Co-creating Solutions with Stakeholders

Better communication and collaboration to boost business performance

Co-creation is a process where stakeholders work together to create solutions that meet their collective needs. It is a collaborative approach to problem-solving that emphasises the importance of including all stakeholders in the process of finding and implementing solutions. Co-creation involves listening to different perspectives, brainstorming ideas, and building consensus around the best approach. Co-creation can be an effective way to solve complex problems and create positive change in communities, organisations, and industries. In this article, we will explore how stakeholders can be involved in co-creating change solutions.

Who are stakeholders?

Stakeholders are individuals or groups who have an interest or stake in the outcome of a decision or action. In the context of co-creation, stakeholders can be any person or group who is affected by a problem or who can contribute to its solution. Stakeholders can include customers, employees, suppliers, investors, government agencies, non-profit organisations, and the community at large. Each stakeholder has a unique perspective, experience, and expertise that can contribute to the co-creation process.

Why involve stakeholders in co-creation?

Involving stakeholders in co-creation has several benefits. First, it can increase the quality of solutions by incorporating a diverse range of perspectives and ideas. When stakeholders are involved in the co-creation process, they can share their experiences, knowledge, and expertise to help identify problems and develop solutions. This can lead to more innovative and effective solutions that better meet the needs of all stakeholders.

Second, involving stakeholders in co-creation can increase stakeholder buy-in and ownership of solutions. When stakeholders are involved in the co-creation process, they are more likely to feel invested in the solutions that are developed. This can increase their willingness to support and implement the solutions, which can lead to greater success in achieving the desired outcomes.

Third, involving stakeholders in co-creation can increase transparency and accountability. When stakeholders are involved in the co-creation process, they can provide feedback on the decision-making process and hold decision-makers accountable for the decisions that are made. This can help ensure that decisions are made in the best interests of all stakeholders and that the process is fair and equitable.

How to involve stakeholders in co-creation?

Identify stakeholders

The first step in involving stakeholders in co-creation is to identify who they are. This involves identifying all the individuals and groups who are affected by the problem or who can contribute to the solution. Stakeholders can be identified through stakeholder mapping, which involves creating a visual representation of all the stakeholders involved in a particular project or issue. Stakeholder mapping can help to identify key stakeholders and their relationships with each other, which can inform the co-creation process.

Engage stakeholders

The next step is to engage stakeholders in the co-creation process. This involves communicating with stakeholders about the problem, the co-creation process, and their role in the process. Communication can take many forms, including meetings, workshops, surveys, and social media. The key is to use communication channels that are appropriate for the stakeholders and that allow for two-way communication.

Define the problem

The third step is to define the problem that needs to be solved. This involves identifying the root causes of the problem and the desired outcomes. Defining the problem is a critical step in the co-creation process, as it provides a common understanding of the problem and the goals that need to be achieved. Stakeholders should be involved in defining the problem, as they can provide valuable insights into the problem and its impact on them.

Brainstorm solutions

Once the problem has been defined, the next step is to brainstorm solutions. This involves generating a wide range of ideas that could potentially solve the problem. Brainstorming can be done individually or in groups, and can be done in person or virtually. The key is to encourage creativity and collaboration among stakeholders. During the brainstorming phase, stakeholders should be encouraged to think outside the box and consider a range of possible solutions.

Evaluate solutions

After generating a list of potential solutions, the next step is to evaluate them. This involves assessing the feasibility, impact, and effectiveness of each solution. Stakeholders should be involved in the evaluation process, as they can provide valuable input on the potential benefits and drawbacks of each solution. It is important to evaluate solutions based on the criteria that were established during the problem definition phase.

Co-create solutions

The next step is to co-create solutions. This involves selecting one or more solutions and working together to develop a plan for implementation. Co-creation can involve stakeholders from different sectors and organisations, as well as individuals with different expertise and experiences. The co-creation process should be collaborative and iterative, with stakeholders working together to refine and improve the solutions.

Implement solutions

Once solutions have been co-created, the next step is to implement them. This involves putting the plan into action and monitoring progress towards achieving the desired outcomes. Stakeholders should be involved in the implementation process, as they can provide valuable feedback on the effectiveness of the solutions and identify any areas that need improvement.

Evaluate and iterate

The final step in the co-creation process is to evaluate and iterate the solutions. This involves assessing the impact of the solutions and identifying opportunities for improvement. Stakeholders should be involved in the evaluation and iteration process, as they can provide valuable insights into the effectiveness of the solutions and identify any areas that need to be improved.

Involving stakeholders in co-creating change solutions is a powerful approach to problem-solving that can lead to innovative and effective solutions. By listening to different perspectives, brainstorming ideas, and building consensus around the best approach, stakeholders can work together to create solutions that meet their collective needs. Co-creation can increase the quality of solutions, increase stakeholder buy-in and ownership, and increase transparency and accountability. By following the steps outlined in this article, organisations and communities can involve stakeholders in co-creating change solutions and achieve positive outcomes that benefit all stakeholders.

Business Solutions with BusinessRiskTV — How can stakeholders be involved in co-creating change solutions?

Fixing Common Business Problems

Overcome common hurdles to business success

Fixing A Business With BusinessRiskTV

Fixing Common Business Problems

Fixing a business can be a daunting task, but it is not impossible. A business can face various challenges, from declining sales to poor employee morale, and if these issues are not addressed in a timely manner, they can lead to the failure of the business.

However, before we dive into the process of fixing a business, it’s essential to understand what exactly needs to be fixed. Here are some of the common problems that businesses face:

Declining Sales: This is one of the most common problems that businesses face. If sales are declining, it means that the company is not generating enough revenue to sustain its operations. This could be due to various reasons, including increased competition, changes in consumer preferences, or economic downturns.

