Cyber Risk Management Trends 2018

How is cyber risk impacting on your business objectives

Are you staying ahead of the game? Do you have the latest cyber risks under control? A little cyber risk awareness training might provide a little insight for you to build upon.

Cyber Security Trends 2018
Cyber Risk Management Trends Explored at the International Cyber Risk Management Conference ICRMC Bermuda December 2018

To some of the guesswork out of your cyber risk management planning

Tap into the current cyber risk trends. Find ways to protect your enterprise better against latest cyber risks. Get insight into harmful cyberattacks. Business leaders exploring the top emerging cybersecurity and risk management trends.

The conference will put the spotlight on cyber risk trends. Learn how to strengthen your defence against cyber risks.

British Airways is one of the latest big name organisations to suffer a loss of data following breach of cyber security systems. They are not alone and will not be the last.

Business leaders are increasingly conscious of the impact cybersecurity can have on finances reputation and business performance. It can be hard keeping on top of the current cyber risk trends. The International Cyber Risk Management Conference in Bermuda will explore the latest threats 6th to 7th December 2018.

Register before 30th September to save $300. BusinessRiskTV readers can get an extra 10 percent off when they book if you quote code RISKTV.

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Digital world supports the real world. The digital world rate of change is set to accelerate. It threatens millions of jobs and creates new jobs. Train to take advantage of bright new digital world.

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Balance out the threats and opportunities to your career. Train to take advantage of bright new digital world.

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  • Existing technology is not being used to maximise potential benefits
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Riding best waves require you to be just in front. Being behind the wave means you miss out. Being ahead of wave risks your assets being wiped out! Getting timing just right requires training tips and advice.

Ride the new digital world!

Explore the digital world more today. Stay informed about digital technology world. Do not just learn about technology. Use it in practical way to grow your business.

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Shape your future world of business. Jump aboard the digital revolution! Empower yourself and your employees. Engage your customers more. Win new customers more profitably. Make the most of your business physical assets with cyberspace. Integrate your bricks and mortar plans with ecommerce. Innovate in digital world with help from new partner network.

Invest in the digital education and promotion. Deliver what your customers and potential customers need faster.

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Manage the issues facing your business better. Gain enterprise risk insight to understand threats and opportunities.

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Looking Back To Move Forward

Looking back at past mistakes to make future better

In order to move forward we must look back. If we want to create a better future for our businesses we need to learn the lessons from the mistakes of the past.

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Sometimes you have to look back to move forward

Nobody wants to make mistakes. Where they have been made we should not repeat them

  • Achieve what we want from business decisions quicker and easier
  • Reduce risk of duplicating past mistakes by learning the lessons
  • Benefit from others mistakes as well as your own mistakes

Learn how to use past mistakes to make business better. Undertake risk reviews to check what  went wrong and why. Develop real risk insight to build your business intelligence.

Often we learn more from failure than success. Ultimate business performance can be higher after lessons learnt. Not reviewing risk management errors condemns you to repeating them.

Transform your business on back of past mistakes. Your past mistakes can be the foundation of your future success. However do not dwell on past mistakes. Learn lessons move on but do not keep picking wounds.

Step into your future by looking back at past mistakes

Collaborate with business leaders around world. Learn lessons from their mistakes and from businesses not in the collaboration. Review business mistakes so we do not suffer same fate.

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Financial Services Jobs At Risk Of Automation

The Bigger Risk To Financial Services Jobs Is Automation Or Robots Not Brexit

Ignore the threat to financial services industry jobs of Brexit. You should be much more worried about the threat of robots. Job automation is the biggest finance sector threat and opportunity.

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Job Automation Risk To Your Financial Sector Job

No doubt. Financial services industry is very important to the UK economy. If financial services jobs were lost other sectors would be affected. Fewer services jobs needed to service those in financial services jobs!

Many jobs in financial services are high paid jobs. Top British bankers are paid much more than elsewhere. Resistance to moving to Germany is as much about personal reasons. The UK economy may or may not suffer after Brexit. Bankers will suffer.

