On December 19th, 2023, FedEx, the global logistics leviathan, delivered a bombshell. Their preliminary earnings report painted a grim picture, missing analyst expectations and prompting an ominous pronouncement from CEO Raj Subramaniam: “We see a global recession coming.” With FedEx serving as a crucial artery for international trade, its tremors sent shockwaves through the business world, sparking concerns about the trajectory of the global economy. For business leaders, the message is clear: pay heed, for FedEx’s woes are a stark canary in the coal mine, signalling potential turbulence ahead.
FedEx: A bellwether in a storm
FedEx occupies a unique position in the economic ecosystem. Its vast network, spanning over 220 countries and territories, transports 4.7 billion parcels annually, serving as a barometer of global trade activity. When businesses and consumers are flourishing, so does FedEx. Conversely, when economic headwinds blow, the first chill is often felt within its corridors. This symbiotic relationship is precisely why FedEx is considered a bellwether – an early indicator of economic health.
A Perfect Storm of Gloom:
The reasons behind FedEx’s current predicament are multi-faceted, forming a perfect storm of economic anxieties.
Global Economic Slowdown: The world is experiencing a synchronised slowdown, with major economies like the US, Europe, and China grappling with inflation, rising interest rates, and geopolitical tensions. This dampens consumer spending and business investment, directly impacting the volume of goods shipped and,consequently, FedEx’s bottom line.
E-commerce Plateau: The explosive growth of e-commerce, a major driver of package volume for FedEx, appears to be reaching a plateau. Consumers are tightening their belts, opting for essential purchases over online splurges. This shift weakens the e-commerce engine that had been propelling FedEx in recent years.
Operational Misfires: Beyond external factors, FedEx has faced internal challenges. Labour shortages, network disruptions, and integration hiccups within its TNT acquisition have hampered efficiency and added to costs. These internal missteps exacerbate the impact of external headwinds.
The Ripple Effect:
The tremours of FedEx’s struggles extend far beyond the company itself. As a bellwether, its woes signal potential trouble for various stakeholders:
Businesses: A global recession would translate to reduced demand, disrupted supply chains, and tighter credit conditions. This can lead to lower profits, stalled investments, and layoffs, impacting businesses of all sizes across industries.
Investors: The stock market’s reaction to FedEx’s report is indicative of broader anxieties. A sustained economic downturn could trigger further market volatility, eroding investor confidence and hindering capital flows.
Consumers: A recession typically results in job losses, wage stagnation,and reduced disposable income. This translates to less spending and increased economic anxiety for consumers, further dampening economic activity.
A Call to Action for Business Leaders:
FedEx’s struggles serve as a stark warning for business leaders across the globe. It is not a time for complacency, but for prudent preparation and proactive adaptation. Here are some key actions to consider:
Scenario Planning: Develop contingency plans for various economic scenarios, including a potential recession. This way, businesses can adjust strategies, optimise cost structures, and weather potential storms.
Focus on Efficiency: Identify and eliminate operational inefficiencies. Streamline processes, optimise supply chains, and leverage technology to reduce costs and improve resilience.
Prioritise Agility: Embrace a culture of flexibility and adaptability. Be ready to pivot strategies, adjust product offerings, and shift focus to meet changing market conditions.
Invest in Innovation: Seek innovative solutions to enhance customer experience, improve product offerings, and gain a competitive edge in a challenging market.
Foster Collaboration: Build strong relationships with partners, suppliers, and customers. Open communication and collaboration can help navigate tough times and identify shared solutions.
In conclusion, FedEx’s current woes are not an isolated phenomenon. They are a reflection of broader economic anxieties that should serve as a wake-up call for business leaders worldwide. By acknowledging the headwinds, preparing for potential turbulence, and implementing proactive strategies, businesses can navigate the uncertain waters ahead and emerge stronger on the other side. The time for action is now, and the canary’s song should not be ignored. By taking heed and adapting, businesses can not only weather the storm brewing on the horizon but also emerge into calmer waters, ready to thrive in the post-recessionary landscape.
Once again central banks in USA, EU and UK have been too slow to react and when they do they’ll be too late and overreact perpetuating our economic boom bust cycle
The Looming Storm: Declining Inflation, Rising Recession Risk in 2024
While headlines tout slowing inflation in the US, EU, and UK, a shadow lurks beneath the surface. Contrary to popular belief, this seemingly positive development may in fact be a harbinger of imminent recession in 2024. Understanding why requires peeling back the layers of economic realities and acknowledging the nuanced interplay between inflation, monetary policy, and economic behaviour.
From Scorching to Smoldering: The Inflation Slowdown Narrative
Over the past year, inflationary flames have licked across global economies, driven by pandemic-induced supply chain disruptions, soaring energy prices, and fiscal stimulus packages. Central banks, armed with the blunt instrument of interest rate hikes, sought to tamp down the heat. And indeed, recent data reflects a cooling trend. US inflation has dipped from a peak of 9.1% in June 2023, with similar softening observed in the EU and UK.
This downward trajectory has fueled a wave of optimism. Policymakers and pundits alike herald the successful execution of monetary tightening, envisioning a soft landing for the global economy. Some even predict inflation returning to target levels within the year.
Beneath the Surface: The Cracks in the Facade
However, this rosy outlook rests on shaky ground. The disinflationary trend, while seemingly positive, can also be a potent predictor of impending recession. Let’s explore the three key reasons why:
1. Demand Destruction, Not Harmony: Declining inflation is often achieved through demand destruction. Rising interest rates make borrowing more expensive, impacting both businesses and consumers. Business investment slows, hiring freezes become commonplace, and consumer spending weakens as disposable income shrinks. This domino effect ultimately saps economic activity, paving the way for recession.
2. The Lag Effect’s Looming Bite: Monetary policy operates with a time lag. Today’s interest rate hikes primarily impact economic activity months down the line. This means the full force of recent tightening may not be felt until 2024, potentially triggering a sudden and sharp economic downturn just as policymakers believe they’ve tamed the inflation beast.
3. Stagflationary Spectre : The disinflationary process carries the risk of morphing into stagflation, a nightmare scenario characterised by stagnant economic growth and persistent, albeit lower, inflation. This arises when businesses, burdened by higher input costs, maintain price hikes even as demand weakens. Such a scenario would severely constrain central banks’ ability to respond, trapping the economy in a quagmire.
A Perfect Storm Brewing in 2024:
Considering these factors, 2024 appears primed for a perfect economic storm. The lagged effects of aggressive interest rate hikes are likely to coincide with continued geopolitical uncertainties, energy price volatility, and ongoing supply chain disruptions. This potent cocktail could push vulnerable economies over the edge, plunging them into recession despite disinflationary trends.
Evidence Mounts, The Case Strengthens:
Empirical evidence further substantiates this gloomy outlook. Leading economic indicators, such as the Purchasing Managers’ Index (PMI) and consumer confidence surveys, are already flashing red. Business investment has plateaued, and layoffs are increasing across various sectors. Additionally, inverted yield curves, historically reliable recession predictors, have emerged in all three economies, signaling heightened investor anxiety about future economic prospects.
A Call to Action: Navigating the Coming Storm
The potential for a 2024 recession demands immediate and proactive action. Policymakers must adopt a nuanced approach, acknowledging the dual threat of inflation and recession. Continued, albeit calibrated, interest rate hikes may still be necessary to tame inflation, but fiscal measures aimed at supporting vulnerable populations and stimulating aggregate demand become crucial (boom to bust ie bailing out financial system again. Open communication with the public, emphasising transparent risk assessment and contingency plans, is also essential to maintain confidence and mitigate potential financial panic.
Individuals and businesses, too, must brace themselves for turbulent times. Building robust financial buffers, diversifying investments, and exercising prudence in spending decisions are key to weathering the storm.
Conclusion: The Coming Recession – Not a Certainty, But a Clear and Present Danger
While declining inflation may initially appear as a victory, it can mask a deeper malaise. In the context of current economic vulnerabilities and aggressive monetary tightening, the disinflationary trend in the US, EU, and UK presents a significant risk of recession in 2024. Ignoring this risk would be akin to celebrating a pyre’s dimming flames while neglecting the smoldering embers beneath. By acknowledging the impending danger and taking decisive action, policymakers and individuals alike can navigate the coming storm and emerge stronger on the other side.
Trying to take wokeness out of key business risk management threats and opportunities
Can Economic Migrants Be the Recessionary Storm’s Lifeline? A 2024 Outlook for UK and USA
As storm clouds gather on the economic horizon, recessionary whispers turn into anxious roars in both the UK and the USA. In this tumultuous climate, a fascinating question emerges: Could economic migrants potentially act as a life raft, mitigating the damage of a potential recession in 2024?
As an expert economic analyst ( Keith Lewis ), I delve into this intricate issue, dissecting the potential role of economic migration in weathering the coming economic storm in these two major economies.
Buoying the Economy in Rough Seas:
Several arguments propose that economic migrants can serve as a buffer against recessionary forces:
Labour force resilience: With skilled and willing newcomers filling critical labour gaps, particularly in sectors facing shortages, economic migrants can bolster productivity and output. This can stabilise the economy and counteract downward trends, as evidenced by the contribution of migrant workers to sectors like UK healthcare and US agriculture.
Demand lifeline: By injecting fresh purchasing power into the economy, migrants can stimulate businesses and create jobs. This can boost aggregate demand, a crucial driver of economic recovery, as research by the OECD suggests with increased migration boosting GDP growth in several European countries.
Innovation anchor: Migrants often bring a wealth of entrepreneurial spirit and skills, driving business creation and innovation. This can foster economic growth and generate employment opportunities, potentially alleviating recessionary pressures, as demonstrated by the significant role of immigrants in US startup ecosystems.
Fiscal stability: As migrant workers contribute through income taxes and payroll deductions, they can bolster government revenue streams. This can provide crucial budgetary resources for social programs and infrastructure investments, helping governments navigate and mitigate the impact of a recession, as analyses in the UK suggest regarding the positive fiscal contribution of immigration.