Poor Employee Morale: Employee morale plays a crucial role in the success of a business. If employees are not motivated or engaged, it can lead to decreased productivity, increased absenteeism, and high turnover rates. This could be due to poor management, inadequate training, or a toxic work environment.

Inefficient Processes: If a business is using outdated or inefficient processes, it can lead to increased costs and decreased productivity. This could be due to lack of automation, poor communication, or inadequate training.

Cash Flow Problems: Cash flow is the lifeblood of any business. If a business is facing cash flow problems, it means that it’s not generating enough revenue to cover its expenses. This could be due to slow-paying customers, excessive debt, or poor financial management.

Lack of Innovation: Innovation is essential for the long-term success of any business. If a business is not innovating, it can lead to stagnation and decreased competitiveness. This could be due to a lack of investment in research and development, or a failure to keep up with changing market trends.

Once you have identified the problem, the next step is to develop a plan to fix it. Here are some steps that businesses can take to address these common problems:

Conduct a SWOT Analysis: A SWOT analysis is a useful tool for identifying the strengths, weaknesses, opportunities, and threats of a business. By conducting a SWOT analysis, businesses can identify their areas of strength and weakness and develop a plan to address them.

Set Goals and Objectives: Once the weaknesses have been identified, it’s essential to set specific goals and objectives for addressing them. These goals should be specific, measurable, attainable, relevant, and time-bound (SMART).

Develop an Action Plan: An action plan is a detailed plan that outlines the steps that need to be taken to achieve the goals and objectives. The action plan should include timelines, responsibilities, and resources needed to achieve the goals.

Invest in Training and Development: In many cases, poor employee morale and inefficient processes can be attributed to a lack of training and development. By investing in training and development, businesses can improve employee skills and productivity.

Review and Improve Financial Management: Cash flow problems are often the result of poor financial management. Businesses can address this by reviewing their financial management processes and implementing improvements such as better invoicing practices or more frequent financial reporting.

Embrace Innovation: Innovation is essential for the long-term success of any business. By embracing innovation, businesses can stay ahead of the competition and meet the changing needs of their customers.

Seek Professional Help: In some cases, businesses may need to seek professional help to address their problems. This could include hiring a consultant or seeking advice from industry experts.

While these steps are not exhaustive, they provide a useful framework for fixing a business. Let’s look at some specific examples of how these steps can be applied to common business problems:

Example 1: Fixing Declining Sales

Conduct a SWOT analysis to identify the factors contributing to declining sales. This could include increased competition, changes in consumer preferences, or economic downturns.

Set specific goals and objectives for addressing the factors identified in the SWOT analysis. For example, if increased competition is identified as a factor, a goal could be to increase market share by a certain percentage.

Develop an action plan that outlines the steps needed to achieve the goals and objectives. This could include increasing marketing and advertising efforts, improving product quality, or expanding into new markets.

Invest in training and development for sales staff to improve their skills and productivity.

Review and improve financial management practices to ensure that revenue is being generated and expenses are being controlled.

Embrace innovation by introducing new products or services that meet the changing needs of customers.

Seek professional help if necessary, such as hiring a consultant or seeking advice from industry experts.

Example 2: Fixing Poor Employee Morale

Conduct a SWOT analysis to identify the factors contributing to poor employee morale. This could include poor management, inadequate training, or a toxic work environment.

Set specific goals and objectives for addressing the factors identified in the SWOT analysis. For example, a goal could be to improve employee engagement by a certain percentage.

Develop an action plan that outlines the steps needed to achieve the goals and objectives. This could include improving communication between management and employees, increasing training and development opportunities, or addressing any issues with the work environment.

Invest in training and development for employees to improve their skills and productivity.

Review and improve financial management practices to ensure that employees are being compensated fairly and that benefits are competitive.

Embrace innovation by introducing new programs or initiatives that improve employee engagement and satisfaction.

Seek professional help if necessary, such as hiring a consultant or seeking advice from industry experts.

Fixing a business is not an easy task, but it is essential for the long-term success of any organisation. By identifying the factors contributing to common business problems such as declining sales, poor employee morale, inefficient processes, cash flow problems, and lack of innovation, businesses can develop a plan to address them.

The steps involved in fixing a business include conducting a SWOT analysis, setting specific goals and objectives, developing an action plan, investing in training and development, reviewing and improving financial management practices, embracing innovation, and seeking professional help if necessary.

By taking these steps, businesses can improve their chances of success and achieve their goals. It’s important to remember that fixing a business is a continuous process, and it requires ongoing effort and dedication. But with the right approach, any business can overcome its challenges and thrive in today’s competitive environment.

In addition to the steps outlined above, there are a few other key factors to keep in mind when fixing a business:

Communication is key. Make sure everyone in the organisation is aware of the plan to fix the business and their role in it. Encourage feedback and suggestions from employees to ensure that everyone is on the same page.

Focus on the customer. Ultimately, the success of any business depends on its ability to meet the needs of its customers. Make sure that any changes or improvements being made are geared towards improving the customer experience.

Stay flexible. As the business environment changes, so too will the challenges facing your business. Stay flexible and be prepared to adapt your plan as needed to address new challenges.

Celebrate successes. Fixing a business is hard work, and it’s important to celebrate the successes along the way. This can help to build momentum and maintain morale as the organisation continues to move forward.

Fixing a business is a challenging but essential task that requires a combination of analysis, planning, and action. By identifying the factors contributing to common business problems and taking concrete steps to address them, businesses can improve their chances of success and achieve their goals. Remember to stay focused on the customer, communicate effectively, and stay flexible in the face of new challenges. With these key principles in mind, any business can overcome its challenges and thrive in today’s competitive environment.