However people in financial services are facing automation existential threat. Never mind moving to Germany your job is going full stop!

FinTech company jobs will be prevalent. Bankers less so. Most financial services jobs can be done faster cheaper better. Robots will be

  • less emotional
  • more reliable and
  • after a few years significantly cheaper

How long do you think the C Suite will keep your job. If job automation is better for bonuses your job is toast!

Existing financial services jobs are like UK miners jobs. The buildings will remain but the people in them will be different. Cyber security and fintech risk managers will be plentiful.

  • Banks insurers and funds will need cyber experts. They will stop external and internal threats to money.
  • Fintech risk managers will direct risk appetite and risk tolerance
  • C suite virtual bankers insurers fund managers will be wealthier
  • Wealthier investors but more at risk of systemic industry collapse
  • Software developers will frequent the bars and restaurants. Existing financial services people will be there waiting on tables!

Most existing financial services jobs will be lost to job automation. Do not doubt this for a second!

However it is not all doom and gloom. The key to survive is to move into the new financial services sector jobs. Some new financial services jobs do not exist right now! You must change your skills set to take advantage and survive.

Its not just the top bankers that need worry. Indeed they are the ones most likely to easily morph. Financial services jobs most at risk

  • Mortgage advice
  • Financial and investment advice
  • Insurance advice
  • Any financial services sector job your current phone app replaces!

Consumers have a choice to use financial services apps and websites. In future the consumer will have no choice. Financial services consumers will not speak to people. People will be gone replaced by job automation. The robots will have taken over the financial services world!

There is no point in complaining. No point arguing with us. Better spending your time reskilling instead. Stop worrying about Brexit. Start retraining to overcome threat of job automation. Learn tech skills not German!

BusinessRiskTV Financial Services Jobs At Risk Of Automation

European Free Trade

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Eurozone European Union EU or European Economic Area EEA free trade. Whatever your business relationship with UK collaborate more on BusinessRiskTV.com. Cooperate to sell more to each other more easily.

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Whether you align yourself with just UK EU Eurozone or EEA or none of them

Trading more brings down barriers. Every free trade agreement has an edge demarcation or barrier. Pull down barriers by trading more freely one to one. Then national barriers will fall.

EEA provides for the free movement of persons, goods, services and capital within the European Single Market

To get the most out of your business assets you do not need a free trade agreement. It does not matter if you are in favour of Brexit or not. You have to manage the threats and opportunities from Brexit. If your business is in the UK EU EEA or on the other side of the world trade more.

BusinessRiskTV.com offers practical tips tools and techniques to trade more

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You do not need to do what we recommend. What we recommend will increase your opportunities for business growth.

There is an argument that the EU27 were being held back by UK. Maybe UK is being held back from global growth by EU? Most business leaders no longer care.

  • Most do not trade outside of their country
  • Most just want to know what the new environment is
  • Most will get on fine with whatever is agreed

Our role is not to meddle with the politics. What will be will be. Our duty is to make the best out of the finalised deal. BusinessRiskTV.com will help business leaders wherever they are trade more profitably.

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How To Overcome Trade Barriers In International Trade

Strategies To Overcome Trade Barriers

Develop access to overseas marketplaces. Develop a new strategy to access new incomes streams. Diversify your income streams and build business resilience.

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Overcoming Trade Barriers

Do not know where to start to export more overseas? BusinessRiskTV.com can help you overcome barriers to more overseas trading.

  1. Join the relevant working group for your business
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  3. Agree the best new business development strategy

Work with local and global business management experts to overcome all trading barriers. Combined risk knowledge will help you break into new markets. Grow your business faster and build business resilience.

We help you increase market access. Enhance capability to remove barriers to overseas trade. Learn how to overcome barriers to trade yourself.

Work together to negotiate who will do what and when.

  • Inadequate risk knowledge may be holding your business back.
  • Reduce the costs of exporting more overseas
  • Exporting more not only increase sales it increases business resilience

Connecting people with demand with people who can supply.