However, navigating these turbulent waters necessitates caution:
Wage suppression: An influx of migrant workers can put downward pressure on wages,particularly for low-skilled jobs.This can dampen consumer spending and exacerbate inequalities, hindering overall economic growth, as studies in the US have shown in specific sectors.
Social tensions: Large-scale migration can strain social services and resources, potentially leading to public anxieties and fueling xenophobia.This can make it politically challenging to maintain open borders, even with potential economic benefits, as witnessed in the current political climates of both the UK and the USA.
Integration hurdles: Successful integration of migrants into the workforce and society is crucial for maximising their economic contribution. Language barriers, cultural differences, and lack of recognition of foreign qualifications can hinder integration, limiting the positive economic impact of migration. Robust policies promoting skill recognition and language training are essential to overcome these hurdles.
Navigating the Choppy Waters of 2024:
Assessing the evidence requires acknowledging the complexities of this issue. Studies on the direct link between economic migration and recessionary tendencies remain inconclusive, with varying results depending on factors like the skillsets of migrants, existing labour market conditions, and government policies. A tailored approach, considering specific national contexts, is crucial.
Charting the Course in 2024 and Beyond:
To leverage the potential benefits of economic migration while mitigating potential drawbacks in 2024 and beyond, both the UK and the USA can consider the following:
Skill-based migration strategies: Prioritising the entry of migrants with skills in high demand to address labour shortages and boost productivity, ensuring a win-win for both businesses and the economy.
Effective integration programs: Investing in language training, skills recognition, and cultural orientation programs can facilitate smooth integration, maximising the positive economic contribution of migrants and fostering social cohesion.
Robust social safety nets: Ensuring adequate social services and resources for both native and migrant populations can mitigate potential tensions and prevent economic hardship during a recession.
While economic migrants cannot entirely prevent a recession, they can potentially play a crucial role in minimising its impact and expediting economic recovery. However, it is essential to acknowledge the complexities and potential challenges associated with migration. Openness to talent, coupled with responsible management, integration efforts, and data-driven policymaking, can harness the potential of economic migration to navigate the choppy waters of 2024 and build resilient economies for the future. Remember, weathering economic storms requires a balanced approach, embracing the potential of diverse resources while ensuring responsible and inclusive practices.
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The Looming Shadow: Navigating the Labyrinth of Geopolitical Risks in 2024
The world in 2023 stands at a crossroads. As the shadow of a global pandemic recedes, new anxieties grip the international landscape. Tensions simmer in familiar hotspots, while emerging threats whisper on the horizon. In this labyrinth of uncertainties, one question burns bright: what will be the greatest geopolitical risk in 2024?
Predicting the future is a fool’s errand, but anticipating and preparing for potential storms is the essence of responsible leadership. While pinpointing a singular “greatest” risk might be an oversimplification, we can examine four contenders each capable of casting a long, disruptive shadow in 2024:
1. The Dragon and the Tiger: Escalating Tensions in the Taiwan Strait:
The Taiwan Strait, a narrow waterway separating mainland China and the self-governing island of Taiwan, has long been a tinderbox of geopolitical tension. China, viewing Taiwan as a breakaway province, refuses to renounce the use of force in achieving reunification. Taiwan, on the other hand, maintains robust democratic institutions and enjoys strong international support, particularly from the United States.
In 2024, several factors could elevate the risk of confrontation in the Taiwan Strait:
Increased Chinese military assertiveness: Beijing’s recent actions, like frequent incursions into Taiwanese airspace and military drills simulating island invasion, signal a growing determination to assert its dominance.
Taiwan’s presidential elections: Scheduled for January 2024, the elections could see the victory of a pro-independence candidate, further inflaming Chinese grievances.
Miscalculations and accidents: Unforeseen incidents, either military mishaps or deliberate provocations, could spiral into an unintended conflict with devastating consequences.
The potential ramifications of a Taiwan Strait conflict are immense. A full-scale war could trigger a massive humanitarian crisis, disrupt global supply chains, and plunge the world into a new era of Cold War-esque tensions.
2. The Ukrainian Quagmire: War’s Long Shadow and Spillover Risks:
The ongoing war in Ukraine continues to cast a long, dark shadow over Europe and the global order. Even if a resolution were reached in 2024, the war’s legacy will extend far beyond the battlefield. Here are some potential avenues for risk:
Protracted conflict and instability: Even a ceasefire wouldn’t guarantee lasting peace. A simmering conflict in Ukraine could destabilise the region, create a humanitarian crisis, and strain international relations.
Spillover effects into neighbouring countries: The war could trigger unrest or refugee crises in bordering nations like Moldova, Belarus, and the Baltic states.
Weapons proliferation and escalation: The possibility of Russia or Ukraine resorting to unconventional weapons or dragging other powers into the conflict cannot be entirely discounted.
The war in Ukraine has already disrupted the global food and energy markets, impacting economies worldwide. A further escalation could exacerbate these vulnerabilities, leading to economic hardship and political instability in vulnerable regions.
3. Iran’s Nuclear Tightrope: Unveiling the Bomb or Stepping Back from the Brink?
Iran’s nuclear programme remains a contentious issue, raising concerns about its potential for weapons development and regional instability. In 2024, the trajectory of Iran’s nuclear ambitions could significantly impact the geopolitical landscape:
Collapse of the JCPOA: The 2015 Joint Comprehensive Plan of Action, which aimed to curb Iran’s nuclear programme in exchange for sanctions relief, currently hangs by a thread. Its collapse could pave the way for Iran to accelerate its nuclear activities,raising the specter of a military strike from Israel or the United States.
Internal political dynamics: The political climate in Iran could influence its approach to the nuclear issue. Hardliners gaining ascendancy could increase the risk of confrontation, while moderates gaining ground could offer an opportunity for renewed diplomacy.
Regional proxy conflicts: Iran’s support for Shia militias across the Middle East could exacerbate existing tensions and potentially trigger wider regional conflicts.
A nuclear-armed Iran could reshape the Middle East power dynamics, posing a significant threat to Israel and its allies. It could also trigger a nuclear arms race in the region, further destabilising an already volatile part of the world.
4. Climate Change and the Looming Resource Wars:
While traditionally considered a non-traditional security threat, climate change is increasingly recognised as a potential driver of geopolitical instability. In 2024, its impact could become more pronounced through:
Resource scarcity and competition: Water scarcity, food insecurity, and energy shortages driven by climate change could exacerbate existing resource competition, potentially leading to conflicts over crucial resources.
Mass migration and displacement: Climate-induced migration could strain social and political systems in receiving countries, potentially triggering unrest and xenophobia.
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In this article, we will explore the top 10 supply chain management trends that are expected to shape the industry in 2024 and beyond. These trends encompass technological advancements, strategic approaches, and evolving consumer demands that will redefine the way supply chains operate.
1. Digital Supply Chain As the Backbone of Resilience
The digital supply chain has emerged as the overarching trend driving supply chain transformation. It encompasses the integration of digital technologies, such as cloud computing, artificial intelligence (AI), and big data analytics, to streamline operations, enhance visibility, and optimise decision-making.
Organisations are moving away from traditional paper-based processes and siloed systems towards a connected and data-driven supply chain ecosystem. This digital transformation is enabling businesses to gain real-time insights into their operations, predict disruptions, and respond proactively to changing market conditions.
2. Big Data and Analytics Driving Insights-Driven Decisions
Big data and analytics are playing a crucial role in extracting valuable insights from the vast amounts of data generated across the supply chain. Organisations are leveraging data analytics to identify patterns, optimise inventory management, improve demand forecasting, and enhance customer service.
Artificial intelligence (AI) is transforming supply chain operations by automating tasks, enhancing decision-making, and enabling predictive insights. AI applications are being used to automate repetitive tasks, such as data entry and order processing, freeing up human workers to focus on more strategic initiatives.
AI is also being used to optimise warehouse operations, manage transportation routes, and personalise customer experiences. AI-powered forecasting models are improving demand prediction accuracy, reducing inventory costs, and ensuring product availability.
4. Supply Chain Investments: Balancing Systems and Talent
Investment in supply chain systems and talent is essential for building a resilient and adaptable supply chain. Organisations are investing in modern supply chain management software, cloud-based platforms, and data analytics tools to enhance their technological capabilities.
Alongside these technological investments, organisations are also prioritising the development of their supply chain workforce. This includes providing training on digital technologies, fostering a culture of data-driven decision-making, and attracting and retaining top talent.
5. End-to-End Visibility, Traceability, and Location Intelligence
End-to-end visibility, traceability, and location intelligence are becoming increasingly important for supply chain transparency and risk management. Organisations are implementing technologies such as RFID tags, sensors, and IoT devices to track goods throughout the supply chain, from origin to delivery.
This real-time visibility enables businesses to monitor product quality, identify potential disruptions, and proactively address issues. It also enhances customer satisfaction by providing real-time tracking information and delivery updates.
6. Disruption and Risk Management: Embracing Agility and Resilience
Supply chains are facing an increasing number of disruptions, from natural disasters and geopolitical conflicts to technological advancements and changing consumer demands. Organisations are shifting their focus from traditional disaster recovery plans to proactive risk management strategies.
Building a resilient supply chain involves identifying potential risks, assessing their impact, and implementing mitigation strategies. It also requires the ability to adapt quickly to changing circumstances and respond to disruptions in a timely and effective manner.
7. Agility and Resilience: Adapting to Changing Demands
Consumer expectations are constantly evolving, and organisations must adapt their supply chains to meet these demands. Customers are demanding faster delivery times, more personalised products, and greater transparency.
Supply chains need to be agile enough to respond to these changing demands, quickly introduce new products, and personalise customer experiences. This requires a flexible and adaptable supply chain infrastructure that can accommodate rapid changes.
Supply chains are increasingly becoming targets for cyberattacks, as they represent a critical component of global commerce. Organisations are prioritising cybersecurity measures to protect their supply chain assets and prevent disruptions caused by cyberattacks.
Cybersecurity strategies include implementing robust access controls, educating employees on cybersecurity risks, and regularly monitoring supply chain systems for potential threats.
9. Green and Circular Supply Chains: A Sustainable Future
Green supply chains are focusing on resource efficiency.