Business Solutions — Overcome Come Hurdles To Business Successes

What will the business world be like in 2023

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Explore new better ways of doing things in your business

Discover better ways to manage your business. Find out what you don’t yet know about your key business risks that threaten your business success in future or are obscuring new business opportunities for your business.

Get to know about what really matters for your increased business success, or even survival

Find out what you do not know about your business performance key risk indicators and key control indicators. Overcome poor business performance.

Reflect on past experiences of good and bad business risk management. Accept responsibility corporately and individually for business risk management performance.

360 feedback is critical to learning from your business mistakes and identifying business improvement actions. Involve key people inside and outside of your business to engage your whole workforce in the development of a new business risk management strategy to improve your business success in future. Work better together to take in-house the responsibility of improving your business. We can help mentor your new business risk management strategy, but ultimately success or failure is in your hands.

Learn from your mistakes and the mistakes of other business leaders

We learn from our mistakes. We learn more from failure than from our successes. They don’t always have to be our own mistakes. Sure, learn from your own mistakes but also learn from other business leader mistakes. To boost your business success also learn from the successes, skills and experiences of other business leaders.

How are decisions made in your business?
Do you involve everyone in the decision-making process to ensure you use every last drop of good and bad experiences to improve your business?
How do you leave no stone unturned in the pursuit of your business survival and prosperity?

Develop real life business knowledge and business intelligence to improve your business performance. Solve your real life problems in your business now with business solutions that will work better for your business.

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What should you be worried about as business leader in 2023?

The things business leaders should be worried about if you want to really be successful in business

Here are some things business leaders should have in mind when deciding where to deploy finite money time and energy:

Market trends and competition: Keeping an eye on market trends and understanding the competitive landscape can help business leaders make informed decisions about the direction of their company.
Customer needs and satisfaction: Understanding and meeting the needs of customers is critical for any business. This can involve gathering feedback, analysing customer data, and continuously improving products and services to meet changing customer needs.
Financial performance and sustainability: Business leaders should be mindful of the financial health of their company and strive to achieve profitability and financial stability. This may involve setting financial goals, monitoring financial metrics, and making strategic financial decisions.
Employee satisfaction and retention: Happy and engaged employees can drive business success, so it is important for business leaders to prioritise employee well-being and create a positive work culture. This can involve offering competitive benefits, promoting professional development, and fostering a positive engaging work environment.
Legal and regulatory compliance: Businesses must operate within the bounds of the law and adhere to any relevant regulations. This can involve ensuring that business practices and processes are compliant with laws and regulations, and staying up to date on any changes to legal or regulatory requirements.
Innovation and growth: Business leaders should be proactive in seeking out opportunities for growth and innovation. This can involve developing new products or services, entering new markets, and finding ways to differentiate the business from competitors.

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What will be business world be like in 2023

How can a business survive during a recession

What should a business do during a recession?

What should a business do during a recession

Many very large businesses have already announced profit warnings. others have stopped recruiting. Central banks are stopping the release of cheap money into the economy. we have said for sometime now, that a global recession is coming to your business. have you prepared your business? What are you waiting for?

Rising unemployment is a common painful fact of a recession. With the current shortage of skills and high employment levels, many are burying their head in the sand about the economic factors which will bring about a global recession within the next 12 to 18 months. Too busy with other problems to think that far ahead, I hear you say? an understandable retort when business resources are limited. however, if you only invest your time and money in fighting current fires, you will always be reactive fighting current fires. taking some time to be more proactive, will enable you to breathe more easily and fight fewer fires.

How can your business prepare for and weather the coming global recession storm:

Simply battening down the hatches may not be the way to survive. Waiting for the storm to blow over may result in your business being blown away!
Stopping your investment in the right places of your business would be a mistake. knowing which parts of your business are the right parts is the tricky question.
Now, before the storm, maybe the time to review your business strategy and come up with an alternative risk management strategy to survive the change in business environment.

Will your business survive and thrive during a recession, perhaps a longer depression?

How can a business grow during a recession

Do you think keeping what you’ve got is the only business strategy to survive a long recession? Could you grow your way out of a recession:

Cutting your customer base yourself may be one way to shore-up your business resilience. Most of a business profit comes from a small percentage of its customer base. If your customers just bring turnover not profit they may sink your business not save it!
Boosting your productivity maybe an easier win then you think. Working smarter with your existing resources and assets will help your business sweat out more money.
Reaching out to more customers and markets maybe a better way to survive. Some of your competitors may have too much fat on their prices. Others may be great businesses but too much debt holes their business development strategy and they may go under. Other businesses will have opportunities from the survival of the fittest not necessarily the biggest or best.

Some businesses and business owners will get rich during the coming global recession. Your business will be affected by the recession, but it doesn’t need to be all bad or fatal.

Business strategy during recession

Managing debt down will be a crucial part of survival. That does not mean stopping spending. It means taking care to spend your money on the right things during a recession.

You need to look again at your decision-making. What are your priorities in a recession, compared to normal business environment?

Laying off workers may be a lazy business strategy. it is an easy obvious way to cut costs but it may mean that you are cutting your own business throat.

What is your business really good at? How can you do more of it? controlling cash flow and unnecessary spending is important, but that does not mean cutting investment in your business future.

Just because a business is big does not mean it will survive, nor does it mean that small businesses will suffer the most during a recession. Some of the biggest businesses that look amazing may have underlying issues that will sink them. small businesses who react quickly may be able to pick up the pieces.

How does the economy affect businesses

The more resilient a business is, the more likely it will be to survive the multitude of risks facing businesses in the current business climate. As a business leader you may not have control over all risk events which occur in the global economy, but you can be prepared for every eventuality.

