Enterprise risk magazine enterprise risk management articles are free. ERM enterprise risk management magazine to read enterprise risk management news opinions and reviews. Get #ERMtv videostreams live and on demand. Inform your next business decision. ERM editor is Keith Lewis. Business magazines free subscription online.
- Explore better enterprise risk management solutions for your business to boost performance.
- Risk experts answering your enterprise risk management questions.
- Looking into enterprise risk management theory practice research and development to save you time and money.
Assess the risks to your business with practical enterprise risk management tips advice and support. Review past risk events for lessons learnt for your business or enterprise so you do not make same mistakes. Address current enterprise risks more cost-effectively. Scan the horizon for impending future risks possibly affecting your operations and take early action to mitigate threats, or seize new business development opportunities. Do more business domestically and internationally. Discover new trends in business management. Network with top business thought leaders to fast-track your business intelligence. Make better business decisions more often to become more successful more quickly.
Enterprise Risk Magazine News Features Opinions and Reviews
Do you want to feel confident that you taking the right level of risk to grow your business with less uncertainty? Do you want to change your business to profit from it?
Business Threats and Opportunities Live Register Here Register for alerts to upcoming live online business risk management news opinions and reviews. Join live online workshops risk management toolbox talks and online risk management training courses. Take part in the debates, the discussions and the expert Q&A sessions to solve your business problems quicker and cheaper.
We are entering an incredibly exciting period of economic and business development. Turbo charged by Covid pandemic, the 4th Industrial Revolution 4IR is presenting all kinds of threats and opportunities to business leaders. Are you ready?
You will find related risk management articles and videos to develop your risk knowledge and business intelligence to improve your business decision making process
Our Enterprise Risk Management magazine will alert you to the best and worst of enterprise risk management on BusinessRiskTV via our Enterprise Risk Management magazine sponsors. Our Enterprise Risk Management magazine sponsors provide more information on their products or services in our Enterprise Risk Management magazine newsletter. Showcasing their business here online gives them a better chance of connecting with you online whether your in UK or the other side of the world.
Businesses in UK now realise more than ever the need to increase online presence. Find out what the best businesses are offering you on BusinessRiskTV today. Browse by scrolling down or sign up for free to our Enterprise Risk Management magazine.
Read articles and view videos on latest enterprise risk management news headlines opinions deals and reviews
Spend money more wisely on risk management. What are the latest must have tech and gadgets? Improve your business performance for less. Thinking about improving risk management in your business – what must you do or not do in managing business risks. Shop better online, boost your profit. Protect and grow your business faster with less uncertainty impacting on your business objectives.
Enjoy unlimited access to enterprise risk management magazine news opinions and reviews
Explore the enterprise risk drivers within your business and external to your business impacting on your business. What is currently driving risk to your business and what can you do about it.
Enterprise risk magazine supporting better decision-making in business risk management
Developing business management knowledge and business intelligence. Put your business on the map. Boost your online sales. Increase your online presence to grow your business faster with help from BusinessRiskTV.
BusinessRiskTV Protecting Businesses Better Grow Business Faster
Email firstname.lastname@example.org and enter code #ERMmag in the Subject Line of your email
Tweet @ERMuk @HolisticRiskMgt
YouTube BusinessRiskTV and TikTok @BusinessRiskTV
Enterprise Risk Management Magazine (ERM) News Opinions Reviews
Get help to improve your enterprise risk management with BusinessRiskTV.com
Make your enterprise risk management even better. Discover great deals discounts and special offers in enterprise risk management products and services. Connect live online with enterprise risk management experts. Get the best of risk management marketplace. Read our free online enterprise risk management magazine. Signup for alerts to the best of business with BusinessRiskTV.com.
Email email@example.com now and put #ERMmagazinelive in Subject line of your email.
Latest Bank Of America Survey Of The World’s Biggest Fund Managers Suggest Central Bank’s Have Less Pressure On Raising Interest Rates
The opinions of fund managers appears to be that in the middle of 2021 they think it is less likely now that the global economy will grow so fast it will need to be controlled. If they are right, there will be less pressure to raise interest rates cause global inflation pressure is now easing.
As many fund managers are normally wrong as they are right – at best – so their opinions should not been seen as accurate forecasting for the global economy. However, COVID infections are still out of control and global vaccination percentages are very poor so a cap on global growth will be in place for at least the next 12 months. This will limit global growth and therefore mitigate global inflation pressure. Central banks can probably breath more easily in that there is less pressure to push up interest rates.
Recent record rises of inflation in the USA suggests that America should be increasing interest rates now as it takes months for interest rate rises to control inflation. The Federal Reserve’s argument is like the Bank Of England argument that record rises in inflation are due to short term lockdown opening pressures on prices that will dissipate after things settle back to normal working and this will slow the rate of inflation naturally. This argument could be right – or national policy makers are behind the curve of what is real and enduring and will be forced to raise interest rates sooner than they expected or wanted.
