improve Risk Culture In Banking BusinessRiskTV FCA Risk Culture Review

2008 should have been the watershed moment for the financial services sector and banking in particular to implement systemic changes to incorporate enterprise risk management principles and practices.

Financial services companies have continued to bring to market products that have led to claims for compensation. Nonsense of putting the customer first is often uttered in the financial services sector.

The reality is that the financial services sector risk management culture is still systemically broken and it is likely to lead to the next financial crisis. A financial crisis comes along roughly every 10 years. As we look towards 2019 the next financial crisis is overdue.

How will the next financial crisis manifest itself? Not known. Will it happen? Almost certainly. Most countries have not fully recovered from the last financial crisis. Their economies are still very weak. Even the strong are comparatively weak. This means we may never recover from the next financial crisis and so should do more to make sure the next financial crisis is avoided or mitigated.

Most likely cause of the next financial crisis is the compounding and aggregation of financial risk.

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The last financial crisis grew and exploded from the productionisation of simple debt prototype ideas thought up by people who thought they were masters of the world. Despite the new false perception that after ten years we have now paid our dues we are in fact drowning in more unpaid debt than ever.

Unpaid debt will continue to be wrapped up in shiny new marketing material designed to protect the buyers from the toxicity of the core material. Piled high and sold cheap these debt instruments will be combined and recombined. The new for old debt products will build the tower that will be the start of the beginning of the end for many a business in the next financial crisis.

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Tsunami Of Change In Retail Sector BusinessRiskTV Retail Risk Management News

Retailers in UK often talk about the threats to their business model and profitability. Maybe this year it is particularly justified. Certainly the amount of retail business failures is significant and the job losses have been truly shocking. Businesses that have been successful for decades or at least around have finally closed their doors or are in the process of closing the doors to their shops.

Manage troubles in the retail industry better and seize new business development opportunities with BusinessRiskTV. Combat the causes of the tsunami of retail store closures regardless of the macro changes your business has to cope with.

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Keep Calm And Carry On With BusinessRiskTV

Developing best risk management plan for your business with BusinessRiskTV.com

Businessleaders must keep calm and carry on regardless of what risks materialise. Your risk management planning should encompass proactive and reactive actions to manage risk efficiently.

Make sure you protect and utilise your people processes premises and suppliers cost efficiently. Develop processes to seize and develop your business opportunities.

Risk Management is not just about maintaining business as usual. It is a risk based approach to ensuring you make the most from your business assets.

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