Recessions affect different businesses differently. Do you understand what could sink your business? Are your risk control measures working? Have you put in place appropriate risk control measures for impending imminent future risks that may develop. is your business prepared?

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How business leaders can get help and support for business protection and growth

Your business can get advice, help and knowledge or business intelligence to solve most problems. Do you ask others for help to improve your business? Entrepreneurs and business leaders are usually ambitious, independent, and optimistic—and often don’t like asking for help. However, an opportunity to quickly and practically explore potential business solutions can save you time and money.

Few people, if any, have all the best answers to common questions that need answering in a practical pragmatic way. If one solution doesn’t work for you, come back for ideas to inspire you to solve your business problem in a different way. Be positive. By finding out what doesn’t work for your business you are one step closer to finding out what will work.

If you come up against a hurdle to your business success, jump over with the help and support of BusinessRiskTV.

Why is it important to ask for help in business?

Perhaps encouragingly, because if asked people tend to want to help. If you don’t find the complete business solution to your business problem, you may find one piece of the jigsaw that is a catalyst to inspire you to complete the rest by yourself.

How do I ask for help with my business?

There are a number of ways. Some are free to BusinessRiskTV subscribers. Others are only for our members.

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Our service creates many opportunities for you to protect and grow your business faster with less uncertainty holding you back.

How do you politely ask for help?

We don’t have to work in isolation. You can get help and support for your business from BusinessRiskTV membership. In addition, we facilitate collaboration with other business leaders near you and globally, so you have opportunities to ask other like-minded business leaders how they have already overcome your business hurdles. If you ask politely, respecting their need to solve their own business problems, you will find they can offer insight into how you can improve your business, from their experience of managing their business risks.

Asking for help can lead to business growth

A balanced business risk management strategy should not just look to stop bad things happening to your business. Your business risk management strategy should explore the best business growth opportunities to help you figure out how to expand your sales profitably faster.

We offer a range of opportunities to members to enable them to explore business growth when they want to.

Complex businesses can still be improved by simple practical ideas

The best way forward for your business may not be too complicated with a different look at your problem. Sometimes a different perspective of your problem from fresh eyes can unplug the blockage to your business successfully achieving your business objectives.

Are you nurturing new business relationships?

Talking online to like-minded people can be enormously rewarding. Even if your talking more to other business leaders does nothing more than confirm your own thoughts for best business solutions for your business, it is worth investing in talking more.

Are you making the most of tour investment in your current business relationships? Maybe by inviting them into our circle of like-minded business people you can help your existing business relationships produce more for mutual benefit. For example, our business risk management tools can help you and your existing business relationships identify new business development opportunities for mutual business growth.

Asking for help can be good for your business

We are sure you are ambitious for yourself and your business. Ask others for help, and broaden your network to get it. Seeking advice support and tips from new mentors, peers, partners, suppliers and even new customers can help you to help yourself and them. Examples include but not limited to:

Mentors – want the satisfaction of helping others. You can give them a new opportunity to do so by helping your business.
Peers – can be your competition, but you may not be competing in the same marketplace. Peers in USA may not be selling in UK so happy to help you in UK. You may even discover opportunities to collaborate to cross-sell into each others market with reciprocal support.
Partners – new business partnerships, formal or informal, can be formed to explore business growth for mutual benefit.
Suppliers – may be itching for you to buy a better product they offer but a failure in communication means both you and your suppliers are missing out on faster business growth.
Customers – you may not have truly understand what they need and you have only scratched the surface of your potential working relationship.

A little more trust and transparency can be derived from better communication. We aspire to improving business risk management communication between all stakeholders in a business including the above stakeholders.

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The pandemic, the war, the energy crisis, the food crisis and the health crisis will create economic chaos over the next couple of years. That does not mean you might as well shut up shop and go home! When chaos causes other business leaders to fold you need to become even more creative, flexible and dynamic. To prepare for the ensuing economic disaster you need to build on your hard work managing effects of pandemic to cover more issues including continuing supply problems, rising costs and bad debt. You may have thought that now a couple of years after the pandemic started you could start to breath more easily. Unfortunately the economic effects of the pandemic were smoothed out with unprecedented monetary support from global governments. However their magic money tree has died! You are on your own now. Now we will see who really are the good business leaders.

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Fix My Business Problems

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Get the best people to help you fix your business problems. Our risk experts hub can help you parachute in help at the right time more affordably for the correct amount of time. Sharpen your competitive edge to help your business succeed. Track the latest risk management information to inform your business decision-making process. Ensure you are not wasting money on poor business options and maximise the return on your available cash.

How can you solve the business problems holding your business back

Identify and clearly define the threats and opportunities impacting on your business objectives. When you understand the issues that could impact on your business you can focus your money and time on the things that matter to your business success or failure.
Pursue the opportunities most likely to help you achieve your business objectives.
Adopt a risk management process which will help you make better business decisions by reducing uncertainty.
Evaluate the solutions to your most important business issues to maximise the return on your investment of time Nd money.
Prioritise your risk management actions to maximise your business protection and seize new business opportunities quicker.

What are common business problems

Uncertainty is not managed cost effectively. Either too much or too little risk is taken in pursuit of business success.
Poor financial management can lead to wasted money reducing chance of success or increasing risk of failure.
Failure to monitor business progress or lack of progress. Know your key performance indicators and monitor them regularly to enable you to take early corrective action. Even the best business plans fail a little when put into practice.
Failure to comply with the rules of your business. Failure to comply can impact on you personally.
Failing to call upon the best people to help you achieve your business objectives could mean your amazing business ideas fail, not because you were mistaken, but due to failure to implement your business plans in best way.
Failing to gather risk information to help you make best business decisions at the right time.
Failing to use best tools plant and equipment may mean you just can’t compete with your competitors cost effectively to survive in business.