Target inflation for many central banks is 2 percent – seen as healthy rate of inflation. Above this creates pressure to increase interest rates. Below this creates pressure to reduce interest rates. Inflation in USA and UK in June 2021:
- USA 5.4 percent and exhibiting rising trend up from 5.0 percent in May
- UK 2.5 percent and exhibiting rising trend up from 2.1 percent in May
- Eurozone is around 2.0 percent
Bank Of England Deputy Governor, Jon Cunliffe, said on 14th July 2021 that rise in UK inflation is but a hiccup on the road to UK economic recover as the UK unwinds at different speeds across the 4 nations of the UK. The Bank Of England sees the recent increases in consumer demand and some restrictions in supply producing temporary high UK inflation rate. It does need see the conditions for increased demand and restricted supply persisting and are content to ride out the current bumps in the road to UK economic recovery from the pandemic without responding with an increase in central bank interest rate.
Looking To Grow Your Business Faster?
Business Coaching Services
Our risk assessment training course online with your online business coach will help you understand the risk profile of your business. You will then be able to make decisions to protect your business better and grow business faster with less uncertainty impacting on your business objectives. Understand why you need to be aware of risk in your organisation.
How to reduce uncertainty in business with BusinessRiskTV
Learn how to manage risk or uncertainty better.
Better Business Performance With BusinessRiskTV
BusinessRiskTV Virtual Market Place
Put your products or services into our online virtual marketplaces to reach more new customers.
Use Advertorial Advertising to explain the problems your products or services control and why you are better than your competitors.
Save money and time buying selling online
Keep up with business news headlines and understand potential problems or new business opportunities through regular business and economy news updates.
Business growth strategies with BusinessRiskTV.com
Plan new business growth strategy with support from our online resources including social media accounts.
Fill job vacancies faster with BusinessRiskTV.com
Make sure a shortage of skilled labour does not hold your business back. Fill skills gaps faster and more cost-effectively.
Discover better ways to manage your business risks with BusinessRiskTV.com
Tackle current and future business risks with more knowledge and confidence.
Looking for marketing and advertising consultants?
BusinessRiskTV innovative business solutions will work with you to grow your business faster.
The BusinessRiskTV Marketplace
We have the best marketplace to fit your business needs.
Exploring Industry Risk Factors Including Emerging and Developing Risk Analysis and Risk Management
Whichever industry you work in, we have the risk management experts to help you overcome hurdles to faster business growth.
Managing Risks To Business Better To Improve Business Results
Join our business club to access full benefits that will help you protect and grow your business faster with less uncertainty.
Find and Apply For Jobs Online
People with your skills and experience are often in short supply. We help job seekers intent on developing their career, advance more quickly.
Find out about growing your business before your competitors do with BusinessRiskTV
Thinking More Creatively With BusinessRiskTV
Global Risk Report Discussion Analysis and Review On BusinessRiskTV
Ask risk experts from around the world how to solve your business problems.
Are you a risk adviser or risk consultant who needs more help information and support to grow your consultancy business faster?
Enterprise Risk Adviser Magazine. Are you an enterprise risk management adviser? Need to keep up to date with latest business management developments? Want to connect with other enterprise risk management experts? Need to attract more risk management clients? Looking for a new job in risk management?
Find the best risk management course for your needs
Risk management training companies use our services to help fill unused capacity on their risk management training courses to make the risk management course more profitable. You maybe able to find the best risk management course near you or online at a discount.
We explore the latest thinking and services connected with ethical socially responsible well governed businesses in the UK and overseas
BusinessRiskTV UK News
Our UK business and economy features and risk analysis help to inform UK business leaders and business leaders seeking to do more business in or with the UK.
Issues connected with smooth business delivery are often the subject of research development and risk analysis
The global changes to recruitment and staff retention including the shift in expectations arising from increased home working are tackled in full
Country city and industry needs are separated to allow us and you to focus on your needs, problems and solutions.
Top Business Thought Leaders On Business Growth For London Marketplace
Enterprise Risk Management Health Check With BusinessRiskTV
BusinessRiskTV Business Risk Watch
Developed World Will Be Watching England’s Gamble On Its Exit Strategy From Coronavirus Pandemic Lockdown
Underdeveloped countries can only dream of having two thirds of its adult population being vaccinated against COVID-19, as England is fortunate to have. The UK Prime Minister, Boris Johnson, has decided to risk it all on removing most mandatory pandemic restrictions on 19th July, if by the 12th July the statistics remain as they are:
- Infection levels are rising exponentially and likely to increase further post 19th July.
- Numbers of people requiring hospital treatment are rising but the link between getting infected and needing to go to hospital has weakened substantially. The UK may now be entering a phase where COVID-19 causes pressure on the health system at levels normally seen in large flu outbreak rather than totally swamping hospitals, allowing millions of people with other illnesses to still be treated.
- The numbers of deaths are rising but largely involve unvaccinated people and the numbers are small.
- Despite UK’s high infection levels countries like Germany are still going to let people from Britain in especially if they have been vaccinated.
- The Prime Minister is expecting business leaders to manage the risks of virus spreading and impacting on their business. Ryan Air, for example, have already announced that it does not matter where you fly to you will have to wear a mask.
By 19th July 2021 all UK adults will have been offered at least one dose of a COVID-19 vaccine. Those that choose not to be vaccinated have that right, but also the personal responsibility for their outcome in a society which will have very high levels of the Covid-19 virus circulating in every part of the country. Hospitalisations and deaths will increase as a result of not being vaccinated and the vaccines are not 100 percent effective, but not at levels seen previously during the pandemic.
