When will coronavirus be over

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Hopefully not all the effects of the coronavirus pandemic will ever be over. The pandemic has given the world a stop clock to look at life in business in other ways. Hopefully a vaccine will be developed to stop people dying but we have been given a once in a century opportunity to change for the better.

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We may actually need more than one vaccine

Covid19 should really morph into something less or more deadly to survive and prosper so wherever we are we are a long way from returning to normal.

Instead of returning to normal and life in business being forever harder it could be easier and better.

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It is looking more likely that our leaders want to get back to business as usual not Business 2.1. This is understandable in terms of the complexity of getting over the worst of the pandemic. However all disasters present opportunities to change to transform into a better version of life in business.

For example around 40 percent of people in UK are still working from home compared to prepandemic rate of around 12 percent. One effect of this is to increase cost of working in short term but could it mean reduced costs of working in long term. Was it really necessary for so many people to commute to an office to work?

If the new normal postpandemic was 20 percent working from home it would mean the rest would commute every day as if it was the school holidays. Imagine how much easier that would be for all workers speed of distribution and the environment.

However that would destroy the value of many office blocks and some investments. Many of the UKs biggest property funds are frozen stopping investors withdrawing funds through fear the funds would collapse. How do you value assets post pandemic if people totally change their way of working.

How will retail recover? Will the High Street ever recover? Most retail experts feel that the world of retail may have changed forever. The virus may have turbo charged what was changing anyway but retailers and property valuations have now changed dramatically if society has changed irreversibly.

Our pension funds are no longer based on assets that are the same value. Will the value recover? It will but it will recover by basing investments in underlying assets fit for the purpose of the future not the past.

We may create a vaccine or vaccines for Covid19 and any morphed versions thereof. However if we are determined the impact of the virus will never be over. In a good way!

Could business leaders:

  1. Continue to offer takeaway services or do deliveries from their restaurants?
  2. Manufacture different products in addition to their core business products?
  3. Maintain and hold on to local suppliers instead of using overseas suppliers in diversification of supply chain lines?
  4. Explore online sales development to be more profitable?
  5. Hold on to cost cutting measures to grow profit?

So much good and bad will flow from the pandemic. It is important not to miss out on the good as well has mitigate the bad. What opportunities and threats are in front of you will depend on your industry and perhaps location.

Now is the time to take the best strategic risk management decisions to come out of the coronavirus pandemic stronger than when you went into it

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We are on the threshold of a new era of economic prosperity in the UK

Believe in your future in the UK with BusinessRiskTV.com

Are you worried about the UK economy? Do not listen to the naysayers! The UK is set to have its best decade for decades! Look forward to greater prosperity in the UK with BusinessRiskTV help tips and advice.

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Fourth Industrial Revolution Latest News Commentary and Risk Review

In a survey out today by one of the most respected global economic watcher UK consumers have agreed with us. The UK consumer in February is more confident in the UK economy that it has ever been recorded on the index since it started 11 years ago.

Now confidence does not stop financial disaster as we all found out in 2008. Other things can still damage value like the coronavirus for example. However the UK is better placed than any country to quickly respond and react to major economic shocks.

Most economic forecasters got Brexit vote wrong socially and economically. The UK has not lost hundreds of thousands of jobs. It has created hundreds of thousands of jobs which means most forecasters were out by more than a million jobs. They want the UK to fail to prove themselves right and if the UK does not fail they will find a reason why they were not wrong but they were.

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Our UK online magazine has today advocated many reasons to be positive in the UK economic outlook for the future for UK consumers and for businesses in the UK.

We believe in the UK economy and most UK consumers are currently with us. If you wait until the business environment is perfect for your business expansion you will pass opportunities for growth to your competitors in the UK.