10. Supply Chain as a Service (SCaaS): A Strategic Lever for Flexibility
Supply Chain as a Service (SCaaS) is emerging as a strategic lever for organisations seeking flexibility and efficiency in their supply chain operations. SCAaS involves outsourcing non-core supply chain functions to specialised providers, allowing organisations to focus on their core competencies.
SCaaS providers offer a range of services, including logistics, transportation, warehousing, and inventory management. This allows organisations to access expertise and resources without the burden of managing these functions in-house.
Conclusion
The supply chain landscape is undergoing a period of rapid transformation driven by technological advancements, evolving consumer demands, and the need for resilience. Organisations that embrace digitalisation, automation, and emerging technologies will be well-positioned to navigate the challenges and opportunities of the future.
The top 10 supply chain management trends on the horizon in 2024 highlight the critical role of technology, data, and strategic partnerships in building resilient and adaptable supply chains. By embracing these trends, organisations can optimise their operations, enhance customer satisfaction, and achieve sustainable growth.
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The Dangers to Businesses and People from Eurozone Bank Stress and Loan Defaults: An Expert Perspective
The Eurozone banking sector is facing a number of challenges, including rising interest rates, slowing economic growth, and increased loan defaults. These factors are putting stress on banks’ balance sheets and making it more difficult for them to lend to businesses and consumers. If these trends continue, they could lead to a financial crisis that would have severe consequences for businesses and people across the Eurozone.
The Impact of Eurozone Bank Stress on Businesses
Businesses rely on banks to provide them with the credit they need to operate and grow. When banks are under stress, they are more likely to tighten lending standards and raise interest rates. This can make it difficult for businesses to get the loans they need to invest in new equipment, hire new employees, and expand their operations. As a result, businesses may be forced to cut back on their spending, which can lead to slower economic growth and job losses.
In addition, businesses that are unable to obtain loans from banks may turn to riskier forms of financing, such as borrowing from high-interest lenders or taking on more debt. This can increase their financial risk and make them more vulnerable to economic downturns.
The Impact of Eurozone Bank Stress on People
People also rely on banks for a variety of financial services, such as checking and savings accounts, mortgages, and auto loans. When banks are under stress, they may reduce their hours of operation, close branches, and increase fees. This can make it more difficult for people to access the financial services they need.
In addition, if banks are forced to raise interest rates, this will make it more expensive for people to borrow money. This could lead to an increase in household debt and make it more difficult for people to make ends meet.
The Dangers of Loan Defaults
Loan defaults are a major concern for banks because they can significantly erode their capital. When a borrower defaults on a loan, the bank loses the money it lent out, and it may also have to pay legal fees and other expenses to collect the debt. This can quickly eat into the bank’s capital, which is the money it needs to operate and withstand financial shocks.
If banks are not able to maintain adequate capital levels, they may be forced to reduce their lending activities or even go bankrupt. This would have a devastating impact on the economy, as it would make it even more difficult for businesses and consumers to get the credit they need.
Policy Options to Address Eurozone Bank Stress
There are a number of policy options that could be taken to address Eurozone bank stress and reduce the risk of loan defaults. These include:
Providing additional regulatory capital relief to banks: This would help banks to build up their capital buffers and make them more resilient to financial shocks.
Encouraging banks to securitise their loans: Securitisation is a process of pooling loans together and selling them to investors as securities. This can help banks to reduce their exposure to individual borrowers and spread out their risk.
Implementing stricter lending standards: This would help to ensure that banks are only lending to borrowers who are able to repay their loans.
Improving the quality of credit data: This would help banks to make better lending decisions and reduce the risk of loan defaults.
Conclusion
Eurozone bank stress and loan defaults pose a significant threat to businesses and people across the Eurozone. If these trends continue, they could lead to a financial crisis that would have severe consequences. Policymakers need to take action to address these challenges and reduce the risk of a financial crisis.
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Navigating the Looming Storm: A Guide for Businesses in the Face of Rising Debt and Global Economic Uncertainty
The global economy is facing a confluence of challenges, including rising sovereign, commercial, and personal debt levels, coupled with the looming threat of a global recession in 2024. These interconnected issues pose a significant threat to businesses of all sizes, potentially leading to financial instability, reduced consumer spending, and disruptions in supply chains.
The Rising Debt Crisis: A Cause for Concern
Sovereign debt, the debt owed by governments, has reached unprecedented levels worldwide. According to the International Monetary Fund (IMF), global sovereign debt reached a staggering 238% of global GDP in 2022. This excessive debt burden has raised concerns about countries’ ability to repay their obligations, potentially triggering sovereign debt crises and economic turmoil.
Commercial debt, the debt owed by businesses, has also been on an upward trend, driven by factors such as easy access to credit and expansionary monetary policies. While moderate levels of debt can be a useful tool for financing growth, excessive debt can strain a company’s finances and increase its vulnerability to economic downturns.
Personal debt, the debt owed by individuals, has also reached record highs in many countries. This is partly due to factors such as rising student loan balances, increasing healthcare costs, and the expansion of consumer credit. High levels of personal debt can reduce household spending power, further dampening economic growth.
The Looming Recession: A Threat to Business Stability
Economists are increasingly concerned about the possibility of a global recession in 2024. This recession could be triggered by a number of factors, including rising interest rates, a slowdown in economic growth in major economies, and geopolitical tensions.
A recession would have significant implications for businesses, leading to reduced demand for goods and services, job losses, and increased financial distress. Businesses that are overly reliant on debt may find themselves struggling to service their obligations and could even face bankruptcy.
Preparing for the Storm: Protecting Your Business
In the face of these challenges, business leaders need to take proactive steps to protect their companies and ensure their resilience in the face of economic uncertainty. Here are some key strategies to consider:
Strengthen your balance sheet: Reduce debt levels, build up cash reserves, and improve your liquidity position. This will make your company more resilient to economic shocks and give you more flexibility in the event of a downturn.
Diversify your customer base: Don’t become overly reliant on any single customer or industry. Expand your market reach and develop new customer relationships to reduce your vulnerability to sector-specific downturns.
Focus on cost efficiency: Identify areas where you can reduce costs without compromising quality or customer service. This could involve streamlining operations, renegotiating contracts with suppliers, and adopting new technologies.
Enhance your supply chain resilience: Develop contingency plans to deal with disruptions in your supply chain. This could involve sourcing materials from multiple suppliers, diversifying transportation routes, and investing in inventory management systems.
Communicate effectively with stakeholders: Keep your employees, customers, and investors informed about your company’s plans and strategies. Transparency and open communication can build trust and confidence in your company during challenging times.
The rising debt crisis and the looming global recession pose significant challenges for businesses. However, by taking proactive steps
to strengthen their balance sheets, diversify their customer base, focus on cost efficiency, enhance supply chain resilience, and communicate effectively, businesses can increase their resilience and position themselves for success in the years to come.
Why the UK Cannot Complete Major Infrastructure Projects on Time and Within Budget
The UK has a long history of struggling to deliver major infrastructure projects on time and within budget. This has led to a number of high-profile delays and cost overruns, as well as a growing public frustration with the way in which infrastructure projects are managed.
There are a number of factors that contribute to the UK’s poor record on infrastructure delivery. These include:
A lack of long-term planning and strategic thinking. The UK government has often been accused of adopting a short-term approach to infrastructure planning, which has led to a lack of consistency and continuity.This has made it difficult to develop a long-term pipeline of projects that can be delivered efficiently.
A complex and fragmented procurement process. The UK’s procurement process is often complex and time-consuming,which can lead to delays and cost overruns. This is partly due to the fact that there is a lack of standardisation and consistency across different government departments and agencies.
A lack of expertise in managing large infrastructure projects. There is a shortage of skilled project managers in the UK, which can make it difficult to find the right people to lead and manage complex projects. This is compounded by the fact that many project managers in the UK are not properly trained or experienced.
A lack of political will to make tough decisions. The UK government has often been unwilling to make the tough decisions that are necessary to deliver major infrastructure projects on time and within budget. This is partly due to a fear of political backlash, but it is also due to a lack of understanding of the importance of infrastructure investment.
These factors have all contributed to a culture of risk aversion within the UK’s infrastructure industry. This has led to a focus on minimising risks rather than maximising value for money. As a result, projects are often over-engineered and over-specified, which leads to delays and cost overruns.
How to improve the UK’s record on infrastructure delivery
There are a number of things that the UK government can do to improve its record on infrastructure delivery. These include:
Develop a long-term infrastructure plan. The UK government needs to develop a long-term infrastructure plan that sets out the country’s infrastructure needs for the next 20 to 30 years. This plan should be based on a clear understanding of the country’s economic and social needs, and it should be regularly reviewed and updated.
Streamline the procurement process. The UK government needs to streamline the procurement process to make it more efficient and transparent.This could be done by standardising procurement procedures across different government departments and agencies, and by making more use of technology.
Invest in training and skills development. The UK government needs to invest in training and skills development to ensure that there is a sufficient supply of skilled project managers. This could be done by supporting professional development programs and by providing funding for apprenticeships and other training initiatives.
Make tough decisions. The UK government needs to be willing to make the tough decisions that are necessary to deliver major infrastructure projects on time and within budget. This includes making decisions about project scope, risks, and procurement.
Focus on value for money. The UK government needs to focus on value for money when delivering infrastructure projects. This means ensuring that projects are delivered to the highest possible standard, while also ensuring that they are delivered on time and within budget.
Improve project management practices. The UK government needs to improve project management practices across the public sector. This could be done by providing training and support to project managers, and by developing and implementing project management standards.
Increase investment in infrastructure. The UK government needs to increase investment in infrastructure. This will help to address the country’s infrastructure deficit and create jobs.
Publicly disclose project details. The UK government needs to publicly disclose all project details, including costs, risks, and timelines. This will help to improve transparency and accountability.
Appoint a dedicated infrastructure minister. The UK government needs to appoint a dedicated infrastructure minister who will be responsible for overseeing the delivery of all major infrastructure projects.
By taking these steps, the UK government can improve its record on infrastructure delivery and ensure that future projects are delivered on time and within budget.