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ERM online courses. ERM online solution and inclassroom ERM workshop training classes. Develop your enterprise risk management knowledge and skills. Boost your business performance. Build your business resilience. Our enterprise risk management ERM training courses are practical hands on training designed for managers professionals consultants internal and external auditors. Manage enterprise wide risk management better to help boost enterprise performance.

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Business uncertainty now is not worse. However business uncertainties do change. Managing internal and external risk factors is complex but does not need to be complicated. ERM should be used to set your business strategy not just manage the uncertainties that come out of your business strategy.

Adopting an holistic enterprise wide approach to business risk management enables an enterprise to focus all resources more cost effectively on the key risks that matter to maximise business development opportunities.

Use our ERM training to understand the principles practices and enterprise wide risk assessment process to inform strategic operational and project risk management. Enhance your risk knowledge and business intelligence to integrate threat mitigation and seize new business development opportunities.

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Do you fear losing what you have created instead of valuing what you might gain from taking more risk?

How to overcome loss aversion with BusinessRiskTV.com

How do we make the best use of available business assets and resources to maximise return of investment of time and money

Fear of loss often beats the desire to gain more. Fearing losing everything you have built is natural human reaction. However is your fear getting in the way of seizing new business opportunities? Keep innovating and growing with less uncertainty with BusinessRiskTV.

Develop a holistic risk management culture to drive your business forward. Up your risk appetite to achieve more with more controlled balanced risk taking.

The biggest factor in business leader decision making is fear of loss. People worry about loss more than securing gains.
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Develop a more assured risk management framework and risk assessment process to match your risk culture. Make sure your risk taking remains within your risk tolerance.

Do you have loss aversion bias in decision making?

Business leaders who are loss averse feel the pain of loss much greater that any joy from any gains from decisions made. They make strategic business decisions accordingly. The risk culture of the business models the loss aversion bias of the business leader.

If this works well for your business you should continue with status quo. However if you would like to experience faster business growth you may need to take more calculated risks.

Loss aversion refers to the tendency to prefer avoiding losses to acquiring equivalent gains. It is better for you to not lose 10000 pounds than to make 10000 pounds in business.
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However most entrepreneurs and many business leaders are in their position to better themselves. If you mitigate the potential losses from taking more risks and manage the risks to maximise the return on your investment you should end up with faster growth with less uncertainty.

It is more common in people who are not entrepreneurs or business leaders to be biased against taking risks. Loss aversion is a reflection of a general bias in human psychology. People tend to want to stick with what they know than make changes that might not work well. People in general are resistant to change. When presented with the potential benefits of change they focus more on what might be lost rather than on what can be gained.

What is your business risk tolerance? If you can make changes to try to grow faster that if do not work fall within your risk tolerance would you take more risk?
If you adopted small changes rather than one big radical all eggs in one basket change would you feel more comfortable? Spreading your faster business growth changes across a few new ideas may be better for your business. When you know which one of the new changes works best perhaps then you can focus on one new idea.
Do not confuse more risk taking in business with gambling. Taking calculated risks to grow faster is about assessing and then managing the risks before you action more risk taking. You can mitigate the threats from more risk as well as maximise the returns from taking more risks.

Few things in business life are guaranteed other than taxes! Even maintaining the status quo comes with the threat of business failure. Kodack photography business was once one of the most successful businesses in the world. How many Kodack films do you buy for your camera now!

The desire to avoid business losses is motivated by fear. The more a business leader fears losses the more likely he or she is to be loss averse and the more likely they are to be disinclined to make changes to their business to be more successful. Having a better understanding of the risks that could be taken to achieve more will make loss averse business leaders more comfortable with changing the the business.

Often the perception of risks and reward are skewed to the belief that you are doomed to fail which means you do not make changes to the business. By the same token it is important that all stakeholders in the business are involved in assessing risks from changes to business. Business leaders who do like taking risks can miss the pitfalls to mitigate against whilst making changes that can cause the change project fail even if it was a great idea.

With a little input and engagement from all levels of the organisation your project to grow faster is more likely to be a success. Take risks that are worth taking which are achievable with everyone onboard.
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Guide To Enterprise Risk Management

In today’s dynamic and interconnected business landscape, managing risks has become an essential aspect of successful enterprise management. Organisations face a wide range of risks, including financial, operational, strategic, and reputational risks, which can significantly impact their ability to achieve objectives and thrive in a competitive environment. Enterprise Risk Management (ERM) provides a comprehensive framework and process for identifying, assessing, and mitigating these risks to ensure sustainable growth and resilience. This article serves as a guide to understanding and implementing ERM within organisations.

Understanding Enterprise Risk Management:

Enterprise Risk Management is a strategic approach that enables organisations to proactively identify, assess, and manage risks across all levels and functions. It involves the systematic integration of risk management practices into an organisation’s decision-making processes, governance structure, and operations. ERM goes beyond traditional risk management, which often focuses on isolated risks, by considering the interdependencies and cumulative effects of risks on an enterprise-wide basis.