If you want to find reasons to be positive innovative and constructive to strive for greater success then subscribe to BusinessRiskTV for free today

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No point in Bank of England guidance under Mark Carney

Say good riddance to unreliable boyfriend and the rest of the UK establishment self servers. Look to a better future in business in UK with BusinessRiskTV.com

Mark Carney was like the least trustworthy boyfriend. He told you one thing and the Bank of England did another most of his tenure as Governor of the Bank of England BoE. He had perhaps the easiest job in the financial sector. At his best he told you what you already knew. At his worst he led you down a dark alley that you did not need to go down as a business leader.

In his new environmental role you can expect Mark Carney to be as reliable as Michael Fish! Hopefully the UK is entering a period of greater personal accountability for the tasks they are responsible for.

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Hopefully new BoE Governor Andrew Bailey can help business leaders in UK plan for the future with clearer economic guidance. Perhaps he can put his money where is mouth is unlike his predecessor. We can certainly do without Mark Carneys understanding of providung forward guidance. Mark Carneys best moment was when he told business leaders interest rates would rise when the UKs unemployment rate fell to 7 percent and subsequently when UK employment fell to 7 percent interest rates did not move!

In Mark Carneys defence he operated in an era in politics in UK when most politicians and leaders did not do what they said they would do so Mark Carney probably thought he could get away with talking mince and he was right. Contract renewed – of course Mr Carney!

Mark Carney was the master of mixed messaging throughout is tenure at Bank of England. It would not be surprising if it now transpired that Mr Carney is in fact staying at the Bank of England for another few years! It was impressive that he ended his last official engagement for BoE with the 3 cup trick!

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The UK can finally move on with economic confidence now that the UK is no longer led by the likes of Mark Carney

Good riddance to him and John Bercow and the rest of the Remoaners. Where we will end up at the end of this new decade will be a far better place than where are at the end of last decade.

The UK can settle down to some certainty from within the UK at least. Geopolitical and external risk drivers can throw the UK off course. The 2020s is going to represent the biggest decade of economic expansion since the last industrial revolution.

4th Industrial Revolution Latest News Commentary and Risk Review
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The 4th industrial revolution offers the UK the opportunity to become an economic world leader if only we lift our heads to seize the future ahead of us. Ignore the economic doom mongers.

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If Boris does not deliver on his promises we will throw him out and get in someone who can unshackled by the confines of the European Union EU.

The UK has individuals who can lead the UK to a brilliant future. Hopefully the UKs politicians and organisational leaders can support them to grow fast in the 2020s.

This millennium so far we have been sadly let down by The Establishment. Lets at least believe for a while that we have people in place who we deserve. We deserve so much better than self serving leaders of the most recent past.

UK history and experience is littered with people not held to account for mismanagement or misrepresentation

There are some indications that this decade could be different. Things like Grenfell Tower give cause for concern that our leaders are untouchable when the shit hits the fan.

However taking back control means as Michael Gove said recently there will be no hiding place for our political leaders in 5 years time. He is right. If Boris does what he says he does and levels up society he will be around for the rest of the decade. If he does not the UK will have missed its best opportunity to be Great Britain again.

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Shared Problems Shared Solutions Collaborative Meetings

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Do you want to create more time for your business to grow faster with less uncertainty? Faced with a small budget for business protection and growth would you choose an online group session with other business leaders to save time and money? It is an idea some business leaders are investigating

Group online sessions solve common business problems faster and gives business leaders chance to collaborate with other business leaders with same attitude to business development and protection.

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Demand on business leaders time outweighs time available to manage all business risks cost effectively. In recent years the speed of change in the business environment has accelerated putting increased pressures on business leaders wearing many business responsibility hats.

In addition many businesses have complex business systems and business needs which can make finding the best business solutions more difficult to identify.

The traditional one to one business consultation can be prohibitively expensive and the business problem can seem unique when in fact it affects many businesses.

With limited risk management funding or possibility of employing inhouse risk management expert specialists business leaders may need to find innovative ways to find best business solutions quickly within available budget.

Business leaders collaborating on solving business problems together faster and cheaper

Many businesses have the same need for commercial insurance cover and other solutions to protect the business that do not involve insurance. Most if not all business want to increase their opportunities to sell more and increase profitability. Business leaders may seek advice from risk management experts independently to advise on managing such business risks.