Essentially the UK Prime Minister has decided that on balance it is better to unlock society in England during most school holidays in England, in the height of the warmest part of the year, rather than in the Autumn or Winter when hospitals are under greatest pressure.
At present in England under 18 year old’s are not vaccinated. The risk of serious illness to this age grouping is vannishingly small. Over 12s may get the vaccine in future but for now they will not be vaccinated, unlike in some developed countries.
England’s COVID-19 pandemic unlocking strategy on 19th July 2021 is effectively that it now wants as many people as possible to either get the vaccine or get the virus by the end of summer 2021 so that via the vaccine or natural antibodies from catching the virus will provide protection to society in the Autumn and Winter. Over 40s and clinically vulnerable will all have been offered double doses of a vaccine plus those under 40 suffer less on catching the virus. If the experts are right, this will mean that herd immunity will enable England to continue without another lockdown after summer, assuming that another vaccine resistant variant is not released on the world and England.
If the unlocking strategy in England works then others can follow when they have vaccinated at least two thirds of their population and the world will be able to live with covid-19 like it lives with the flu, probably forever. If it does not work? The political ramifications will swamp Boris Johnson at the next election in a few years and the UK will slide into recession again by end of 2021 – cause the only short term solution will be another lockdown.
Signs are that England’s lockdown exit strategy will work due to the current effectiveness of the vaccines but there is no doubt it is a big gamble. The rewards are also great if it works cause the UK economy will begin to soar in 2021 like it has perhaps never done before.
Why You Should Be Worried About The Future Of Booming UK Economy?
In an interview with the BBC, Bank of England chief economist Andy Haldane who votes on UK interest rate setting policy by MPC, astonishingly says the UK economy could see economic growth rate in the double digit realm!
He cautions business leaders and UK consumers by also saying increasing UK inflation may at some point move the UK from boom to bust. The UK experienced uncontrollable inflation rates in 1970s and 1980s and after high inflation rates take hold on any economy it is extremely difficult to bring it under control. The chief economist thinks the UK should ease up on economic stimulus but by reducing printing of money through UK quantitative easing QE programme, not by increasing UK interest rates on debt that increase the cost of living in the UK and the cost of investing in business particularly small businesses.
Current and immediate future inflation risks are transitory as the UK recovers from the pandemic. UK prices will increase but the rate of inflation will fluctuate up and down. The Bank of England is not concerned enough to raise UK interest rates in short or medium term. The Bank Of England thinks the UK is no where near runaway inflation rates. It is forecasting inflation rate above the 2 percent target for the UK’s central bank by end of 2021. In 2022 and 2023, the Bank of England expects inflation to fall back to its 2 percent target. If the Bank of England is right, UK interest rates are not going to rise before 2024! Remember our most recent economic history includes economists worrying about inflation being too low! Countries like Japan have fought hard to increase inflation without success! Deflation brings falling prices, but also falling income and rising unemployment. Between deflation and inflation, inflation is the better of two evils! Although UK inflation doubled in April 2021 it is still only 1.5 percent – below Bank of England target.
“Another member of the Bank of England Monetary Policy Committe MPC, Gertjan Vlieghe, is reported as saying on 27th May 2021 he does not anticipate the first UK interest rate hike until well into 2022, with modest further increases thereafter. There is only one way UK interest rates are going to go now – after recent fears they could turn negative from record all time low of 0.1% – and that’s up. In normal circumstances it is likely that UK interest rates would rise in 2021, however the people in the know at the Bank Of England have all said this May that despite expected record economic expansion in the UK, interest rates are not going to rise until mid-2022 at the earliest, and arguable not until 2024, if everything in the UK economy goes as currently forecast by Bank Of England. You will never get a better time to get cheap money to invest in the future of your business so if you have dreams of starting a business or want to expand your business now is this time.”BusinessRiskTV
Lloyds Bank Business Barometer reveals in May 2021 that UK business leaders are more confident in the UK economy now that at any other time since 2016. The UK economy is on course for its strongest growth in decades, perhaps ever.
In the USA, the economy is not only returning to good health quickly, the longer term looks set to grow electrically fast in 2022 and beyond too.
New USA unemployment benefit claimants plunged to their lowest levels since March 2020 – pre-pandemic times. American employers are scrambling to recruit new employees which should see USA unemployment fall relatively fast. Low unemployment underpins rapid sustainable economic growth. When the American economy grows the global economy grows.
“The New York Times has reported that President Joe Biden is planning to seek $6 trillion in federal spending for 2022. If agreed this will boost economic growth in America through 2022 and beyond.”BusinessRiskTV
European stocks hit an all-time high on 28th May 2021. Rising confidence in the recovery of business and the economy in Europe are pushing up the value of European shares.
The number of new jobs available in the UK has not been this high for nearly 7 years. Or to put it another way, the opportunity to find a new job in the UK has not been this high since mid 2014. It is easy to surround yourself with doom-monger messages from the media that drag you down, but it you change your risk perspective slightly you can be bolstered inspired and motivated to see the massive business and personal opportunities opening up in the UK marketplace. Have more confidence – the UK economy is coming back!