Key Components of Enterprise Risk Management:

a. Risk Identification: The first step in ERM is identifying and cataloging all potential risks that may affect the organisation. This involves gathering information from various sources, including internal stakeholders, external experts, industry reports, and historical data. The goal is to create a comprehensive risk register that captures both known and emerging risks.

b. Risk Assessment: Once risks are identified, they need to be assessed in terms of their likelihood of occurrence and potential impact. This step involves qualitative and quantitative analysis to prioritise risks based on their significance. Risk assessment techniques may include scenario analysis, sensitivity analysis, and probabilistic modeling.

c. Risk Mitigation: After assessing risks, organisations develop risk mitigation strategies to reduce the likelihood or impact of identified risks. These strategies may involve implementing controls, transferring risks through insurance or contracts, accepting risks within predetermined tolerance levels, or avoiding risks altogether by changing business practices or diversifying operations.

d. Risk Monitoring and Reporting: ERM is an ongoing process that requires continuous monitoring of risks to ensure their effectiveness. Organisations should establish clear risk indicators and thresholds to detect changes in risk levels and trigger appropriate actions. Regular reporting on risk exposures, mitigation efforts, and performance against risk objectives is essential to keep stakeholders informed and accountable.

e. Risk Culture and Communication: ERM is most effective when risk management becomes an integral part of an organisation’s culture. This involves fostering a risk-aware mindset among employees, encouraging open communication about risks, and embedding risk management practices in daily operations. Effective communication channels should be established to facilitate the flow of risk-related information across all levels of the organisation.

Benefits of Enterprise Risk Management:

Implementing ERM brings several benefits to organisations:

a. Improved Decision Making: ERM provides decision-makers with a holistic view of risks, enabling them to make informed choices that align with the organisation’s risk appetite and strategic objectives. By considering risk factors, organisations can avoid costly mistakes and capitalise on opportunities.

b. Enhanced Resilience: ERM helps organisations become more resilient in the face of uncertainties and disruptions. By systematically managing risks, organisations can better anticipate and respond to potential threats, minimising their negative impact and quickly recovering from adverse events.

c. Competitive Advantage: Effective ERM enables organisations to differentiate themselves by demonstrating strong risk management practices to customers, investors, and regulators. This can enhance their reputation, attract new business opportunities, and improve access to capital.

d. Regulatory Compliance: ERM assists organisations in complying with applicable laws, regulations, and industry standards. By proactively managing risks, organisations can identify compliance gaps and take corrective actions to avoid penalties and reputational damage.

e. Cost Optimization: ERM helps organisations optimise resource allocation by identifying areas of inefficiency, waste, or excessive risk-taking. By streamlining processes, eliminating redundancies, and aligning risk management efforts, organisations can reduce costs and improve operational efficiency.

Implementing Enterprise Risk Management:

To successfully implement ERM, organisations should consider the following steps:

a. Leadership Commitment: Senior management should demonstrate a strong commitment to ERM and actively champion its adoption throughout the organisation. This includes allocating resources, defining roles and responsibilities, and fostering a risk-aware culture.

b. Risk Governance: Establish a clear governance structure for ERM, with defined roles, responsibilities, and reporting lines. Designate a risk officer or risk management team to oversee the ERM process and ensure its integration into decision-making at all levels.

c. Risk Framework: Develop a risk management framework tailored to the organisation’s specific needs and industry context. This framework should outline the key components of ERM, including risk identification, assessment, mitigation, monitoring, and reporting.

d. Risk Assessment and Prioritisation: Conduct a comprehensive risk assessment to identify and prioritise risks based on their potential impact and likelihood of occurrence. This assessment should involve input from relevant stakeholders and utilise appropriate risk analysis techniques.

e. Risk Mitigation Strategies: Develop and implement risk mitigation strategies that align with the organisation’s risk appetite and strategic objectives. These strategies should be tailored to address specific risks and may involve a combination of controls, risk transfer mechanisms, and process improvements.

f. Integration with Business Processes: Embed risk management practices into existing business processes and decision-making frameworks. This includes integrating risk considerations into strategic planning, project management, performance evaluation, and budgeting processes.

g. Training and Awareness: Provide training and awareness programs to educate employees about ERM principles, methodologies, and their role in managing risks. Foster a culture of risk awareness, where employees are encouraged to report and escalate potential risks.

h. Continuous Monitoring and Improvement: Establish a system for ongoing risk monitoring and reporting. Regularly review and update the risk register, assess the effectiveness of risk mitigation measures, and identify emerging risks. Continuously improve the ERM process based on lessons learned and feedback from stakeholders.

Overcoming Challenges in Enterprise Risk Management:

Implementing ERM can present challenges, but organisations can overcome them with proper planning and execution:

a. Organisational Silos: ERM requires collaboration and information sharing across different functions and departments. Breaking down silos and fostering cross-functional communication is essential for effective risk management.

b. Resistance to Change: Resistance to change can hinder the adoption of ERM. Organisations should invest in change management efforts, addressing concerns, and providing training and support to employees.

c. Data and Information Management: ERM relies on accurate and timely data and information. Organisations should establish robust data management systems, ensure data integrity, and leverage technology solutions for data collection, analysis, and reporting.

d. Risk Appetite Alignment: Aligning risk appetite across the organisation can be challenging. Clear communication and dialogue between senior management and relevant stakeholders are crucial to establish a shared understanding of risk tolerance and strategic objectives.

e. Evolving Risk Landscape: The risk landscape is continuously evolving, with new risks emerging and existing risks evolving. Organisations should stay updated on industry trends, regulatory changes, and emerging risks to ensure the relevance and effectiveness of their ERM practices.

Enterprise Risk Management is a strategic imperative for organizations to navigate the complexities and uncertainties of the modern business environment. By adopting a comprehensive ERM framework, organisations can proactively identify, assess, and mitigate risks, enabling them to make informed decisions, enhance resilience, and gain a competitive advantage. Successful implementation of ERM requires leadership commitment, a robust governance structure, integration with business processes, and a risk-aware culture. Overcoming challenges and continuously improving the ERM process will contribute to long-term success and sustainability in today’s dynamic business landscape.

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Top risks in world economy the threats and the opportunities

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What are the biggest risks to the global economy?

Although unpredictable lets try and predict the future! What is exciting is that clearly there are many threats particularly from the environment and trade wars. There are also massive opportunities for business leaders who are in control of their own business risks.