Instead of seeing a risk management consultant or business adviser on your own you could get together with a group of other business leaders needing to discuss the same business problems.

If a group of up to 10 business leaders came together with the same business problems could they share experiences to solve risk management problems faster and potentially cheaper?

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BusinessRiskTV risk management network partners facilitate online business leader meetings. The risk management facilitator gathers together business leaders with the same or similar business problems problems before the online meetings. The risk management facilitator also compiles a list of questions the participating business leaders want to ask the group that will include attending and participating risk management experts.

The collaborative group of business leaders and risk management experts will know the business problems to be focused on and details of the businesses involved in the online discussion ahead of the online meeting. This will enable attendees to be aware of the potential value of the meeting to them and prepare for the meeting. The participants in the online problem solving meeting must not only prepare to solve their business problems but must be prepared to help share solutions to help other attendees problems.

Sharing problems and helping solve others problems is the purpose of the meeting.

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The problem solving group may well discuss sensitive issues. This does not need to constrain those attending. Trust quickly develops as participants quickly realise they are not alone with their business problem and that they are talking to people who have already solved their problem. You create a bond with your fellow business leaders. The more you open up the more you get out of the meeting for your business. The sharing of experiences with other business leaders can be empowering.

The aim of the collaborative online meetings is to quickly find solutions to business problems to save time and money for the participants. Participants access more practical problem solving information that has worked already. The meetings help business leaders to more cost effectively use their own time and resources in solving their business problems and the business problems of others. As they are common problems experienced by all those attending then common solutions that actually work well will come to light without the need for discussion duplication.

You may prefer a one to one meeting with a business risk management consultant if you have the budget. However why reinvent the wheel. Other business leaders have solved your business problem already. Tap into their experience to solve your business problems quicker and potentially cheaper.

Collaborative business problem solving online meetings are for business leaders who already know what their business problems are. They just want to know the solutions quickly so they can go off and implement them for themselves and their business.

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It is unlikely that people will attending the meeting will diagnose the problem that is holding your business back. That is not the purpose of the online meetings. You identify what your business risks are and come to the meeting to find risk management solutions or ideas that have worked and could work for your business.

There are measures in place to ensure the confidentiality of information shared within the group and you can see one of our risk management experts from our risk management network on an online one to one appointment who will have seen your business problem before. However collaborative group sessions can quickly overcome barriers to your business growth and a valuable peer support network.

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Risk insight for business leaders

Pick up the latest business risk management news headlines opinions and reviews for free. Connect with large professional business management networks that suit your business needs.

This new decade offers massive opportunities and threats to businesses. Making the right decisions at the right time is not going to be easy. However we offer support guidance and training to build your business resilience and growth.

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UK economic regeneration and business growth

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The UK economy performed relatively well compared to most of Europe. The UK economy has been a job creation machine with record low unemployment levels over recent months. However UK productivity has been poor. UK business leaders need to find new innovative ways to do more business in the UK.

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Reinvigorate local town and regional economies is the key for UK plc economic growth as a whole. BusinessRiskTV supports business start ups and SMEs seeking to grow faster with less uncertainty.

Whilst the London economy is the biggest net contributor to UK government receipts and UK economy as a whole the UK economy can grow faster if all parts of the economy receive equal investment. Recent years has shown that London has received a disproportionate level of investment per head of population. If the distribution of investment was more equitable per head of population then the UK pie as a whole will grow faster.

BusinessRiskTV promotes economic growth and regeneration across the UK. We will review efforts to stimulate economic development in the UK. In addition we can help your business with its business development and growth strategy.

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Now is the time for UK to invest in its future

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Both the public sector and the private sector in the UK need to invest in its future. All of the UKs political partys promised massive investment in the UK. If the Conservative Party misses this opportunity to boost UK economic growth then it will not be forgiven for decades.

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The UK General Election result means that the UK

The UK has a skills gap crisis. Not enough people have the skills needed to grow the UK economy needs. The UK government and private sector needs to massively invest in retraining its workforce.