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What Are Your Tips For Increasing Overseas Trade

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Its not about how to reduce risk

External or internal driven risks threaten your business. They also create new business development opportunities. Reducing the effect of uncertainty on your business is important.

How do you manage enterprise risks? Do you put risk into different silos like safety, insurance, cyber risk, sales strategy etc? They can be rolled into one holistic risk based approach.

What is the most effective way for a business to manage risk? Look at what you are trying to achieve? Could you achieve more with your existing assets? Has good luck been saving you from disaster?

Understand the bigger picture first. When you know what risk you have then manage it.

There is danger being in business. Danger that you could blow your value. Danger you could under perform.

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Identify and evaluate all the opportunities for a better future for your business.   Proactively keep all business opportunities under review and assess the potential outcomes of pursuing each opportunity.   Focus your resources on winners using a risk-based decision-making process.   Optimise the return of your investment of time and money.   Create greater value and optimise outcomes.

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How do you become more successful as a leader?   The answer is to reduce the risks and maximise the opportunities for our company.

It is most certainly a challenge to grow a business faster with less uncertainty, but that is what we help business leaders do.   Don’t miss out on the new opportunities for your business to grow faster.   Minimise the extra threats from taking more risk and maximise the opportunities for your business with your existing resources.

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Thinking Differently

Making Business Better By Thinking Differently

What has worked in the past will probably work quite well in future, but we are thinking differently to find ways that will work better for business.   Thinking differently about business threats and opportunities to build resilience and greater success.

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Bringing entrepreneurs and business leaders together to work on future today.

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Successful Businesses Create Their Own Future

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Are Oxfam Carillion and Growing Skills Gap in UK USA Japan just some of the more recent examples of the senior management malaise or examples of systemic failure of current crop of capitalists

We fail and then we fail to learn!

The long list of failures to manage enterprise risks is too depressing to list here.   Such a waste of time, money and life!What an opportunity cost to corporate entities and society.

The only long lasting positive thing to come out of each major risk event or negative aggregation risk outcome is legislation

Our present crop of senior managers executives fund managers and politicians are not any worse or better than previous ones. Talking a good game about risk governance or compliance GRC is often followed by another failure to manage risks with all stakeholders in mind.

Eventually the general public start looking for heads to lop off and new legislation is written that can often be more risk-averse than it needed to be but The People got sick of the incompetence at the top and something had to be done.

Business leaders and politicians often moan about statutory legislation but if managers could manage risks better we wouldn’t need more legislation. Recent examples of major risk events or aggregation of regular failure to manage smaller risk events are more examples of our key risk decision makers failing and more legislation is required to fill the gap in risk management knowledge and/or failing corporate risk management culture.

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The world is full of opportunities to develop for the benefit of all, yet we can’t keep what we have on an even keel. We have to during the 4th Industrial Revolution make changes for the better.

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22nd February 2018 Members of UK’s Parliament MPs Question Pensions Regulator In Public

The Pensions Regulator head with responsibility for monitoring pensions and protecting pensioners in UK admitted to MPs that the Pensions Regulator needed to be clearer quicker and tougher in using its powers to force companies to pay more into their pension schemes.

As an example of the Pensions Regulator’s failure one could highlight Carillion where many thousands of pensioners face reduced pensions. Carillions pension Trustees asked the Pension Regulator in 2010 and 2013 to force Carillion to put more money into it’s pension scheme. The Pension Regulator twice refused and the Pension Regulator CEO since 2015 admitted that it should have done more to extract higher pension contributions from Carillions executive management team.

Carillions executives have claimed that a failing Qatar contract was one of the main causes of Carillions collapse, but auditors KPMG say that was not a cause of Carillion’s collapse.

KPMG tried to defend their auditing of Carillion’s accounts in 2016 and 2017, but the business select committee chairperson said she would not hire you KPMG to audit the contents of my fridge.

Much criticism has been expressed about the system of corporate governance in UK’s biggest companies. Who is responsible for the loss of pension benefits for Carillion pensioners is not clear but what is clear that the current system of corporate governance and risk management is not working  for stakeholders like pensioners majority of employees contractors shareholders and corporate customers. The winners are winning big and the losers are losing big!