The UK Office for National Statistics ONS released new figures on 18th May 2021 highlighting the growing opportunity for the UK economy to continue to recover from the pandemic and for people in the UK to find a new job.
James Reed, chief executive of the Reed employment agency, told BBC Radio 4’s Today programme the firm was advertising 275000 new jobs in the hospitality sector in May 2021. This is the most amount of hospitality job vacancies advertised in any month since since February 2008.
More UK economy health figures released on May 2021 support the recovering strength of UK economy and businesses:
- The reopening of non-essential businesses in April led to massive month-on-month jump in spending in the retail sector in the UK. UK retail sales jumped 9.2% in April according to the Office for National Statistics (ONS). Fashion retailing soared by nearly 70 percent compared with March 2021.
- IHS Markit/CIPS also unveiled preliminary figures demonstrating a strong UK recovery following the partial unlocking of some businesses. Businesses expanded at record rates including manufacturing and services businesses.
- Online sales remain very strong though slight tail off as shoppers returned to the High Street.
- UK manufacturing is growing at its fastest rate for almost 30 years in May 2021. The Organisation for Economic Co-operation and Development OECD says the UK is likely to grow 7.2% in 2021, up from its March projection of 5.1% UK economic growth. The UK’s growth is set to be the fastest among the large rich countries, the OECD says. UK house prices rose 10.9% year-on-year in May according to the Nationwide which is normally relatively conservative in house price movement compared to the biggest lender in the UK which is Lloyds bank. Nationwide says the current level of UK house price is the fastest in 7 years.
- UK construction industry activity surged in May at fastest rate in nearly 7 years according to IHS/CIPS Construction Purchasing Managers index figures. UK housebuilding in particular raced forward to try to take advantage of booming UK housing market.
- The UK economy as a whole in May grew at its fastest rate since records began 23 years ago.
Although new variants are still a key threat to the continued rapid expansion of the UK economy, no evidence yet that a further unlocking of the UK economy will be delayed beyond 21st June 2021, according to the UK Prime Minister.
On the 1st June the UK government has formally announced zero coronavirus deaths in the last 24 hours. The 31st of May was a Bank Holiday effectively creating a long weekend. The figures announced by the UK government immediately after any weekend are normally lower, but the milestone of zero deaths from coronavirus is important for businesses. It highlights that although infections are rising due to variants of the virus deaths from the virus are not. The UK needs to open up the economy fully and manage the risks from the virus. We are no longer in the position where the balance of risks required businesses to close. There should be no delay in the reopening of the reminder of businesses closed to limit the spread of the virus. The number of infections may well increase but if deaths do not then people in the UK need to manage the risks without closing down businesses.
Previous Industrial Revolutions Brought New Machines Electricity and Computers But The 4th Industrial Revolution 4IR Has The Potential To Bring New Thinking New Power and New Ways Of Doing Business For Better Life On Earth For All If We Have That Ambition
As many parts of the world like Japan, for example, cannot produce enough people to support society due to changing demographics, the Covid pandemic gave us time to pause and think about how we make a better world to help solve world poverty, climate change, inequality and a general lack of ambition to do things better.
The best that recent generations can say is that although the world is not at peace, there has not been another and final World War 3! Whilst this is a fundamental ask of our leaders it is really a pretty low bar.
Since the global financial crisis of 2008, which could have become worse than WW3 if the banking system collapsed, world business leaders seem to have lacked ambition. Instead they have pocketed bonuses whilst in many cases continued to destroy shareholder value, as is still the case in some of the world’s biggest banks even after the 2008 global financial crisis.
The world’s banks will now come back to strength after a long period of existential crisis. However, they will prosper largely through ability to cut more costs including retail bank branches and staff, and their expanding clients wealth rather than real banking innovation. Banks are critical to future economic growth and growth of businesses as they supply the money to make new ideas work in practice. They can boost growth. However, if they withdraw their money it can also stop change.
Examples in the environmental protection world and world of politics include Scotland. Banks will continue to clamp down on their clients poor environmental protection performance as the general public increasingly moves onto greener policies and expected governance standards. This will also have massive political implications. In the UK the Green Party in Scotland has gained more seats in the Scottish parliament. The ruling SNP party does not have enough seats to push through its policies on its own and needs to garner Green party support for SNP policies which include issuing new licences for more oil and gas exploration. How does an independent Scotland materialise if oil and gas exploration is not supported by the Green party in Scotland and lack of investment from banks keen not to blot their copy book on environmental protection.
Yes countries around the world need to look at environmental protection. However environmental protection should not just be about the climate. It should be about the whole environment we live in. An holistic approach is needed. This includes equal access to good education, health and opportunities to grow.
4IR presents an new exciting opportunity to grow economy and businesses faster not seen seen the 1950s during the 3rd Industrial Revolution. The 1950s was a period of great wealth creation and social change instigation following WW2.
We may be at peak global Covid pandemic infection levels in May 2021. The world as a whole is recovering economically even as infection levels reach new record highs. When the world does slip off the peak and starts to recover, only our lack of innovation and creativity will hold us back from a better world post-Covid pandemic. Our lack of ambition may stunt progress and an opportunity for a better world will be missed.