In addition to the above, I would also like to add that the UK government needs to adopt a more collaborative approach to infrastructure delivery. This means working more closely with the private sector, as well as with local communities. By working together, the government and the private sector can share risks and expertise, and develop innovative solutions to infrastructure challenges.
The UK government also needs to be more open to using new technologies, such as modular construction and 3D printing. These technologies can help to reduce the time and cost of delivering infrastructure projects.
Inform your options in business decision-making. Explore your perception of real risks to your business. Concentrate your resources on best business opportunities.
Identify the sources of threats to your business objectives
Use tools and processes to assess the risks to your business
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Define what the significant risks to your business objectives are. Risk management can help you take sound business decisions to build your business resilience to grow your business faster with less uncertainty. Manage the risks that could present a barrier to your business survival or continued business growth. Evaluate the adequacy of your business risk management plan and risk management process.
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How to make better strategic decisions for your business if you are business leader
Maximise Your Business Success: Proven Strategies for Better Strategic Decision-Making for Business Leader
Making better strategic decisions for your business can be challenging, but it is essential for its success. Business leaders play a crucial role in creating and executing strategies that drive growth, competitiveness, and profitability. Here are a few tips to help you make better strategic decisions for your business:
Start with a clear vision: Having a clear vision of where your business is headed is critical. It helps you set your priorities and make decisions that align with your goals. Make sure your vision is realistic, achievable, and inspiring.
Gather data and insights: Gather data on your market, customers, competitors, and your own performance to inform your decision-making. Use tools like market research, customer surveys, and data analytics to get insights into the trends and patterns affecting your business.
Consider multiple options: Don’t limit yourself to a single strategy. Instead, consider multiple options and weigh their pros and cons. Encourage your team to bring new ideas to the table and consider them seriously.
Seek feedback from key stakeholders: Before finalizing a decision, seek feedback from key stakeholders, including employees, customers, partners, and suppliers. Their input can help you make informed decisions that take into account the perspectives of those who are affected by them.
Create contingency plans: Anticipate potential risks and prepare contingency plans to minimize their impact. This helps you mitigate risks and be prepared for any eventualities that may arise.
Stay flexible: The business environment is constantly changing, so be prepared to adjust your strategy if necessary. Stay open-minded, monitor the situation closely, and be ready to pivot when circumstances require it.
Communicate effectively: Effective communication is critical to the success of any strategy. Ensure that everyone understands the strategy and their role in executing it. Regularly communicate progress, changes, and updates to keep everyone informed and engaged.
In conclusion, making better strategic decisions for your business requires a combination of vision, data, collaboration, contingency planning, flexibility, and effective communication. As a business leader, it’s up to you to set the tone and lead by example in making informed, strategic decisions that drive your business forward.
Maximise Your Business Success: Proven Strategies for Better Strategic Decision-Making for Business Leader
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Explore new ways to grow your business online with BusinessRiskTV. Grow your business online today. Learn how to expand business with our help and support.
How to grow your business fast with BusinessRiskTV
Celebrate Your Online Business Growth With Pro Risk Manager
Our Pro Risk Manager service will protect your business better and provide practical tools and techniques to increase your online sales to maximise your profit.
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Brand Awareness Campaign Ideas With BusinessRiskTV.com
If people searching for your type of products or services do not find you they will go to your competitors
Improving business performance
Enterprise Risk Management Health Check
There are many ways to improve your business performance. Are you suffering interruptions to your normal business trading ability? Could you be missing opportunities to increase your online sales? Are you really making your existing assets and resources work productively and efficiently?
Online Exhibition Platform
Online Exhibition Platform With BusinessRiskTV
We have a number of virtual exhibition platforms to showcase the best of your business online. Pick the best online exhibition platform for your country or industry.
Virtual Exhibition Platform To Showcase Your Business Products and Services To Buyers Already Interested In Your Type Of Business Offering
Innovative ideas for company growth
Business Growth With Less Uncertainty Forums
Business Coaching Packages
Business Coaching Services
Your dedicated online business coach will work with you and your colleagues to help drive your business forward faster
Look at your business risks through the eyes of other business risk management experts
A fresh pair of eyes will help you see threats to your business assets and opportunities for business growth. Build your business resilience and develop your online income streams with BusinessRiskTV risk management experts.
Reduce cost of being in business and boost your purchasing power
Enterprise Risk Management Best Practices Explored Online With BusinessRiskTV.com
Ways To Improve Business Performance with BusinessRiskTV
Use our livestream selling platform to grow your business faster more profitably
LiveStream Shopping Will Grow Your Business With Help From BusinessRiskTV
Our Live Stream Shopping Platform will boost your profit. Increase your reach to new customers to expand your online sales. Adopt good eCommerce solutions to improve your cash flow and strengthen your business resilience. Tap into rising demand for an online shopping experience with live video shopping. Our live video selling opportunities will increase your online sales conversions. Our LiveStream shopping experience incorporates live video content, interactive communication with potential new buyers and the ability for new customers to seamlessly buy or save featured products or services directly from you online.
Livestream Shopping enables your new audience explore your offering. Potential new customers will interact through their comments, likes and eCommerce opportunities to sell more online.
Offer LiveStream Shopping to your online audience with BusinessRiskTV
Sell your products or services direct to new buyers who discover your brand online with our help. Sell more locally nationally and even globally. Our live-shopping platform will increase your online sales and your profit.
Solve new potential customer problems before they move on.
Grab their online purchasing power before your competitors do.
Ask buyer blocking questions to make it easier for people to buy there and then online.
The heightened level of engagement with potential new customers gives you more time to showcase why new customers should buy from you and buy today!
Flash Sales To Fill Unused Service Capacity Or Unsold Stock
Deploy our LiveStream Shopping Service to maxise your profit when you want to. Give more people the opportunity to grab and bargain whilst you boost your profit.
Grow your business faster with BusinessRiskTV help.
Create a new brand live experience for your potential new customers.
Expand your online sales faster.
Our flexible cost-effective Live Shopping Service will more rapidly flex your online sales. Start selling more products or services online with our new live selling service. Live streaming combine with E-commerce will secure boost your online sales. Our interactive live-streaming ecommerce platform brings potential new customers to your business more quickly more profitably.
Sell to new customers down the road or to the other side of the world
Make Products Shoppable With Livestream
To make your products or services more shoppable through live streaming in the UK, you can follow these tips:
Showcase the products: Make sure to highlight the key features and benefits of your products during the live stream. Demonstrate how the products can be used and what makes them unique.
Interact with your audience: Encourage your audience to ask questions and engage with them in real-time. This not only helps build trust but also provides valuable insights into what your audience is looking for.
Offer special promotions: Consider offering exclusive deals or discounts to viewers who make a purchase during the live stream. This can create a sense of urgency and drive sales.
Make the process seamless: Ensure that your e-commerce platform is integrated with your live stream so that viewers can easily make a purchase. Make the checkout process smooth and secure to minimise any friction.
Partner with influencers: Consider partnering with influencers or social media personalities who have a large following in the UK. This can help you reach a wider audience and increase brand awareness.
Utilise social media: Promote your live stream on your social media channels and engage with your followers. This can help drive traffic to your live stream and increase the chances of making a sale.
Provide excellent customer service: Make sure to provide excellent customer service during and after the live stream. Respond promptly to any questions or concerns and follow up with customers to ensure they are satisfied with their purchase.
Do not tar Lloyds bank with the same toxic brush of the UK banking industry
People think Lloyds bank is a big bad bank that was part of the financial crisis of 2008. Lloyds bank was in fact one of the hero’s of the financial crisis. Lloyds bank saved the Halifax brand including the Bank Of Scotland whose executives were the real baddies along with the Royal Bank of Scotland now Natwest. By saving the Halifax plc group of bank brands it helped stop the implosion of the UK economy.
If Lloyds bank had not stepped in when it did, Halifax plc group of bank brands would have collapsed and a major domino would have irreparably damaged the UK economy. If we thought it was bad economically with austerity and job losses in UK, without Lloyd’s intervention to takeover Halifax plc it would have been catastrophic. Anarchy on the streets would have resulted and the UK would have entered a period of lifespan that would have been worse than World War 2. We came back economically after Word War 2. If Lloyd’s bank had not stepped in the UK would be more like Venezuela now.
From the financial crisis Lloyds Bank has tried hard to make matters worse including but not limited to PPI scandal where more than £20 billion pounds worth of shareholder value was destroyed. Incompetent greedy executives poorly directed employees to make repeated missteps post financial crisis 2008 to make matters worse. Added to this Lloyds bank has had to manage the risks from external sources including Brexit and Covid-19 pandemic.
However Lloyds bank is now very far from the perceived bad bank it had become. Prior to the 2008 financial crisis Lloyds bank was a boring bank. Investors loved the fact it was a traditional boring bank. It’s share price was £6 plus and it paid out relatively gigantic dividends every year to support pension funds, pensioners and other investors. Lloyds bank had no choice but to take over basket case Halifax plc. If Lloyds bank did not takeover Halifax plc basket of bank brands it is likely that Lloyd’s bank would have collapsed due to the domino effect. As Halifax plc and Royal Bank of Scotland folded they would have swamped the position of Lloyds bank as the UK economy went into a nosedive it is unlikely to have recovered from for many decades, if ever.
The only positive for Lloyds bank’s takeover of Halifax plc bank brands is that in all other circumstances Lloyds bank would never have been allowed to takeover Halifax plc by the UK competition authorities. Lloyds would have become too powerful in the marketplace. As it is, the only real risk to Lloyds bank is that it could be broken up as it is too dominant in for example the mortgage market.
Lloyds is the biggest player in the UK mortgage market. In a marketplace where the UK housing market is booming a share price of less than £0.45 is a joke!
Lloyds bank has come through the PPI scandal. Having destroyed shareholder value in the past, the laws have been changed to largely cap any future payouts under the PPI heading.
Brexit has now happened. Whether this is good or bad for the UK economy depends on which half of the UK adult population stand on Brexit. What is perhaps clear is that if it is going to impact negatively on the UK business community it is not going to be catastrophic. It may even been hugely beneficial to UK businesses. Lloyds bank will not be significantly impacted negatively by Brexit and may be impacted on the positive side.