20th February 2018 UKs Pension Regulator Ignored Trustees Of Collapsed Outsourcing Firm Carillion

The pensions regulator twice ignored requests from trustees of Carillion to force the company to fill Carillion’s pension black hole.

The pensions regulator has come under fire from UK’s members of parliament for failing to take steps to protect Carillion’s pension scheme members, especially as they were asked twice by the trustees of the pension before Carillion collapsed. When Carillion collapsed, the firm had pension liabilities of around £3 billion.

With characteristic alacrity, the Pensions Regulator started its arduous process of chasing money down from Carillion a few days after it was formally announced there was no money left Frank Field chair of parliaments Work and Pensions Committee.

The Pension Regulator didn’t comment on the continued significant bonuses consistently awarded to Carillion executives or the dividends issued to shareholders with between £2-3 billion in underfunded pensions.

Carillion’s pension scheme now has to be transferred to the Pension Protection Fund which is likely to mean the loss of benefits for the majority of the 27,500 pension scheme members.

If the Pensions Regulator had conducted an Enterprise Risk Management Audit of Carillion they would clearly have identified that the black hole was not an unfortunate coincidence but a systemic failure of Carillion’s corporate governance and risk management culture.

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BusinessRiskTV Are Oxfam Carillion and Growing Skills Gap in UK USA Japan just some of the more recent examples of the senior management malaise, or examples of systemic failure of current crop of capitalists?

Will you suffer catastrophic loss to disruptive innovation or become a business disruptor yourself

Protect yourself and benefit from innovation driven business growth

The 4th Industrial Revolution is upon us. For some it will be a plague but for others it’ll will be a feast.

Every day you can find multiple great ideas that could potentially disruptive the current way of doing things. My favourites at the moment are flying modes of transport that could easily replace vehicles that have to travel on roads and flying machines that briefly go to space to get to their destination quicker. They may seem like far off technological developments, but the technology works now.   Its flight rules and regulations that will hold them back to protect carmakers and airplane makers not technology risks.

Everyday new innovative ideas and products flood onto the market. For most it will be like Tomorrows World. The innovative ideas will not be sustainable. We want to work with people who want to take over the world in a good way!

Pull in our resources to make innovation-driven business growth more likely to succeed and maximise the return of your investment of time and money.

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If you don’t have time to be innovators you may need to find time to protect against business market disruptors

Fatal existential business decisions are easy to see in hindsight. Foresight consultants can help you take steps to protect yourself from your own poor business decisions.

Anyone can take a wrong turn. If you’re lucky the decision may not be malignant. You might survive to fight another day. On the other hand.

Your brand maybe vulnerable to others who have been thinking differently, or from changes to the marketplace. It may fail cause your performance ain’t good enough, or because your competitors change the rules of the game.

How you fail may not matter too much after you’ve failed. It will be too late to consider what you are doing wrong. Kodak didn’t want to change when they had to change to survive. They were making too much money from photographs to change to embrace digital photography. Market changes can kill the best businesses.

The best form of defence is often attack

Being more innovative or creative can be frightening. Picking the wrong horse in a paddock of new opportunities can be very costly. Innovation can also be exciting and highly rewarding.

We aim to make innovation for you more exciting and rewarding as well as reducing the uncertainties that accompany innovation and creativity. Disruptive innovators can draw on our tips advice and support to become more successful with more certainty.

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How To Attract Develop and Retain Employees

Beating your competitors to top high performing talent

Fill your skills gaps faster to increase your business productivity with better access to more high-performing recruits. Attract develop and retain talent your competitors can’t find or attract.

A growing skills gap in the UK Australia and USA will hold back organisations who are not more innovative and creative with their recruitment process. It is one of the biggest threats to corporate objectives this year.

Retaining increasingly expensive employees is also key to improve business model sustainability.Its more profitable to keep talented high performers. They have the skills and knowledge to help you grow faster and replacing them will impact on your profit and make it less likely you will achieve your business objectives.