Now is the perfect time to invest in the UK. We are entering the 4th industrial revolution. The UK political uncertainty has been removed or at least greatly reduced. Not everyone will agree with the political direction but at least we now know the UK has political direction. UK plc needs to decide how it is going to prepare itself for the future.

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Expert Network Business Experts In Their Country or Industry

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9th March 2020 Aon Plc Will Buy Willis Towers Watson For 23 Billion Pounds

The deal will create the largest insurance broker in the world. The deal combines the second and third largest insurance brokers in the world.

When the deal closes existing Aon shareholders will own about 63 percent and existing Willis investors will own about 37 percent of the combined company.

Aon will keep its headquarters in London and the combined firm will be led by Aon Chief Executive Officer Greg Case and Aon Chief Financial Officer Christa Davies.

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Invest in British businesses

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Many major retailers in UK are supporting British businesses with a commitment to sell just British products. Here we also commit to products and produce made or grown in UK. Find out more about ways to invest in or promote British products or produce.

Invest in British products and produce

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Connecting British business leaders with UK investors online. Connecting buyers with UK sellers online.

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Discover innovative ways to grow your business online

How to grow online sales with BusinessRiskTV.com

Growing your business online with BusinessRiskTV. Learn how to grow a business online. Pick up how to grow business tips. Take advantage of free marketing tools.

Develop a more cost effective advertisers online strategy. Pick up practical tips to grow your business faster online.

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UK Economy Underperformance

UK economic outlook on BusinessRiskTV.com

The UKs prime reason for underperformance is Brexit uncertianty. Will the UK leave the European Union EU? If so when will it leave and how? Will it leave with a deal with the EU or without. Whether Brexit is good or bad for UK is not causing UK economy underperformance. It is the uncertainty surrounding the Brexit issue which is causing the UK to underperform.

The global economy slowdown suggests the UK economy should be expanding slower than fairly recent trends. However within this UK economy slowdown caused by global economy slowdown the UK economy should be performing better than it currently is.

Although the UK has slipped of record high employment levels the UK still has near record low unemployment levels not seen since 1970s. In other words the UK has been exceptionally good at producing jobs. Indeed there are still around 800000 job vacancies in the UK.

This year much investment has been put on hold until clarity on the UKs role within Europe becomes clearer. If the upcoming General Election on 12th December 2019 can unblock the uncertainty then there will be an unblocking of investment by private sector.

In addition all political parties in the UK have promised massive public spending investment in the UK economy. So the UK can expect a massive boost to its economy in 2020 and beyond. The UK is set to put its economy underperformance behind it even though the global economy is still likely to run relatively cold.

The fundamentals of the British economy are already very strong. House prices on average have stayed in positive territory. Unemployment levels are near record lows. Inflation is very much under control. Fuel prices should remain low due to poor global economy performance in 2020. If the investment taps are opened full bung then the UK economy in 2020 is set to expand faster than 2019 and much faster than its economic peers in Europe.

Many economic forecasters are undercooking the UKs prospects in 2020 suggesting economic growth around the 1 percent mark. This greatly undervalues the effect of investment IF the investment taps are opened by the private and public sector. If the investment taps are not opened then the UK will continue to underperform economically.

Internationally it is likely that global trade wars will continue until after the USA Presidential Election. This will dampen global economic growth in 2020.

Many of these same economic forecasters projected a UK economic recession in 2019. They were wrong about that and they will hopefully be wrong about the UKs economic performance in 2020 and beyond.

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Help for manufacturers selling direct to consumers to sell more

Direct to consumer trends with BusinessRiskTV.com

Why do manufacturers not sell directly to consumers? Well actually British manufacturers are forecast to sell 13 billion pounds worth of goods direct to consumers by 2025. UK manufacturers are moving away from selling to wholesalers and retailers and going direct to consumers according to Barclays Bank.