The Covid-19 pandemic is far from over. However the UK vaccination programme and its likely adaptation to combat virus variations means the UK economy is now through the worst. The only question is how good will the future be? Lloyds bank can easily navigate the future risks if, as it has done, navigated the worst of the pandemic in the UK.
Another enterprise risk management article looks at the UK economy as a whole in the spring of 2021. Essentially most things point to exceptional UK economic growth through 2021 and 2022. Lloyds bank is perhaps uniquely placed to take advantage of any such economic growth. Its strategy is based on making money from UK consumer and UK business confidence and growth, both of which are at record all time highs.
If interest rates rise it will give all banks more opportunities to be profitable. With UK interest rate at record low of 0.1 percent banks will win from interest rate rises. Interest rates are not going to go negative.
Unemployment in UK is a key threat to UK banks. However many predict the UK unemployment is not going to be any way near as bad as was feared due to pandemic. Indeed if the vaccination roll out continues as hoped, unemployment rates are likely to be slightly above pre-pandemic levels. Certainly not at levels that would threaten Lloyds bank profit.
Lloyds bank has comparatively high profit margin compared to many UK banks so is more protected from downside risks.
UK consumers have paid off debt and saved more during the pandemic. When their spending power is fully unleashed on the UK economy post June 2021 the UK is going to see an economic growth not experienced since post World War 2 period. Lloyds bank is ideally placed via mortgage and non-mortgage lending to take advantage of this revitalisation of UK economy.
Lloyds bank was never the bad bank. It had to takeover the greedy and incompetent at Halifax plc. During that process it has had to manage internal and external risk drivers. It is likely that Lloyds bank’s worst days are behind it. Lloyds bank would have to work really hard to screw up its current opportunities for exponential growth.
Understanding holistic risk management including reputation, technology and insurance in managing business risks
Tesla CEO Elon Musk said in January 2021 that he anticipates huge profits from Tesla Full Self-Driving Software which he thinks is more reliable than human beings driving. Two men have died after a 2019 Tesla Model S, which is believed to be operating without anyone in driver’s seat, crashed on 17th April 2021 killing both occupants. One was believed to have been in passenger seat in front, and the other in one of rear car seats. “There was no one in the driver’s seat, ” Sgt Umanzor of the Harris County Constable Precinct 4 said.
USA auto safety agency reported in March 2021 it was investigating 27 accidents involving Tesla vehicles. Tesla self driving technology is a unique selling point that is critical to the success or failure of Tesla business model.
Seize the new business opportunities. Mitigate the technology risks potentially threatening your business.
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Risk Profile v Risk Appetite – Risk tolerance vs risk appetite is important to understand. If you do not know what your risk profile is you cannot manage your business risks better. Could you increase your appetite for risk to achieve more business success? What is your risk tolerance?
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Understanding and Managing Risk Better – A better way to manage business enterprise risk. Risk management courses distance learning. Develop better business risk management plan. Discover best enterprise risk management online training courses for your needs. Risk management courses UK and overseas. Join like minded senior managers executives and risk management practitioners. Learn how to manage business enterprise risk management risks better. Save money and time with BusinessRiskTV. Search for tips on developing your improved business risk management plan.
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Leadership problems and solutions with BusinessRiskTV Help Tips and Support
Business leaders need to challenge their thinking. Proactively managing key business risks can boost your business performance. Good business leaders can often make good decisions under pressure from risk events. However they can also make decisions that exacerbate risk events.
Leadership Problems and Solutions with BusinessRiskTV
Overcoming rapidly varying business risk hazards whilst growing a business
Risk factors external to the business are perhaps more difficult to control. Internal risk drivers however can be just as fatal to a business. Manage the biggest leadership challenges better.
Top Thought Leaders and Risk Management Experts
Our thought leader partners and risk management experts offer you free business tips advice and support. Reduce the biggest business business challenges to more easily manageable proportions.
Inform your strategic thinking and improve operational and project risks with BusinessRiskTV
Improve your key business decision making process to reduce negative outcomes and increase return on investment in business development.
Leadership challenges are inevitable. No business is immune to problems. We cannot guarantee bad thinks will not happen to your business. We can guarantee you will be better prepared to overcome business challenges.
Avoid being overwhelmed by risk events. Feel better about the way you manage your business risks. Get a quiet nights sleep knowing you are working on the key risks with the finite business resources available to you.
Challenging long-held beliefs or perceptions of threats and opportunities could reveal a better risk management strategy for your business. You may even find new business success in previously uncharted business development territory.
Learn how to identify and manage the key threats to your business objectives. Change your business decision making process to explore enterprise-wide business risks to more efficiently direct your business assets to what matters for your business success.
False Perceptions Of Risk Is Dangerous Way To Manage Your Business
Invest your efforts in what really matters not what you perceive is best use of your money and time. Basing your business decisions on false or incorrect assumptions about your key business risks is dangerous. At best you may miss new business opportunities for growth. At worst it could bring an end to your existence in business.
Adjust Your Leadership To Change Your Business For The Better
Work with us to gain confidence in changes to your business strategy. Changing the status quo can feel challenging. Challenging the status quo is less daunting if you engage more of your workforce in the decision process. We can assist to facilitate an exploration of what you could be doing better before you make the decision to change.
Engaging your employees to challenge possible changes encourages greater buy-in to eventual changes you choose to make. Involving employees in the implementation of the changes brings quicker rewards and more sustainable willingness to make changes work well. Making decisions in isolation at board or senior level may result in good decisions or bad decisions. However, they are unlikely to lead to the best way forward for your business or result in the best use of your resources.
We can even engage top thought leaders from around the world and other risk management experts to help no matter your industry or preferred country of operation.
Exploring consequences of poor risk management with BusinessRiskTV
There are often good reasons for poor risk management. That does make poor risk management acceptable. Causes of poor risk management are varied. They include poor risk management culture, an inadequate enterprise risk management framework with accepted risk owners and risk supervisors as well as lack of effective enterprise-wide risk assessment process.
We believe there are business experts out there who want to improve the quality of enterprise risk management. Our introductory risk management toolbox talks are designed to open up your mind to more innovative ways to doing more business with less uncertainty. If you like our approach, you will have the opportunity to become a member of BusinessRiskTV for 12 months to protect your business better and grow your business faster.
Failure To Manage Enterprise Risks Vs Failure Of Risk Managers Risk Management Toolbox Talk
In this context we do not just mean people with Risk Manager in their job title. We mean people who should take ownership of specific key enterprise risks as well as the people charged with monitoring or supervising risks including making sure risk management is embedded within the day to day activities of the business or enterprise.
Do you know if your business is making good or bad enterprise risk management decisions? Pandemic risk management is a good example of good and bad risk management – under pressure we make good and bad decisions. Every day pre-pandemic managers of business risk are under pressure. Post-pandemic managers of risk will remain under pressure.
This enterprise risk management toolbox talk focuses on understanding business risks better and how to make better business decisions to build business resilience and boost business performance. Because your time is so valuable we will complete our introduction to better enterprise risk management in no more than 30 minutes.
Title: Failure To Manage Enterprise Risks Vs Failure Of Risk Managers Date: Wednesday, 6th January, 2021 Time: 5:00-5:30 p.m. GMT Speaker: Keith Lewis, BusinessRiskTV
In this enterprise risk management toolbox talk we will cover:
Taking personal ownership of enterprise risks.
Understanding the true level of risk facing your business.
Identifying risk management action to protect your business better and grow it faster.
Save the date for introduction to how to improve your management of business risks to boost your business resilience and performance.
Participants at introductory online risk management toolbox talk can also put themselves forward as business risk experts at future more advanced online workshop events to share your expert business knowledge and promote their business interests. Are you a risk management expert in your country, industry or specific risk topic? Get in touch with us if this is you.
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BusinessRiskTV Pro Risk Manager members are untitled to 50 percent discount off normal advertising and marketing services. CLICK HERE or email editor@businessrisktv.com entering code #Marketing.
Sign up for our introduction to international trade risk analysis assessment and management with help of BusinessRiskTV and its risk expert network
Risk Management Toolbox Talk Exploring Barriers To And Opportunities From International Trade
What could cause the opening or closing international trade marketplace? The closing or opening of international trade to your business is perhaps at a recent high level of uncertainty. What elements of international trade threaten your business? What events could open up new opportunities to your business? How do you manage the risks better? Mitigate the threats impacting on your business success. Enhance the beneficial outcomes for your business of international trade.
Online workshop is an introduction to BusinessRiskTV online risk management service to help business leaders make key business decisions to manage threats and opportunities better.
The opening or closing of international marketplace to all who wish to participate is a moving feast. Changes in threats and opportunities can arise based on sudden economic, geopolitical and technology risks in particular.
Managing risks from international trade may be limited to mitigating threats, or harnessing and enhancing the benefits from international trade. It may be impossible to influence whether risk events occur or not. However, exploring the threats and opportunities may be critical to your business success.
Being the first mover may be just as important. The first businesses to act tend to carry the greatest risks and rewards. If you are to act first you may need help from risk experts to improve your business intelligence and international trade risk knowledge.
Benefits include:
Limiting losses
Maximising sales profit
Grow faster with less uncertainty
Opening the enterprise risk management process of identifying analysing and assessing to international trade risks. Working on overcoming international trade barriers. Exploring a risk profile of a company and international trade risks. Developing an enterprise risk management implementation road map to stronger business resilience and expansion. Starting to understand how to overcome trade barriers including supply chain risk management. Identifying solutions to international trade problems. Opening the door to further risk workshops with an introduction to international trade risk awareness training and enterprise-wide risk management solutions.
Pay below via Paypal to secure your place on our online risk management workshop.
Who should attend?
Business leaders, business owners, executives and senior managers as well as risk professionals.
How to attend online risk management toolbox talk on
Title:
Uncertainty of international trade expanding or contracting
In this this essential risk management toolbox talk we will cover the key international trade risks potentially impacting on your business including:
Geopolitical Risks
Global Economy Risks
Technology Risks
Save the date for an insight into international trade risk management
Pay fee online via secure third party payment service Paypal who do not inform us of your full account details. We will email you the Zoom video conferencing joining instructions no later than 24 hours before the workshop begins.