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Some of the biggest global risks business leaders have little control over. Warfare and mass destruction global inequality between countries and unequal economic development creating mass economic migration global trade wars global pandemics political shift towards popularity driven left or right wing positions and systemic collapse of the financial markets. Contingency planning is the best that business leaders can do to manage most of such global catastrophic risks.

However there are risks business leaders do have the potential to have control over but do not always control such global occurring risks. Global risks falling into this category include deteriorating natural environment and global warming as well as cyber attacks.

Many of the risk management solutions for one global risk can manage the threat and opportunity from another risk without extra investment of time or money.
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BusinessRiskTV is scanning for threats and opportunities to the global economy in the new decade. If you look for it you can still see an abundance of wealth and opportunity globally and locally.

Global Recession?

Putting warfare and mass destruction risk to one side the most likely cause of a global recession is the continuing or deterioration of global trade wars.

The climate threat has come off age! The solutions are already known. However the will is less obvious. The financial services industry particularly banks will probably be the biggest influencers in driving environmental protection. Many banks and investors are refusing to finance coal businesses and are threatening divestment and lack of funding for other fossil fuel businesses. Even the governor of the Bank of England has told pension fund managers to sort out investment in fossil fuel based businesses.

The flip side of this is the opportunity to make money from environmental protection. Existing and developing environmental protection technologies are a real business opportunity. Even if your business does not sell environmental protection products or services your brand needs protecting via the adoption of good environmental protection policy.

The world is drowning in debt and fake money. Government corporate and personal debt. How future generations will cope with the weight of debt when many in the developed world are also going to suffer the effects of demographic time bomb detonation. Quite frightening! However one way to cope with future and present global risks is for governments to invest money in infrastructure particularly 5G communication and utilities. Many of the innovation and inventions are going to rely on power and the internet.Necessity is the mother of invention but with power and faster communication we will be trapped in the past with only a vision of how much better our future could be globally.

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Global Risks Management with BusinessRiskTV

The global landscape is changing rapidly, with new risks emerging every day. From geopolitical tensions to cybersecurity threats, businesses around the world are facing a complex and constantly evolving set of risks that they must manage in order to survive and thrive. In this article, we will explore some of the most pressing global risks that businesses need to be aware of and offer some strategies for managing them effectively.

Geopolitical Risks

Geopolitical risks are those that arise from political tensions between countries or regions. These risks can take many forms, including trade wars, sanctions, and military conflicts. One recent example of a geopolitical risk is the ongoing trade war between the United States and China, which has had significant implications for businesses around the world.

To manage geopolitical risks, businesses need to stay informed about political developments in the regions where they operate. They should also be proactive in diversifying their supply chains and hedging against currency fluctuations. In addition, businesses can consider partnering with local organisations or governments to gain a better understanding of the political environment and mitigate potential risks.

Cybersecurity Risks

Cybersecurity risks are those that arise from the increasing use of technology and the internet. As businesses become more reliant on digital systems and data, they also become more vulnerable to cyber attacks. These attacks can take many forms, including ransomware, phishing, and malware.

To manage cybersecurity risks, businesses need to invest in robust cybersecurity measures, such as firewalls, encryption, and regular system updates. They should also educate their employees about best practices for online security, such as avoiding suspicious emails and using strong passwords. In addition, businesses can consider purchasing cyber insurance to mitigate the financial impact of a cyber attack.

Climate Change Risks

Climate change risks are those that arise from the impact of climate change on the environment and society. These risks can take many forms, including extreme weather events, sea level rise, and food and water scarcity. The impact of climate change is already being felt around the world, and businesses need to be prepared for the potential consequences.

To manage climate change risks, businesses can take a number of steps. They can invest in renewable energy sources and other sustainable technologies to reduce their carbon footprint. They can also develop contingency plans for extreme weather events and other climate-related risks. In addition, businesses can consider partnering with governments and NGOs to address climate change at a systemic level.

Supply Chain Risks

Supply chain risks are those that arise from disruptions to the flow of goods and services. These disruptions can be caused by a variety of factors, including natural disasters, political unrest, and pandemics. The COVID-19 pandemic, for example, has had a significant impact on global supply chains, causing shortages of critical goods and disrupting manufacturing and distribution networks.

To manage supply chain risks, businesses need to develop contingency plans for disruptions, such as alternative suppliers and backup inventory. They should also be proactive in identifying potential risks in their supply chains and implementing measures to mitigate them. In addition, businesses can consider investing in technologies, such as blockchain and IoT, to improve supply chain visibility and resilience.

Financial Risks

Financial risks are those that arise from changes in the financial markets or economic conditions. These risks can take many forms, including fluctuations in exchange rates, interest rates, and commodity prices. They can also be caused by systemic risks, such as a global recession or financial crisis.

To manage financial risks, businesses need to be proactive in monitoring financial markets and economic conditions. They should also develop contingency plans for potential disruptions, such as currency hedging strategies and diversified investment portfolios. In addition, businesses can consider partnering with financial institutions and other experts to gain a deeper understanding of financial risks and opportunities.

Managing global risks is a complex and ongoing process for businesses around the world. By staying informed about emerging risks and implementing proactive measures to mitigate them, businesses can reduce their exposure to potential losses and position themselves for long-term success.

It’s important to recognise that global risks are interconnected, meaning that a disruption in one area can have ripple effects across multiple industries and regions. For this reason, businesses need to take a holistic approach to risk management, considering the potential impact of each risk on their operations and stakeholders.

In addition to the strategies outlined above, businesses can also consider partnering with risk management experts and other organisations to stay informed about emerging risks and best practices for risk management. By taking a collaborative approach to risk management, businesses can better anticipate and manage global risks, while also positioning themselves for long-term success in an ever-changing landscape.