Our world leaders may miss the opportunities to grow better and faster out of the Covid pandemic. Make sure your business does not with a more holistic business risk management approach to strategic, operational and project decision making.
UK Construction Industry Has Recovered From The Pandemic With The Exception Of Shortage Of Labour and Materials
UK construction industry output increased in April 2021 almost at same level as March 2021 which was a 6 year record according to IHS Markit/ CIPS construction Purchasing Managers’ Index PMI figures
The UK construction industry has grown in 10 of last 11 months and this during the worst economic period since WW2 due to the pandemic. New orders in the construction industry rose to their highest level since September 2014. The rate of job creation across the construction is running at highest level since December 2015.
World’s Largest Steelmaker Reports Strongest Quarter In A Decade
ArcelorMittal reported higher than expected first-quarter earnings. Core profit for quarter (EBITDA) was $3.24 billion, more than three times more year on year and higher than the $2.97 billion average forecast in a company poll of experts.
“We are seeing a continuation of the positive market dynamics of the fourth quarter and have been steadily bringing back production in line with the demand recovery, which is supported by low inventory levels through the value chain.”CEO Aditya Mittal, 6th May 2021
The group said it had benefited from a strong recovery in steel demand led by the auto industry, resulting in higher steel shipments and improved margins.
This good news story from the world’s biggest steelmaker indicates that despite rising covid cases around the world including Asia and Latin America, the global economic recovery is already building momentum.
Can Enterprise Risk Management Work Without Strict Legislation Enforcing Level Playing Field Accommodating Greed and Corporate Social Responsibility In One Marketplace?
The birth and death of the European Super League ESL is an excellent example of the failure of corporate social responsibility and is a lesson for other industries
The fact that the UK parliament would have enacted new laws to stop ESL was a big nail in the coffin of ESL project. Other business leaders, fund managers and business owners without legislative control will similarly pursue personal greed and enterprise risk management will be shown lip service.
The financial services must continue to suffer poor inefficient use of money stockpiled to pay for risk owners greedy mistakes. Even in 2021 after 2008 financial crisis the worlds biggest banks are destroying shareholder value and have been forced to raise billions of pounds in 2021 to pay for their most recent enterprise risk management failure even though they have been audited by biggest accountants and profess to have excellent enterprise risk management systems. God help us if the Wild West returns to financial services industry – the Covid pandemic would look like a vicars tea party!
The biggest story in the financial services marketplace in 2021 is the collapse of Archegos Capital. Archegos Capital was a family financial trading business that was largely outside of regulatory control but used by some of the world’s biggest banks like UBS and Credit Suisse to make more money for the banks. Archegos Capital collpased in March 2021 wrecking $10 billion worth of losses on world’s biggest banks.
- Nomura suffered its worst business performance in a decade as a result.
- UBS losses are close to a billion dollars.
- Credit Suisse lost 5 billion dollars and had to raise finance of 2 billion dollars to survive.
Do you think UBS, Credit Suisse, Nomura and their auditors, the biggest accountants in the world, were proud of the governance risk and compliance GRC at these banks, prior to March 2021?
Credit Suisse has seen two executives and one board member exit over the Archehos Capital scandal. New chairman Antonio Horta-Osorio, previously CEO at Lloyds bank, said he will implement a risk management culture that “reinforces the importance of risk management” and “focuses on personal responsibility and accountability.” Did Credit Suisse not already have good risk management culture and personal accountability?
UK Business and Economy Review Spring 2021
EY Item Club forecasts at end of April 2021 that the UK economy will grow 6.8 percent in 2021 which is an increase in UK economic growth rate it forecast in January 2021 of 5 percent. This would mark the fastest annual growth in national income in UK since 1941.
The EY Item Club also predicted that UK unemployment will rise less than previously forecast. It expects UK unemployment to rise to 5.8 percent in the fourth quarter of 2021 – down from the 7 percent jobless rate it was predicting in January. UK unemployment rate was 4 percent before the pandemic.
Deloitte has reported at end of April 2021 that UK consumer confidence is at the highest point measured ever in the first 3 months of 2021.
Lloyds Bank, the biggest mortgage lender in the UK, said it experienced its best month for mortgages since 2008 in March as the UK housing market continues to boom. Any booming UK housing market means extra expenditure on home and garden improvements shortly afterwards. UK house prices increased at the fastest rate since 2004 in April 2021 according mortgage lender Nationwide building society figures, and are increasing at 7.1 percent year on year.
The CEO of Barclays bank thinks the UK economy is about to experience its biggest economic boom since 1948.
Big 4 accountants Deloitte’s poll of UK Chief Financial Officers CFOs between 17th March and 30th March 2021 found that businesses are planning to increase recruitment and investment in their business. UK big businesses are now confident in their profitability over the next year. Most expect their business to return to near normal working between July and September 2021.
A BBC report at the end of April 2021 says bars and restaurants in the UK are struggling to recruit enough staff and some may not be able to reopen on 17th May 2021 as a result. If they do open they may need to restrict opening hours due to lack of staff. In England bars and restaurants have been allowed to serve food and drink outdoors since 12th April but indoor dining is not permitted until 17th May at earliest.