As a special offer you will be able to redeem your non-member payment of £20 against your first year’s subscription fee for BusinessRiskTV Pro Risk Manager for 12 months. Membership of BusinessRiskTV opens up Pro Risk Manager service benefits include huge discounts off products and services such as further training, online business coaching and advertising costs. BusinessRiskTV membership provides opportunity to continue corporate risk analysis, assessment and management business intelligence as well as option to collaborate with global risk management experts to improve your ability to manage your business better.
Post introductory online risk management toolbox talk on 15th January 2021, members and non-members of BusinessRiskTV will also be given opportunity to collaborate in future online advanced workshop sessions. These sessions will further explore how business leaders around the world can collaborate specifically on overcoming barriers to international trade, both theory and practice. These advanced workshops sessions will aim to increase international trade by participants. Workshop participants will share expert knowledge and practical business development tools. The introductory online fee will be used to reduce the cost of more advanced sessions by participants.
Participants at introductory online risk management toolbox talk can also put themselves forward as international trade risk experts at future more advanced online workshop events to share your expert knowledge and promote their business interests. Get in touch with us if this is you.
Better manage the risks of selling internationally
Affordable Online Small Business Coaching Packages | eBusiness Mentor Service
Unlock your business potential with BusinessRiskTV.com’s eBusiness Mentor Service! Our tailored online small business coaching packages provide affordable, one-on-one mentorship designed specifically for entrepreneurs. Benefit from practical tools and techniques to accelerate your growth and navigate challenges effectively. Whether you’re starting a new venture or looking to expand your established business, our flexible coaching blocks allow you to choose the support you need. Gain insights from experienced business coaches and transform your approach to risk management and decision-making. Invest in your success today – sign up for our coaching packages and join a community of thriving small business leaders at BusinessRiskTV.com!
A flexible small business coaching package is affordable and delivered online
Business coaches for entrepreneurs. Use our eBusiness Mentor Service. Online small business coaching packages are tailored to your business priorities. Start or grow your small business with help from small business coach. ebusiness coaching mentoring provides practical tools and techniques to grow your business faster. A one to one business mentor will work with you to help you achieve greater success quicker. Get more out of your investment of time and money in your business. Every small business coaching package is arranged in blocks. You can buy more support if it works for your business.
Discover the best small business coaching package for your business.
Guide On Saving A Struggling Small Business With BusinessRiskTV
Struggling Small Business Guide
A Guide to Saving a Struggling Small Business in the UK
Small businesses play a crucial role in the UK economy, contributing to job creation, innovation, and local communities. However, even the most resilient businesses can face challenging times. Economic downturns, unforeseen circumstances, or poor management can lead to a struggling business. If you find yourself in this situation, it’s essential to take proactive steps to turn the tide and revitalise your small business. In this guide, we will explore strategies to save a struggling small business in the UK and set it on a path towards success.
Assess the Current Situation: To save a struggling small business, the first step is to conduct a thorough assessment of its current situation. Start by analysing your financial records, including cash flow statements, profit and loss statements, and balance sheets. Identify areas where costs can be reduced or revenue can be increased. Look for patterns or trends that indicate underlying issues. Additionally, assess your business’s market position, competition, and customer feedback to gain insights into areas that require improvement.
Develop a Turnaround Plan: Once you have a clear understanding of your small business’s challenges, it’s time to develop a comprehensive turnaround plan. This plan should outline specific objectives, strategies, and tactics to address the identified issues. Consider the following key elements:
a) Financial Restructuring: Explore options for debt consolidation, renegotiating contracts, or seeking additional financing. Develop a realistic budget and cash flow forecast to ensure financial stability.
b) Operational Efficiency: Streamline operations by identifying inefficiencies, eliminating redundant processes, and optimising resource allocation. Look for ways to reduce overhead costs without compromising quality.
c) Marketing and Sales: Evaluate your marketing and sales strategies. Identify target markets, refine your value proposition, and leverage cost-effective marketing channels. Enhance customer engagement and explore new avenues for revenue generation.
d) Customer Experience: Focus on improving customer satisfaction by delivering exceptional products or services. Encourage feedback, implement suggestions, and address any issues promptly. Cultivate customer loyalty and retention through personalised experiences.
Seek Professional Advice: In challenging times, seeking professional advice can provide valuable insights and guidance. Consider engaging the services of a business consultant, accountant, or financial advisor experienced in turnaround strategies. They can help you analyse your business, identify blind spots, and offer tailored solutions. Additionally, they may provide recommendations on accessing government support schemes or grants designed to assist struggling businesses.
Embrace Innovation and Adaptation: In a rapidly changing business landscape, embracing innovation and adaptability is crucial. Identify opportunities to diversify your offerings or enter new markets. Stay up to date with industry trends and technological advancements that can enhance your competitive edge. Explore digital transformation initiatives, such as e-commerce integration, online marketing, or process automation. By continuously evolving, you can keep your business relevant and resilient.
Engage and Motivate Employees: Your employees are vital assets in turning around a struggling small business. Engage them in the turnaround process by fostering open communication, transparency, and a shared sense of purpose. Encourage their creativity and input, as they may offer valuable suggestions for improvement. Recognise and reward their efforts to boost morale and motivation during challenging times. Provide training and development opportunities to enhance their skills and adapt to changing business needs.
Monitor Progress and Adjust: Implement key performance indicators (KPIs) to monitor the progress of your turnaround plan. Regularly review financial and operational metrics to gauge the effectiveness of your strategies. Stay agile and be prepared to adjust your plan based on emerging trends or unforeseen circumstances. Learn from both successes and failures, and continuously refine your approach to ensure sustainable growth.
Saving a struggling small business in the UK requires a proactive and strategic approach. By assessing the current situation, developing a comprehensive turnaround plan, seeking professional advice, embracing innovation, engaging employees, and monitoring progress, you can increase the chances of revitalizing your business and setting it on a path towards success.
Remember that turning around a struggling business takes time, effort, and resilience. It requires a willingness to adapt to changing market conditions, make tough decisions, and implement necessary changes. Be open to feedback, stay focused on your objectives, and remain flexible in your approach.
Furthermore, don’t hesitate to leverage available resources and support networks. The UK government provides various initiatives, grants, and support schemes for struggling businesses. Stay informed about these opportunities and explore how they can assist you in your turnaround efforts.
Lastly, remember that you are not alone. Seek support from fellow entrepreneurs, industry associations, or business networks. Sharing experiences and learning from others who have successfully navigated similar challenges can provide valuable insights and inspiration.
While saving a struggling small business is undoubtedly challenging, it is not impossible. With determination, strategic planning, and a willingness to adapt, you can overcome obstacles and breathe new life into your business. By implementing the strategies outlined in this guide and seeking the necessary support, you can set your small business on a path towards long-term viability and success.
Remember, every setback is an opportunity for growth and improvement. Stay committed, stay focused, and never lose sight of your vision for your small business.
Make Most Of Your Business Opportunities With Executive Coaching Services From BusinessRiskTV
Empowering Small Businesses Through Tailored Coaching Packages
Starting and growing a small business can be both an exhilarating and challenging journey. With numerous responsibilities and ever-evolving market dynamics, entrepreneurs often find themselves navigating a landscape filled with uncertainty. This is where BusinessRiskTV.com steps in, offering flexible and affordable online small business coaching packages designed to meet the unique needs of each entrepreneur.
The Need for Small Business Coaching
Understanding the Challenges
Small businesses face a myriad of challenges that can hinder their growth and success. From managing finances and marketing to navigating regulatory requirements and competitive pressures, entrepreneurs must juggle multiple tasks. Often, they may lack the necessary experience or resources to tackle these challenges effectively. This is where a business coach can make a significant difference.
The Value of Coaching
A business coach serves as a mentor, guide, and strategist, helping small business owners develop the skills and knowledge necessary to overcome obstacles. With tailored coaching, entrepreneurs can gain fresh perspectives, practical tools, and actionable strategies to enhance their business performance.
Introducing Our eBusiness Mentor Service
At BusinessRiskTV.com, we offer an innovative eBusiness Mentor Service that provides personalised coaching for small business leaders. Our online coaching packages are designed to be flexible, affordable, and easily accessible, ensuring that entrepreneurs can receive the support they need, no matter where they are located.
Key Features of Our Coaching Packages
1. Tailored Approach: Each coaching package is customised to align with your specific business priorities and goals. This ensures that you receive the most relevant and impactful guidance.
2. One-on-One Mentorship: You will work directly with an experienced business mentor who will focus on your unique challenges, providing insights and strategies that drive success.
3. Practical Tools and Techniques: Our coaching packages equip you with actionable tools and techniques to implement immediately, allowing you to grow your business faster.
4. Flexible Blocks of Sessions: Our coaching is arranged in blocks, giving you the flexibility to purchase additional support as needed. This allows you to scale your coaching experience according to your business’s evolving requirements.
5. Affordable Investment: We understand the financial constraints small businesses often face. Our coaching packages are designed to be budget-friendly, ensuring you can invest in your growth without breaking the bank.
How Our Coaching Packages Work
Initial Consultation
Your journey begins with an initial consultation where we assess your current business landscape. During this session, we identify your primary challenges and establish a clear set of goals. This foundational step allows us to customise your coaching experience effectively.
Structured Coaching Sessions
Our coaching packages typically consist of a series of structured sessions. Here’s how it works:
1. Identifying Goals: In the early sessions, we work together to define your business objectives and outline a roadmap to achieve them.
2. Strategic Planning: We delve into strategic planning, analysing your business model, target market, and competitive landscape. This helps in creating a solid plan for growth.
3. Practical Implementation: As we progress, we focus on implementing strategies and tools that facilitate growth. This includes marketing techniques, financial management strategies, and operational improvements.
4. Ongoing Support: You will have access to ongoing support through additional sessions, allowing for continuous improvement and adjustment of strategies as your business evolves.