How To Increase Business Performance By Attracting and Retaining Employees Better
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So you’ve got talented staff but how do you turn them into high performers

Attracting and retaining the best employees can be supported by selling and delivering better employee engagement strategy. Engage your employees more to help you achieve your business objectives with more certainty.

Recruitment strategies to attract and retain talent in UK

How do you attract the right employees to help you improve your business performance? Many employees are looking for an opportunity to help your business grow faster. To retain such employees you need to develop them to help develop your business.

We can work with you to turn new recruit enthusiasm into improved results working together with more established employees who know your business processes and objectives well.

There is enormous costs associated with recruiting employees. What a waste to let this talent pass leave quickly through high turnover of staff. Work harder at retaining staff and not only will you boost your business performance, but you will reduce your recruitment costs, as people will stick with you, not leave to join your competitor.

Get help from BusinessRiskTV to help you attract and retain the best people in the UK. Increase your chances of business success by developing your existing business leaders to implement a new improved business strategy.

High employee turnover costs you time, money and your personal productivity.   Top talent is hard to attract and even harder to keep. Adopt new more creative ways to source, select and retain talented employees.

Human Resources HR Tips Advice and Support

Reshape and redefine your employer-employee relationship. Learn more about more creative ways to attract employees, help them perform better to keep them longer

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BusinessRiskTV Attracting Employees Strategies

Do you have an effective risk management framework

Get help restructuring your risk management framework

Create a risk management framework to support better enterprise-wide decision making

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Further reading

Read more about governance risk and compliance GRC

Helping you to protect your business better and grow faster more profitably.

BusinessRiskTV Effective Enterprise Risk Management Framework

Do you understand weaknesses and strengths of your business strategy

Will your strategy for business success fail or fail to achieve more?

Analysing your business strengths weaknesses opportunities and threats will help you understand your business better and the marketplace within which you need to succeed. By identifying where you are now within the market will facilitate any assessment of the best strategies for future business success.

  1. Decide how best to allocate your limited resources to get the best return of your invest of money and time
  2. Assess which weaknesses and threats to mitigate and which to accept
  3. Assess which strengths you need to capitalise upon
  4. Assess which new business opportunities will bring greatest reward from the same cost of capital and management time.
  5. Set a new strategy for business success with more confidence

Not only must you protect your business but you must explore the opportunity cost of not doing something that could bring greater rewards with the same cost.

By getting the most from your money and time you can maximise the profitability of your business.

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Analysing Your Business Strengths Weaknesses Opportunities Threats SWOT
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Management Consultants and Business Coaches

BusinessRiskTV Analysing Your Business Strengths Weaknesses Opportunities and Threats SWOT

Are you confident you are managing all significant business risks cost effectively

Assuming you are managing enterprise risks well can be dangerous

You might be taking too much risk unknowingly but you might also be taking too little risk and failing to make the best use of your business assets.

Guide To Business Enterprise Risk Management ERM
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How confident are you that you are managing enterprise risks cost effectively?

What are the hidden costs of your failure to manage risk properly

  • Missed opportunities cost
  • Over protection of business wasting resources and increasing your costs
  • Under protection leaving you exposed threatening your survival or prosperity and stopping you getting a quiet night’s sleep

Can you demonstrate to your business stakeholders that significant enterprise-wide risks are being effectively managed? Have you a balanced risk -reward risk management plan that prioritises the allocation of resources for best potential effect on business objectives? When was the last time you reviewed your enterprise risk management plan?

Controlling the risks in the workplace is not just about safety and business insurance. Your business must control enterprise wide risks. What is the aggregate effect of risk on your business objectives? Do you understand the threats to objectives and the opportunities you have in front of you?

Find out how enterprise risk management can help you monitor your overall business’s performance

Identify and manage both external risk drivers and internal risk drivers impacting on your business success.

Do you have confidence your business is ready for emerging risks?