The Federation Of Small Businesses FSB in UK latest survey of small business owners or managers found that UK small business leaders are now the most confident in UK economy than they have been for 6 years.
New research by University College London UCL estimates the UK could reach herd immunity by 12th April 2021. Experts at UCL estimated that by 12th April enough people will have been vaccinated or have had and recovered from Covid to produce herd immunity effect that will protect the rest of the community from catching the virus.
In a March 2021 survey of consumers by LV= they report that 8% of people in the UK saved more than £10000 over the period of the pandemic. Around 20% of wealthier people in the UK have saved more than more than £10000 over the past year due to coronavirus restrictions curbing spending opoortunities.
Around three-quarters of people in UK said they had been able to make some savings on outgoings such as reduced costs from commuting, childcare or eating out. On average, these reduced outgoings had saved people nearly £5,500 over the past 12 months. If you were in the majority of working population in UK who could actually continue to work then it is highly likely you have saved thousands of pounds or paid of debt like mortgages or credit cards. If you have been furloughed or lost earning ability then you will not have benefited financially. However, the fact remains that millions of people in the UK are financially better off due to the pandemic and this money can now be used to boost the UK economy over the next couple of years.
UK consumers have paid off around a third of their non-mortgage debts between March 2020 and March 2021 according to Experian. The Bank of England estimates that UK consumers have saved £125 billion during the pandemic.
In addition the Bank of England has set interest rates at an all time low of 0.1%. Borrowing money in the UK has never been cheaper. If you are able to earn money you are likely to be able to borrow more money and ridiculously low interest rates. Such borrowing will also boost the UK economy over the next couple of years.
The UK government may well invest heavily in UK infrastructure. This also piles new money into the UK economy which could have longer term growth opportunities for UK business leaders as well as short term job creation and business growth.
If you were ever thinking about investing in the UK, in your UK business opportunities or your UK lifestyle enhancement, there has never been a better time than now to fill your boots with cheap money!
The Bank of England BoE reports that banks are preparing to increase supply of mortgage lending by the most since the BoE survey began in 2007. Unsecured lending by UK lenders is set to expand by the most since 2013. As people change their nesting arrangements they spend on furnishing their new nest. UK consumers have easy access to record cheap borrowing from lenders falling over themselves to lend more money at rock bottom interest rates.
Idiotic Commercial Property Owners Should Follow Action Of Hammerson And Cut Retailers Rents
Instead of lying empty or losing income forever commercial property owners should be helping High Street retailers by reducing their operational costs. Hammerson, which owns Birmingham’s Bullring Shopping Centre, London’s Brent Cross Shopping Centre, Reading’s The Oracle Shopping Centre and Leeds Victoria Shopping Centre, has cut retail rents by around 30 percent.
In addition commercial property owners need to look at turning commercial property into residential dwellings to bring more homes into the heart of UK cities. UK cities need to stay alive and more people living in heart of cities will create new opportunities for small to medium sized commercial outlets that remain.
International Monetary Fund IMF Reports UK To Grow At Fastest Rate Since 1988
The IMF is forecasting that the UK economy will grow by 5.3 percent in 2021 and by 5.1 percent in 2022, which would be the fastest rate of economic growth for UK since 1988.
OpenTable reports that on the very first day restaurants could open up for outside dining in England, British restaurant reservations jumped to 79% of their level on the same Monday in 2019 pre-pandemic. Given most restaurants do not have outside eating areas this is phenomenal performance. Given also that it was below 10 degrees it also shows diners are prepared to spend to be uncomfortable eating at restaurant. Just imagine how busy restaurants are going to be from 17th May onwards!
Online job adverts recovered to pre-pandemic levels on 8th April 2021 as employers returned to recruiting. Source: Adzuna for the Office of National Statistics ONS.
The American economy grew 6.4% in first quarter of 2021. This was the second-fastest gross domestic product growth rate since the third quarter of 2003 and followed a rate of 4.3% in the final quarter of 2020. China’s economy has recovered from the pandemic. Both the USA and China’s economic position supports UK economic growth.
eLearning enterprise risk management training courses
Scotland News Opinions and Revies
Managing Business Uncertainty
Work with BusinessRiskTV to develop new strategies to adopt to navigate uncertainty in business
UK Business and Economy Update
Bank of England has revised its forecast for economic growth for 2021 upwards from 5 percent.
“The Bank of England says the UK will not grow 5 percent in 2021 as it forecast at the beginning of 2021. It now thinks the UK economy will grow at an electrically-fast 7.25 percent in 2021.”BusinessRiskTV 6th May 2021
The Bank Of England also thinks UK unemployment will be held relatively under control by end of 2021 at 5.5%. It was 4 percent prior to pandemic. 5.5 percent can be considered a win given the unprecedented lockdown of the UK economy due to the pandemic. At the beginning of the 2021 many expected UK unemployment to double to close to 8 percent due to Covid pandemic.
The Bank of England will keep UK interest rate at 0.1 percent an all time low so you have access to the cheapest cost of money ever. Most money experts do not anticipate UK interest rates rising before September 2022 and then only by 0.15 percent. In other words UK interest rates are expected to remain at or near record low levels for a considerable period of time.