Nearly three out of four UK manufacturers now sell direct to consumers

Barclays Bank

Manufacturers in the UK and rest of the world can use BusinessRiskTV to sell more direct to consumers. Get on or expand the direct to consumer trend. BusinessRiskTV social media and digital marketing service can put your manufactured products in front of potential buyers cost effectively. You deliver from your factory direct to consumer with your preferred consumer logistics and stay in control of the sale and distribution process. If there is any after care required you give it direct to consumer too.

Manufacturers can deliver a better quicker cheaper service to the consumer than wholesalers or retailers

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Manufacturers can reap the reward of cutting out the businesses in the middle that require a share of your profit. Boost your output turnover and profit. At the same time you can make your products more attractive to consumers by reducing the end user price paid for your products.

Manufacturers need to seize the moment. Sell more and sell directly to consumers with help from BusinessRiskTV. We can help you get started or provide an additional online sales marketplace to sell more online direct to consumer.

Find out how your manufacturing business can sell more by selling directly to the consumer

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Do you know your business risk profile

Help to complete your own business risk assessment to be better prepared for your future

Understanding your business risk profile is an important step to making better risk based business management decisions. Identify the threats and opportunities your business faces now or will do in future. Assess the risks of this uncertainty to your business objectives.

Your resulting business risk profile will help you make better business decisions. Focus your limited business resources on the risks which will bring you greatest reward of business resilience and business growth.

Profiling your business risks will help you to stop wasting time and money. You can also use your business risk profile to monitor the impact or lack of impact on your business performance.

Prepare for and manage key business risks your business faces today and tomorrow. Learn from past business risk management events your business experienced or other businesses experienced so you do not have to.

Make sure all your employees know your critical business risks. Create a more effective business risk management framework to allocate responsibilities and accountability for managing business risks.

Your business risk profile should not be a one off exercise. It should not just sit in a file with a to do list ticked. Use your own business risk to mitigate potential threats and maximise business development opportunities. Holistically manage the whole business with the best use of available existing business resources.

Enterprise risk management methodology should be applied to strategic operational and project uncertainties. Inform your decision making process with the whole picture not just part.

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Do you overvalue your current business decision making ability and undervalue an alternative enterprise risk management process?

Benefits of enterprise risk management

Improve your risk management process. Mitigate threats or seize new opportunities more quickly. Simplify your enterprise risk management ERM process.

Introduce a framework for your business to use an enterprise risk assessment process to reduce uncertainty. Make quick well informed business decisions. Take a systemic risk based approach to manage enterprise risks more effectively.

Use an enterprise risk management business strategy to inform your decision making process

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Adopt an holistic approach to business risk management. Develop your risk knowledge and improve your risk management capability. Better business decision making will build long term business resilience regardless of the economic environment. Develop a more structured approach to making business decisions.

Enhance strategic operational and project decision making with enterprise risk management ERM

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Increase your ability to prioritise your business resources for best effect on your business objectives.

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Working to make sure your company seizes growth opportunities

What makes a business sustainable and profitable?

Innovative ways to sustain your business. Identify and seize new business opportunities. Fulfil your entrepreneurial attitude and seize the right opportunities for business growth.

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How To Grow A Business With No Money
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Professional services network of experts in business

Multidisciplinary network of professionals providing services to protect your business better and grow faster with less uncertainty with BusinessRiskTV.com Professional Services Network

Top independent business leaders and risk experts come together online to help your business. Cost effectively access professional services in business. Tap into professional services experts to overcome your business problems faster and cheaper. Increase your business productivity and profitability.

Join our multidisciplinary network of professional business experts or use their knowledge to protect and grow your business faster with less uncertainty.

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How to save retail businesses on the UK High Street

How to save the British High Street

Death of the High Street in UK has been predicted for some years. 2019 has been bad year for UK High Street with 85000 plus job losses and many retail business collapses. However saving the British High Street may not be just about tackling unfair taxation of retail on the High Street. What the High Street in UK offers consumers needs to change as what they want has changed.