We are only at the beginning of the 4th Industrial Revolution. Many jobs are going to disappear. Many jobs are going to change. Businesses that don’t change to reflect emerging risks will not survive the rapid changes that have started but will accelerate over next few years.

Maximising business opportunities for growth 

There is a yin and yang to all threats and opportunities.  

  • Every threat comes with an opportunity to change for the better.  
  • Every opportunity comes with a threat that the new will destroy existing value.

Business decision makers have tougher choices now than many recent business leaders have faced and many choices may threaten survival if you choose badly.   Making good choices could also drive your business forward much faster than recently possible due to the financial crisis of 2008 and recovery therefrom.

Have you identified and assessed your enterprise-wide risks?

What have you done about the more significant risks to your business objectives? Managing risk is increasingly central to the art of business management. It is not a science. What is right for one business may not work for another in the same industry. Much will depend on the leaders of each business within the same industry.

Give your managers more confidence in your company to prperly assessing all the signiciant business risks to your organisation.

There is a risk to every business decision you make. Systematically look at all the risks across your business to enable you to focus your limited resources on the options most likely to boost your business performance, productivity and profitability.

Armed with the right risk management tools and techniques, risk knowledge and business intelligence you can manage risk more cost effectively more successsfully.

Read more

How to monitor risk management plan

Evaluating risk management action plan

BUSINESSRISKTV CONFIDENTLY MANAGE SIGNIFICANT RISKS MORE COST EFFECTIVELY

How To Take Over The World

We are linking up with people around the world to be more innovative and to sell more profitably

It’s a big world out there! A lot of people or other businesses need what you are offering. They just need to know why you are the better than your competitors at delivering what you are offering.

How To Take Over The World
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We are working with like-minded individuals around the world to create new business opportunities for everyone on the bus.

  • Enterprise Risk Management ERM tips advice supportLinkedIn Risk Management Online group members number more than 27,000
  • BusinessRiskTV members work for mutual benefit and business growth. Complete the form at the bottom of this page and enter code #BusinessRiskTV
  • BusinessRiskTV latest business economy financial market news opinions business reviewsOne quick way to keep up with developments so that you can hop on the bus at the right time for you is via Twitter @ERMuk

Use our tools and techniques to boost your business opportunities around the world. We can help you develop new income in your normal markets but we encourage you to look beyond the norm and aim for global domination!

BusinessRiskTV Taking Over The World

How To Manage Business Risk Better and Grow Business Faster

Learn New Risk Management Techniques In Business

Common business risks facing your business could be managed better. Learn new ways  to manage risk more productively with more certainty.

Running a business can be very satisfying but it can also be dangerous for the health of your finances! Potential risks will present ways to threaten business survival or reduce profitability. Other risks may present opportunities to grow faster. Both types of risk need to be managed to maximise your success both personally and corporately.

Risk Management Tools

The business environment sets the scene for successful businesses it does not dictate your success or failure

Anyone can cross their fingers and hope for success but clever business leaders don’t leave their success to luck!

Not everything is going to go well no matter how hard you plan things. Life often gets in the way of the best business plans! In the real world you have to take calculated risks to achieve more than the next business leader who is risk averse.

If you don't drive your business forward your set for failure
Drive Your Business Forward With BusinessRiskTV.com

How do you get the enterprise risk balance right though?

There are many ways to get the right enterprise risk management ERM balance right. First of all you need to know where you are now and how much of an appetite for risk your key decision makers have.

Once risk appetite and risk tolerance are clear then the culture of risk management can be tailored to strike the right risk management balance for your organisation.

Risk Tolerance

How to identify manage and control the effect of risk on your business objectives

Some risk has to be accepted. How much? What is not acceptable has to be managed. How will risk is managed will dictate how sustainable your business will be in future as well as how successful it will be.

How To Manage Business Risk Better and Grow Business Faster

BusinessRiskTV How to manage business risk better and grow business faster with more certainty

Most Important Things To Know In Business Are What Are Your Biggest Problems Impacting On Business Objectives

Take The Courage To Embrace Potential Failure Of Business

Then take action to reduce the risk of failure

International Risk Specialists

What is achievable in your business?