Find out more about enterprise wide risk assessment tools to help your business expand faster with more confidence
Business and Economy Horizon Scanning
Enterprise risk management implementation to help you anticipate and manage business risks better
Automotive Industry Review
Reasons Risk Managers or Risk Management Fails
Improving Risk Management
Business risk management and demand for insurance
Risk Management Experts
Supplier Risk Management Review
Growing Business Faster In 2021
London Business Leaders Forum
Technology Risk Management
Environmental Risk Management Review
International Trade Barriers –Business and economy magazine analysing and reviewing key risk drivers in the local and global marketplace.
Join our online meeting place for international trade questions. CLICK HERE or email firstname.lastname@example.org entering code #InternationalTradeCentre
International Trade Hub – International trade support for businesses that trade internationally
Balancing Risk and Reward
Subscribe for free to enterprise risk management magazine alerts bulletins and reviews to your inbox
Get enterprise risk management magazine report to your inbox. We aim to be accessible without dumbing down. We will cut through the financial and economic jargon and tell you everything you need to know in clear accessible language and we will not pull any punches in doing so.
What business threats and opportunities are you most interested in? What do you want to do to expand or better protect your business? Share your business risk management our experiences by emailing email@example.com.
Please include a contact number if you are willing to speak to a journalist.
- Tweet @HolisticRiskMgt and @ERMuk
- Send pictures video or Press Releases to firstname.lastname@example.org
- Instagram BusinessRiskTV
- Pinterest BusinessRiskTV.com
- YouTube BusinessRiskTV and TikTok @BusinessRiskTV
Enterprise Risk Management Articles Including Global Business Recovery From Pandemic
Enterprise risk management explained. Discover enterprise risk management best practices. Understand the enterprise risk management benefits for your business. Enterprise risk management integrating with strategy and performance imporvement.
Business leaders must chart their own business risk management survival and prosperity strategy. However risk management tips advice and support can help inform the business decision making process. Our ambition must be to create and develop the most resilient growing businesses to reward the owners its workers and wider society.
Is your company fit for the future
Coronavirus hits both supply and demand sides of global economy
Learn how others are developing strategies to recover from the coronavirus pandemic. Access help for your business to recover from coronavirus economic nightmare. Pick up practical tips to survive and prosper.
Read articles and view videos from risk professionals and those involved with enterprise risk management.
Want to know more about enterprise risk management ERM? Identify and react quickly to potential business threats and opportunities. Improve collaboration with top risk management experts and business leaders.
- Manage business risks better
- Understand your risk exposure
- Research evolving corporate risks.
Develop an holistic enterprise risk management approach to business decision making. Network with your peers around the world. Keep up to date with our Enterprise Risk Management Magazine. Understand monitor and control corporate enterprise risks with more informed position.
Read enterprise risk management news articles and view videos on enterprise risk management opinions debates and business reviews
Business Risk Management Magazine Free Subscription – Keep up to date with enterprise risk management research and development. What are enterprise risk management experts saying today? What business threats and opportunities should you be aware of today.
BusinessRiskTV Enterprise Risk Management Magazine ERM Magazine
Read your copy of Enterprise Risk magazine and sister magazine ERM Magazine online from anywhere at anytime. We make over 27000 plus Risk Management Online members aware of the magazines so you can distribute your business message globally quickly and cheaply.
Subscribe to BusinessRiskTV.com Enterprise Risk Management Magazine for free entering code #ERMmagazine
Helping connect enterprise risk managers locally and globally
Keeping up to date with latest enterprise risk management news opinion and analysis is free. Come back often to find the latest enterprise risk management debate comment and risk analysis. Pick up the latest enterprise risk management tips solutions and business reviews.
- Want to list your business in our online business risk management directory?
- Are you running any deals discounts or special offers for risk management products or services you want more people to know about?
- Could you write an advertorial to advertise your business risk management related business and inform our readers?
Reach more new customers with BusinessRiskTV.
Click on Register Now or email email@example.com and enter code #ERMmagazinedirectory in Subject Line of email
Is your business online presence maximising your sales into the online marketplace?
Do not let your competition access your next sale
People with limited budget will still buy from your business if they find your business products or services at the right time. We help potential new buyers find your products and services online.
Promoting marketing and advertising your business on Enterprise Risk Management Magazine for 12 months
Learn how to promote deals discounts offers to attract new customers with BusinessRiskTV
Reach influencers key decision makers and the business leaders who will buy from your business
Find out how to promote your business locally and globally. CLICK HERE or email firstname.lastname@example.org entering code #ERMmagazinemarketing.
Business leaders do not always have the marketing budget to promote their business locally and globally. We provide a range of online marketing options for businesses to fit most budgets so you can promote your business products or services for longer.
Link into your existing online sales process direct from BusinessRiskTV or use our eCommerce solutions to increase your sales cash flow and profit.
Increase the sources of your revenue streams more sustainably. Grow your business faster with BusinessRiskTV.
Alternatively click on subscribe button below to find other ways of promoting your business more cost effectively.