Overall, businesses that are able to effectively manage global risks will be better positioned to thrive in a rapidly changing world. By staying informed, developing contingency plans, and investing in resilience, businesses can reduce their exposure to potential losses and position themselves for long-term success.

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Businesses operate in a constantly changing world, where the risks faced can be unpredictable, complex, and varied. The potential impact of risks can range from reputational damage to financial loss, and in some cases, threaten the very existence of the business. To ensure sustainable growth and profitability, businesses need to have robust risk management strategies in place that are aligned with their overall objectives and risk appetite. This is where global risk management solutions come into play, providing businesses with the tools, insights, and expertise to manage risks effectively and proactively.

BusinessRiskTV.com is an online platform that provides a range of risk management solutions and services to businesses worldwide. With a network of risk management experts and thought leaders, BusinessRiskTV.com offers a range of resources, including articles, videos, webinars, and tools, to help businesses understand, manage, and mitigate risks effectively. This article will explore some of the key global risk management solutions available on BusinessRiskTV.com and how they can help businesses navigate the complex and ever-changing risk landscape.

Enterprise Risk Management

Enterprise risk management (ERM) is a holistic approach to risk management that involves identifying, assessing, and managing risks across the entire organisation. ERM aims to create a risk-aware culture within the organisation, where risks are considered in all decision-making processes and integrated into the overall strategic planning process. BusinessRiskTV.com offers a range of resources on ERM, including articles, videos, and webinars, that can help businesses develop and implement an effective ERM strategy.

One of the key benefits of ERM is that it provides a comprehensive view of the risks faced by the organisation, allowing businesses to prioritise and allocate resources effectively. By identifying and assessing risks across all areas of the business, including operations, finance, and reputation, businesses can develop a more holistic understanding of their risk profile and take a more proactive approach to risk management.

Business Continuity Management

Business continuity management (BCM) is the process of identifying and managing risks that could disrupt normal business operations. BCM aims to ensure that businesses can continue to operate in the event of a disruption, whether caused by a natural disaster, cyber-attack, or other unexpected event. BusinessRiskTV.com offers a range of resources on BCM, including articles, videos, and webinars, that can help businesses develop and implement an effective BCM strategy.

One of the key benefits of BCM is that it can help businesses minimise the impact of a disruption on their operations and reputation. By developing a comprehensive business continuity plan, businesses can identify the critical functions and processes that must be maintained in the event of a disruption, as well as the steps needed to recover and resume normal operations. This can help businesses minimise the financial and reputational impact of a disruption, and ensure that they can continue to meet the needs of their customers and stakeholders.

Cyber Risk Management

Cyber risk management is the process of identifying, assessing, and managing risks related to information security and technology. With the increasing reliance on technology in business operations, cyber risks have become a major concern for businesses worldwide. Cyber risks can include data breaches, ransomware attacks, and other forms of cybercrime that can result in financial loss, reputational damage, and legal liabilities. BusinessRiskTV.com offers a range of resources on cyber risk management, including articles, videos, and webinars, that can help businesses develop and implement an effective cyber risk management strategy.

One of the key benefits of cyber risk management is that it can help businesses protect their sensitive information and systems from cyber threats. By identifying and assessing cyber risks, businesses can implement appropriate security measures, such as firewalls, antivirus software, and employee training programs, to mitigate the risks. This can help businesses reduce the likelihood and impact of a cyber-attack, and ensure that their operations and reputation are protected.

Compliance and Regulatory Risk Management

Compliance and regulatory risk management involves identifying and managing risks related to compliance with laws, regulations, and industry standards. Compliance risks can arise from a variety of sources, including changes in legislation, non-compliance with industry standards, and breaches of contractual obligations. BusinessRiskTV.com offers a range of resources on compliance and regulatory risk management, including articles, videos, and webinars, that can help businesses develop and implement an effective compliance and regulatory risk management strategy.

One of the key benefits of compliance and regulatory risk management is that it can help businesses avoid legal liabilities and reputational damage. By ensuring that they comply with relevant laws, regulations, and industry standards, businesses can demonstrate their commitment to ethical and responsible business practices. This can help businesses build trust with their customers and stakeholders, and enhance their reputation in the market.

Supply Chain Risk Management

Supply chain risk management involves identifying and managing risks related to the supply chain, including risks related to suppliers, logistics, and transportation. Supply chain risks can include disruptions caused by natural disasters, political instability, and changes in regulations. BusinessRiskTV.com offers a range of resources on supply chain risk management, including articles, videos, and webinars, that can help businesses develop and implement an effective supply chain risk management strategy.

One of the key benefits of supply chain risk management is that it can help businesses minimise the impact of supply chain disruptions on their operations and reputation. By identifying and assessing supply chain risks, businesses can implement appropriate risk mitigation strategies, such as diversifying their supplier base, implementing contingency plans, and enhancing supply chain visibility. This can help businesses reduce the likelihood and impact of supply chain disruptions, and ensure that they can continue to meet the needs of their customers and stakeholders.

In today’s complex and dynamic business environment, managing risks effectively is essential for sustainable growth and profitability. BusinessRiskTV.com offers a range of global risk management solutions that can help businesses identify, assess, and manage risks across all areas of their operations. From enterprise risk management to supply chain risk management, BusinessRiskTV.com provides businesses with the tools, insights, and expertise they need to navigate the complex and ever-changing risk landscape.

By leveraging the resources available on BusinessRiskTV.com, businesses can develop and implement effective risk management strategies that are aligned with their overall objectives and risk appetite. This can help businesses protect their operations and reputation, avoid legal liabilities, and enhance their competitiveness in the market. In short, global risk management solutions available on BusinessRiskTV.com can help businesses navigate the complex and ever-changing risk landscape and achieve sustainable growth and profitability.

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