Flexible Coaching Blocks
Our coaching packages are arranged in flexible blocks, allowing you to choose the number of sessions that best fits your needs. If you find that you require more support, you can easily purchase additional blocks to continue your mentoring journey.
Benefits of Our Small Business Coaching Packages
Accelerated Growth
By leveraging the expertise of a business coach, small business owners can accelerate their growth trajectory. Coaches provide the insights and strategies needed to make informed decisions quickly, enabling businesses to capitalise on opportunities faster.
Enhanced Accountability
Having a business mentor fosters a sense of accountability. Regular check-ins and goal-setting sessions encourage entrepreneurs to stay focused on their objectives, making it easier to track progress and make necessary adjustments.
Improved Decision-Making
Coaching provides small business leaders with access to a wealth of knowledge and experience. This guidance enhances decision-making capabilities, allowing entrepreneurs to navigate challenges more effectively.
Networking Opportunities
Through our coaching programme, entrepreneurs gain access to a network of like-minded individuals. This community can offer additional support, resources, and opportunities for collaboration, further enriching the coaching experience.
Who Can Benefit from Our Coaching Packages?
New Entrepreneurs
For those just starting their entrepreneurial journey, our coaching packages offer essential guidance. New business owners can benefit from mentorship that helps them navigate the early stages of business development, laying a strong foundation for future growth.
Established Small Business Owners
For established businesses, our coaching can help refine existing strategies and explore new growth opportunities. Coaches can provide insights into market trends, operational efficiencies, and innovative approaches to expand your business.
Non-profit Organisations
Our coaching services are not limited to for-profit businesses. Non-profit organisations can also benefit from our tailored coaching, helping them improve their operations, fundraising strategies, and community impact.
Success Stories from Our Clients
To illustrate the impact of our coaching services, let’s explore some success stories from clients who have experienced transformative growth through our eBusiness Mentor Service.
Case Study: Tech Startup Growth
Client: Jane D., Founder of a Tech Startup
Challenge: Jane launched her tech startup but struggled with market positioning and attracting customers.
Coaching Impact: Through tailored sessions, Jane identified her target audience and refined her marketing strategy. She implemented actionable steps provided by her coach, resulting in a 150% increase in customer acquisition within six months.
Case Study: Non-profit Expansion
Client: Mark T., Director of a Non-profit Organisation
Challenge: Mark’s organisation faced challenges in fundraising and community engagement.
Coaching Impact: With guidance from his business mentor, Mark developed a comprehensive fundraising strategy and enhanced community outreach efforts. Within a year, the organisation doubled its funding and increased volunteer participation by 40%.
Case Study: Retail Business Revamp
Client: Linda K., Owner of a Local Retail Store
Challenge: Linda faced declining sales and increased competition from online retailers.
Coaching Impact: Through targeted coaching sessions, Linda revamped her business model, incorporated e-commerce, and improved customer service. As a result, her store saw a 30% increase in sales over the following year.
Getting Started with BusinessRiskTV.com
How to Sign Up
Joining our eBusiness Mentor Service is simple. Explore our coaching packages with one of our consultants. You can choose the option that best fits your needs and schedule your initial consultation. Our team will guide you through the process, ensuring a seamless experience.
Choosing Your Coach
We understand that the right coaching relationship is critical to your success. At BusinessRiskTV.com, we take the time to match you with a mentor whose expertise aligns with your business goals. This personalised approach ensures that you receive the most relevant guidance.
Flexible Scheduling Options
Our online platform allows for flexible scheduling, making it easy to fit coaching sessions into your busy calendar. Whether you prefer morning or evening sessions, we strive to accommodate your needs.
Conclusion
Starting and growing a small business is an exciting journey filled with challenges and opportunities. With the right support, entrepreneurs can navigate the complexities of business management and achieve greater success.
BusinessRiskTV.com offers flexible, affordable online small business coaching packages that empower you to take control of your business’s future. Our eBusiness Mentor Service provides tailored guidance, practical tools, and one-on-one mentorship to help you grow your business faster and more efficiently.
If you’re ready to invest in your business’s success, explore our coaching packages today and discover how BusinessRiskTV.com can help you turn your entrepreneurial dreams into reality. Join our community of empowered small business leaders and start your journey towards success!
Our Marketplace Consultants help our Online Selling Partners grow their business faster. Our BusinessRiskTV Virtual Online Marketplace Professional Services seek to improve your new customer experience and our Online Selling Partner experience on BusinessRiskTV by working directly with Online Selling Partners to increase online sales. Our innovative approach to online selling and eCommerce helps existing and new businesses to grow faster. Join with us to boost your existing business profit or start a new business with us as a side hustle or new full time job.
Our Marketplace Consultants help our Online Selling Partners to develop new income streams. They help you to grow your business on BusinessRiskTV. Marketplace Consultants offer tips advice and support to growing businesses. Work with your dedicated Marketplace Consultant on best online marketing tools for your business offering. Join us now to start selling more profitably online. Become one of our Online Selling Partners today.
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How to Identify and Capitalise on Business Opportunities
In today’s competitive marketplace, businesses need to be constantly on the lookout for new opportunities. By identifying and capitalising on these opportunities, businesses can grow and expand their reach.
What is a Business Opportunity?
A business opportunity is a situation where there is a need for a product or service that is not currently being met. This need can be created by a change in the marketplace, a new technology, or simply a gap in the current offerings.
How to Identify Business Opportunities
There are a number of ways to identify business opportunities. Some of the most common methods include:
Observing trends. Pay attention to the changes that are happening in the marketplace. What are people buying? What are their needs and wants? What new technologies are emerging? By staying up-to-date on trends, you can identify potential opportunities that others may have missed.
Solving problems. Think about the problems that people are facing in your industry. Are there any ways to solve these problems in a better way? Could you develop a new product or service that addresses these needs?
Finding gaps in the market. Look for areas where there is a lack of competition. Are there any products or services that are not currently being offered? If so, there may be an opportunity to fill this gap.
Talking to customers. One of the best ways to identify business opportunities is to talk to your customers. What are their pain points? What do they wish they could have? By listening to your customers, you can get a better understanding of their needs and identify potential opportunities.
What Does it Mean to Capitalise on Opportunities?
Once you have identified a business opportunity, you need to be able to capitalise on it. This means taking the necessary steps to turn the opportunity into a successful business.
There are a number of things you can do to capitalise on a business opportunity, including:
Developing a business plan. A business plan will help you to define your business goals, identify your target market, and develop a strategy for achieving success.
Building a team. You will need a team of talented and dedicated individuals to help you bring your business to life.
Raising capital. Most businesses need some form of financial backing to get started. There are a number of ways to raise capital, including loans, grants, and crowdfunding.
Marketing your business. You need to let people know about your business and what you have to offer. This involves developing a marketing plan and executing it effectively.
The 4 Forces in Identifying Business Ideas and Opportunities
There are four main forces that can help you to identify business ideas and opportunities:
Technology: New technologies can create new opportunities for businesses. For example, the rise of the internet has created a whole new market for online businesses.
Demographic trends: Changes in the demographics of a population can also create new opportunities. For example, the ageing population in many developed countries has created a growing market for products and services that cater to seniors.
Economic trends: Changes in the economy can also create new opportunities. For example, a recession can lead to opportunities for businesses that offer cost-saving solutions.
Social trends: Changes in social trends can also create new opportunities. For example, the growing trend of environmental awareness has created opportunities for businesses that offer sustainable products and services.
Identifying and capitalising on business opportunities is essential for the success of any business. By following the tips in this article, you can increase your chances of finding and exploiting the next big opportunity.
Keywords: business opportunity, identify business opportunity, capitalise on opportunities, 4 forces in identifying business ideas and opportunities
New Business Ideas
Virtual Event Planning: With the increasing number of people attending virtual events, starting a virtual event planning business could be a profitable venture. You can specialize in planning corporate meetings, webinars, conferences, or even virtual weddings.
Online Coaching: Online coaching has become increasingly popular over the years. You can start an online coaching business that offers coaching in areas such as personal development, business, health, or fitness.
E-commerce store: With the rise of e-commerce, starting an online store is a great business idea. You can sell products in a specific niche, such as fashion, beauty, or home goods.
Social Media Marketing: As more businesses focus on social media marketing, there is a growing need for social media experts. You can start a social media marketing agency that helps businesses improve their social media presence.
Content Creation: With the rise of digital marketing, there is a growing demand for high-quality content. You can start a content creation business that offers services such as copywriting, video production, or graphic design.
Online Tutoring: Online tutoring is becoming more popular as students seek flexible learning options. You can start an online tutoring business that offers services in a specific subject or a range of subjects.
Health and Wellness Services: There is an increasing demand for health and wellness services such as yoga, meditation, and massage. You can start a health and wellness business that offers these services.
Mobile App Development: As the number of smartphone users continues to grow, mobile app development is a lucrative business idea. You can start a mobile app development business that creates apps for businesses or individuals.
Home Cleaning Services: With people’s busy schedules, there is a growing demand for home cleaning services. You can start a home cleaning business that offers services such as regular cleaning, deep cleaning, and move-in/out cleaning.
Pet Care Services: As more people become pet owners, there is a growing demand for pet care services. You can start a pet care business that offers services such as dog walking, pet sitting, or grooming.
Creative branding ideas to help your business grow faster with BusinessRiskTV.com
Creative branding ideas
Small business branding ideas. BusinessRiskTV Branding ideas for small business will help you grow faster. Want to increase online sales profitably with clever business branding ideas? Connect with business leaders who can influence the attraction of your products or services. Give your business the best chance of beating the competition to new sales with creative branding ideas.
Many people are thinking about buying your type of products or services. Often the reason they do not buy from you is that buyers do not know that you are offering the type of products or services they want to buy.
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Reach out to and engage with potential new customers to at least give your business the chance to sell more
Grabbing the attention of people in buying mode gives you the best chance of making a sale today. Holding their attention for 30 seconds is a long time. Our clever branding ideas pricks new customers attention enough for your to pitch your products and services in the way you want.