Click on subscribe button below to find other ways of promoting your business more cost effectively or email email@example.com and enter code #ERMmagazine
Developing confidence in corporate decision making process in uncertain business world. Pick up business enterprise protection and growth news
Our business enterprise risk magazines could be the best resource for you to reach out more cost effectively to buyers of your type of products or services.
We aim to keep key decision makers informed about enterprise risks and provide a leading thought leadership tool for enterprise risk management discussions and debate.
BusinessRiskTV Enterprise Risk Magazine covers all private sector and public sector services. Industry leaders and risk professionals accessing risk management tips advice and risk management guidance to improve business performance.
Risk management focus groups forums and enterprise risk management workshops to look at enterprise risk on a country by country industry and specific risk basis
Entrepreneurs c-suite business leaders business owners and risk professionals meeting up to explore mutual business growth with BusinessRiskTV
Enterprise Risk Magazine covers all commercial and not for profit risk issues and aims to facilitate solutions to enterprise risk related problems.
Subscribe Risk Management Magazines
Editorial will call upon risk experts from around the world to help provide news opinion and analysis for your business or enterprise.
Country industry and specific risk experts produce business enterprise news reports opinion and risk analysis to help inform your decision making process to reduce the effect of uncertainty on your goals and objectives.
Free enterprise risk magazine subscription in country industry and specific risk magazines:
- Africa Magazine
- Argentina Magazine
- Asia Pacific Magazine
- Australia Magazine
- Brazil Magazine
- Canada Magazine
- European Union Magazine
- France Magazine
- Germany Magazine
- India Magazine
- Indonesia Magazine
- Italy Magazine
- Japan Magazine
- Mexico Magazine
- Russia Magazine
- Saudi Arabia Magazine
- South Korea Magazine
- Spain Magazine
- Turkey Magazine
- United Kingdom Magazine
- Unite States of America Magazine
- China Magazine
- South Africa Magazine
Stay in touch with the biggest economies in the world and assess how developments in these countries impacts on your business.
BusinessRiskTV risk management magazines provide risk management news opinions and reviews for free. A risk management magazine online can be read at any time anywhere with WiFi or mobile connection. Our risk management articles are designed to inform key business decision makers. How would it feel to have a little more confidence in your business decision making process? Email editor@businessrisktv,com to subscribe for free to a governance risk and compliance magazines for your industry or country.
Enterprise Risk Management Magazine Feature Articles and Video News
BusinessRiskTV enterprise risk management magazine feature articles look at the latest developments in business the global economy and financial markets.
Features of Membership and registration with BusinessRiskTV
Get more involved with us to use a number of features including
- Receive email or text alerts about what you may need to know today about enterprise risks in your country or industry
- Watch and even participate in online broadcasts about business risks to develop your skills and knowledge
- Remain independent from but collaborate with other members to seize new business opportunities and business growth
- Contribute articles to inform other business leaders and raise your business profile.
- Provide business enterprise risk insight for your country or industry peers to help manage risk better and raise your business profile.
Become a member of BusinessRiskTV for free.
Join BusinessRiskTV for free today entering code #ERMmagazine.
Best Business Magazine Subscription
If you are not sure which is the best business magazine subscription for you and your business subscribe to BusinessRiskTV for free and tell us a bit about yourself and your business. We will advise which we think is the best business magazine subscription for you.
Subscribe to BusinessRiskTV.com for free
#ERMtv for live and OnDemand video streaming enterprise risk management training
Business Economy Live Digital Programming enter code #ERMtv – Enterprise risk management theory and enterprise risk management tools to protect and grow your business with less uncertainty. Discover enterprise risk management best practices during our enterprise risk management online course. Make enterprise risk management roles and responsibilities clear accepted and embedded in business decision-making.
Receive alerts to upcoming enterprise risk management workshop sessions
Watch enterprise risk management webinar wherever you have wifi connection. Get answers to your enterprise risk management questions.
Latest Enterprise Risk Management Solutions (ERM Solutions)
CLICK HERE or email firstname.lastname@example.org entering code #ERMreviews. Find out more about latest enterprise risk management solutions. We work with enterprise risk management partners across the world to find the best solutions for your country and industry.
Best Enterprise Risk Management Companies For Your Country Industry Or General Business Needs
Industry and risk updates. Thought leadership forum to protect and grow your business. Manage critical risks impacting on your business objectives better. Understand your key risks to inform your business decision making process. Use enterprise risk management (ERM) for a holistic approach to improved business performance. Join online virtual meetings to explore enterprise-wide risk assessment of your business. Construct the best enterprise risk management framework for your enterprise. Sign up for an enterprise risk management online course. Read the latest enterprise risk management news.
Read more risk management articles and watch videostreams for free
Enterprise Risk Management Magazine Videos
#BusinessRiskTV #EnterpriseRiskMagazine #EnterpriseRiskManagement #RiskManagement #ERMtv #RiskNews #RiskMagazine #EnterpriseMagazine #ERMjournalist #CorporateMagazine #BusinessMagazine #ERMmagazinedirectory #ERMmagazinemarketing #RiskManagementNews #RiskManagementArticles #RiskManagementNewsletters #EnterpriseRiskManagementNews #CorporateGovernance #RiskAssessment #ERMmagazine