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We are helping retailers and other businesses to become more successful businesses on the UK High Street. Boost your retail sales on the High Street and online with our help. Diversify your income streams. Save your shop.

The UK High Street is not dead. It just needs to change what it offers and when. It also needs to increase its innovation with the use of the internet.

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Draw more customers to your High Street shop and your new online profit centre with BusinessRiskTV. Find out how to save your shop on the High Street.

Can the UK High Street be saved? Yes it can!

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1st November 2019 High Street Retailers Business Rates Should Be Halved and VAT Increased To 22 Percent

Business rates should be halved and VAT increased to 22% in a bid to save the High Street.

Former Sainsburys CEO Justin King

He was talking on BBC Today programme. Adjusting the taxation will help High Street retailers in his opinion.

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UK Economic Future

UK economic outlook with BusinessRiskTV.com

UK economic forecast next 5 years. Global business and economy experts opinions analysis and review of best guess for UK economy. Network with top business leaders and risk management professionals to help you make better more informed business decisions.

Businesses in the UK will grow over the next 5 years. Will your business be one of them. Not all businesses in UK will grow. The UK business leaders which take the right decisions to protect and grow their business will grow their business regardless of the UK economic future.

Currently despite what some politicians and commentators are saying the UK economy continues to grow. Year on year the UK economy is growing at just over 1 percent. Not setting the heather on fire but still growing!

Even if the UK economy was contracting your business can build resilience and grow.

The last governor of the Bank of England says the UK economic future is a rosy one. The current governor of the Bank of England thinks the UK will not fall into recession in 2019.

What of the future? Economic growth not contraction. The fundamentals of the UK economy are strong. Can your business exploit the opportunities for growth that are ahead?

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Find ways to grow your business faster more resiliently and with less uncertainty

Our innovative approach to business growth will help your business grow faster regardless of the UK economic outlook. Some businesses always grow and there is no reason it could not be your business.

Sure there is uncertainty about the UKs economic future. When has there been certainty? The key is to find ways to grow whatever the economic future or at least protect your business so it is resilient and survives.

There are undeniable challenges ahead for UK business leaders. Identify them assess their impact on your business and set a risk management plan and strategy for business resilience.

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UK Productivity Problem

UK productivity crisis and tips to improve productivity with BusinessRiskTV.com

Productivity in UK contracted at the fastest annual pace since 2014 during the second quarter according the Office for National Statistics ONS. The UK economy is amazing at creating jobs but bad at working efficiently. UK productivity has been lower over the past decade than at any time in the 20th Century according to ONS.

Output per hour worked fell 0.5 percent year on year in the second quarter.

Office for National Statistics ONS

Working more efficiently is critical to sustainably lift the UK standard of living. The UK has innovative energetic people working in the economy. Why are innovative ways of doing things not being embedded in the workplace to boost UK productivity? We can change the way we do things but we need to work at it instead of doing what we have always done.

Working inefficiently is not a new thing for the UK. Many employers in UK see investing in new machinery equipment or buildings as too risky and too expensive compared to employing labour which can be cut without much cost and little risk.

The geopolitical risks and global slowdown does not make business leaders in UK confident enough to invest in their future today. However even in these difficult times there are opportunities to invest for future growth with less uncertainty.

The efficiency of the UK workforce is measured in output per worker and the UK has been working inefficiently more or less since the financial crisis. This is understandable. After you have had your fingers burned you can become more risk averse through fear you will be burned again.

However if you deploy holistic enterprise risk management decision making strategy it can help reduce uncertainty impacting negatively on business objectives and productivity. You can become more successful more quickly for longer with enterprise risk management strategy.

Output per worker in UK has for years been worse than the rest of the G7 advanced economies who we should compare the UK against. We are working harder to grow than the rest. We need to work smarter and more efficiently to grow the UK economy sustainably. Each UK business needs to work smarter and more efficiently to grow faster for longer.

Looking at UK productivity compared to other countries does not mean the UK is failing. It does mean it is working inefficiently and UK businesses need to change how they do business to be more successful quicker for longer.

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