Know with more certainty what your business could achieve if it makes some changes.

Once you know what your biggest business problems are you can identify how to best use limited business resources to reap the quickest gains to achieve greater business success more quickly.

Too often people in business at all levels of the organisation are working extremely hard. This can be a problem because they can burn out whilst solving problems that do not matter to the achievement of key business objectives. Solutions include employing more staff to work on the same minor business problems then business leaders wonder why they are spending more without any increase in business productivity and no business performance improvement.

Improving business performance requires better use of existing key business assets for a better return in your investment of time and money.

Develop the quality and capacity of your workforce to achieve more for themselves and the business

Training employees to help themselves will help your business achieve its objectives by overcoming the biggest business problems more easily with existing  resources.

What are your biggest business problems

If you can’t answer this question immediately, right now, then you are missing out on quick more profitable gains to easily make your business more successful.

If you can answer this question immediately and with near absolute certainty then you should be performing pretty efficiently already. If not why haven’t you taken steps to remove barriers to your greater business and personal success?

Develop a new business management strategy with a new decision making process designed to help you identify evaluate and manage your biggest business problems more cost-effectively. If you can’t tell us what your biggest problems are in a very short summary of the key information then you haven’t truly identified your biggest critical business problems impacting on your business objectives.

You could develop a new business strategy for success that is less complicated, cheaper to implement and brings greatest rewards if you change your thinking about business management.

This could be a pivotal moment for your business

You either know exactly what you need to do today to change your business trajectory or you may need a little outside help. BusinessRiskTV can provide that help.   If you do not need help we wish you well for the future.   If you do need help get in touch below and tell us what you need help with.

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BusinessRiskTV Pragmatic Practical Business Solutions For Your Biggest Business Problems

Developing Role of Risk Management Function

Functions Of Risk Management Department

The risk management team or department should facilitate improved enterprise decision making to boost business performance.

Risk management principles practice and process should increase the efficiency and effectiveness of the business. The business leaders will be able to take more risk consciously as opposed to unconscious acceptance of higher risk levels.

What is the right level of risk will depend on the risk appetite and risk tolerance of the business leaders. There maybe nothing wrong with a high corporate risk exposure to achieve business goals and objectives as long as you know how exposed the business is and put in suitable risk control measures.

iso 31000 Risk Management Principles and Guidelines

Adopting the principles practices and processes of iso 31000 will increase the likelihood of a business strategy being a success. It will also reduce the level of uncertainty that can accompany more challenging business objectives.

Enterprise risk management is not a once in a business lifecycle activity. It is a continuous activity that supports business development and implementation of a more risk aware business strategy.

iso 31000 Risk Management

Enterprise Risk Management Framework

Better Business Protection Faster Business Growth Tips Advice Support from BusinessRiskTV.comUse an enterprise risk management ERM framework to help you develop an effective business management strategy that protects your business assets and helps you grow faster.

A robust enterprise risk management framework will help embed a more risk aware culture up and down the organisation.

An effective risk management system will require a clear role for the risk management function in the business. The risk management function in the business can only develop added value for the organisation if it is fully supported in the boardroom. With the board behind the risk management function, all levels of the organisation will develop enhanced risk management capability enhanced by the risk manager or risk management team.

The risk management function will support corporate governance and risk oversight but cannot control corporate risks on its own.

Risk Management Function Supports Risk Identification Risk Assessment and Risk Control

However the risk management function does not control corporate risks on its own.

  • The risk management function is integral to the risk management process but it isn’t the sole component of the risk management process.
  • The risk management function educates informs and trains all levels of the organisation to assess prioritise and control corporate risks. It enables business leaders to manage enterprise risk better.
  • The risk management function helps to develop and embed risk control techniques to reduce the likelihood of losses and the size of losses. It should also identify, assess and help seize business development opportunities.

Do you want help developing your enterprise risk management function?

BUSINESSRISKTV DEVELOPING RISK MANAGEMENT FUNCTION