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How do you build a business brand and 10 10 tips to start today
Building a strong business brand is a crucial step towards establishing your company’s reputation and attracting customers. Here are 10 tips to help you get started:
Define your brand: Define what your brand stands for, what it offers, and what makes it unique. Identify your target audience and understand their needs and preferences.
Develop a brand strategy: Develop a comprehensive brand strategy that outlines your goals, values, and messaging. Consider how you want to communicate your brand to your target audience, and develop a plan to achieve your objectives.
Create a strong visual identity: Your brand’s visual identity includes your logo, colors, fonts, and other design elements that represent your brand. Ensure that your visual identity is consistent across all channels, including your website, social media, and other marketing materials.
Establish your brand voice: Develop a tone of voice that reflects your brand’s personality, values, and messaging. Use this voice consistently in all your communication channels to establish a strong brand identity.
Build a website: Your website is your brand’s digital home, and it should reflect your brand’s identity and values. Make sure that your website is user-friendly, mobile responsive, and optimized for search engines.
Leverage social media: Social media is an excellent tool for building brand awareness and engaging with your audience. Choose the platforms that are most relevant to your target audience, and create content that aligns with your brand’s messaging and values.
Create valuable content: Develop content that provides value to your target audience, such as blog posts, videos, or infographics. This content should align with your brand’s messaging and provide insights or solutions to your audience’s pain points.
Establish brand partnerships: Partner with other brands or organizations that share your values and can help you reach a wider audience. Collaborate on content, events, or promotions that align with your brand’s messaging.
Monitor your brand’s reputation: Monitor your brand’s online reputation to ensure that your messaging is resonating with your audience. Respond to feedback and address negative comments promptly and professionally.
Measure your brand’s success: Track your brand’s performance using metrics such as website traffic, social media engagement, and customer feedback. Use this data to refine your branding strategy and messaging.
Building a strong brand takes time and effort, but it’s an essential step towards establishing your company’s reputation and attracting customers. By following these tips, you can start building a brand that resonates with your target audience and sets your business apart from the competition.
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Virtual business networking events. Online business networking group events aid improved productivity. Virtually together with online business networking group events. Find networking events. Pick the country industry or business risk or topic you want to learn more about. Discover online business networking opportunities to grow your business faster. Meet up online in online workshops webinars and discussion groups. Focus your time on what matters to your business today and tomorrow. Build new relationships for mutual benefit in online business networking groups. Diversify your risk management knowledge and business intelligence to reduce uncertainty impacting on your business success. More cost effectively meet online.
BusinessRiskTV business connections and networking services can help your business grow faster with less uncertainty
Networking Events Near Me Service finds the best networking event for your business needs near you to attend in person. Business networking events are often held in local hotels with easy access to you and good parking.
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BusinessTiskTV business network magazine can keep you informed of upcoming online virtual networking events. Find new online business networking events with BusinessRiskTV for your country or industry risks. Use our online resources offering quick simple ways to access new information to inform your business decision making.
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Develop your risk management tools and techniques. Pick up how to expand your business tips. Network with top business leaders and risk management experts locally and globally.
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Enterprise wide risk consulting and enterprise risk management solutions training
Discover new ways to handle uncertainty in business.
What if the worst was to happen to your business? What maybe the worst for your business might be manna from heaven for other businesses. Your enterprise risk management plan must be bespoke to your business.
Engage the best assets your people more fully. Inspiring more from your workforce will build business resilience and faster growth.
Focus your business resources for optimal business performance.
Reap the rewards from business risk to benefit your business. Understand and manage key risk factors better to boost performance. Protect your business. Grow it faster.
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Target your best audience to grow your business and make your marketing strategy more profitable. Learn how to run a successful marketing campaign with BusinessRiskTV. Boost sales and improve your bottom line.
Work with us to identify the most effective way to reach your new customers inexpensively. Achieve young marketing promotion and business development goals from brand awareness to engagement to driving new business. Generate leads and drive website traffic.
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News opinions analysis reviews and activism with local and global people. Sixth generation movement to power 4th industrial revolution faster cheaper better. Connecting the world to achieve more with less.
6G Today Tomorrow and Everyday Thereafter
How do we improve on yesterday so that today and tomorrow is better and more cost effective. What is it that we have that is good?
What could be better?
Why is it not working now?
How are we going to change things?
When will we achieve enough is good enough?
Where do we need to act?
Who can help us move forward?
Striving for perfection is not our goal. Do not let perfection be the enemy of the good enough. Focus on making realistic changes for the better happen. Dreaming of a better world tomorrow does not make the real world good enough today.
Practical action to progressively improve the world we live in
Most people in 3rd world countries are not interested in woke words. They simply want to live better tomorrow than they did today. Most peoples 1st world problems could be alleviated with a holistic approach to good business management and lifestyle choices.
Fourth Industrial Revolution Latest News Commentary and Risk Review
Aspiration to live better wherever you live in the world can be fulfilled by solving all our problems together at once not by a piecemeal approach. Good words do not put food on the table or a roof over your head. Sodding your neighbour does not protect you from destroying everything you have built around you.
People can work together for common good
We do not need to be in the same country culture or place to work as a team to achieve what we want for ourselves. Getting what you want can help others to get what they want out of the investment of time.
Putting up trade barriers does not work for the builder of walls. Forcing people to be in your gang does not make progression towards goals fast enough. Seeing the mutual benefit at the end for all people on the bus does.
Our holistic approach to making decisions for the common good will be successful for all who lend support
If you put your shoulder to the wheel you can reap the rewards from the effort.
We are not looking for constant companions but do seek constant progress. Moving it forward a little everyday is better than big leaps now and again. We do not need to be beside you for every step but would like to be with you at the end of the journey. We can achieve more together than on our own.
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How to improve online presence to drive more business. The 4th industrial revolution has jumped forward with coronavirus. It is more important than ever to fight online for new revenue streams. When COVID19 has passed the world in business will be changed forever.
Future proof your business with a better online presence
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Virtual Exhibition Platform To Showcase Your Business Products and Services To Buyers Already Interested In Your Type Of Business Offering
Develop new real revenue from virtual online business store. You do not need to develop your own digital skills. We help you create more new income from scratch or from your existing business assets.
Make your existing website or social media account work better for your business
Drive more traffic to your best sellers. Sell more using your existing sales process or use our eCommerce solutions to increase your sales cash flow and profit.
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Enterprise Risk Management ERM Consulting and Training With BusinessRiskTV.com. Work one to one to protect your business better. Grow your business faster with less uncertainty impacting on your business objectives.
Business Mentor Online. An enterprise risk management mentor can help you change your business more quickly. An eCommerce Mentor can help you sell more online. BusinessRiskTV online business mentor helps you to manage business risks better. Practical enterprise risk management holistic solutions and specific problems solved. Members can search for and find risk management experts and business leaders to interact online with. Learn from leaders in enterprise risk management and future leaders in the industry. Joining our online networking and career development tools helps you find connect and share experiences with others locally and globally.
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Our enterprise risk management coach service provides a one to one mentor to help you identify assess and manage key enterprise risks to manage your business better.
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BusinessRiskTV is our enterprise risk management ERM hub for business experts where you can find the risk management resources you need to manage business risk better.
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Connect with high calibre risk management mentors online wherever you are in the world. Exchange risk management ideas and best practices. Pose questions to experts from the risk country or industry you are interested in. Contribute to risk management research and development in sector or country online forums.
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BusinessRiskTV giving business leaders to make more informed risk management decisions. Protect and grow your business faster with less uncertainty. Poor risk communication can exasperate bad risk events and result in missed business opportunities. Embed the concepts of enterprise risk management ERM. Manage key risks critical for success better. Effectively communicate risks to all business stakeholders.
Develop effective risk communication strategy for your business
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Increase online income with a Virtual Business with BusinessRiskTV
Start an online business or grow your existing business with BusinessRiskTV. Build your virtual business income for real! More sales are coming from a better online presence than ever before. Are you missing out on income and business growth?
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Engage your potential new customers and drive them towards your business.
Promote your business with attractive deals discounts and special offers.
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Virtual exhibition platform on BusinessRiskTV online exhibition platform for your business growth. Want to avoid many of the costs and threats of exhibiting and showcasing your business? Still want to connect with more buyers? Want to beat your competitors to new customers? Need to find innovative ways to grow your business faster?
The traditional world of exhibitions is time consuming and costly. Your investment can all be wasted if not enough people see your products whether this is due to coronavirus or just poor attendance. You may well exhibit in the traditional way but if not enough people see your business offers then you are not going to sell enough to cover your costs.
Our online exhibitions can be tailored to your needs. If you want full interactive experience with potential new customers this can be arranged.
Just because your exhibiting online does NOT mean you cannot speak to people face to face. We will set up an online exhibition stand so you can attract new customers and fully understand barriers to sale as well as make new sales online.
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Our virtual trade shows are like a physical one but without the associated costs and threats. We allow exhibitors to build virtual exhibition stands in our virtual hall so visitors can access them 24/7.
If you have a great product or service showcase the best of your business to attract more new customers. Sell to them with our eCommerce solutions or send them to your normal sales process. Take money from new sales or generate new business leads.
BusinessRiskTV extensive virtual online trade fairs. Go live online today!
We currently have several live exhibitions online.
They bring you the best of countries cities and industries to your mobile tablet or pc. Speak to people face to face or contact them at your leisure to buy the best at the best price online. Browse products and services online from the comfort of your home workplace or anywhere with WiFi. Save money and time buying online.
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Reducing the risk of supply chain disruptions with BusinessRiskTV.com
Reduce supply chain risk. Should one supplier be shutdown for whatever reason your business should be able to continue without interruption. At the very least ensure you have alternative risk control measures to react to normal supply interruptions. The proximate cause of the supply chain disruption could be wide and varied including fire political social unrest natural disaster or even something called coronavirus. Assessing the risks from your supply chain is critical to the resilience of your business. Diversifying supply chain can increase costs but need not automatically follow.
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Adapt quickly to changes within the supply chain to minimise the risk of disruptions to your business performance. Scan the horizon to look for future potential for disruption. Analyse the current risks and take appropriate action.
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Supplier Diversification In Supply Chains
Critical Key Supply’s Should Be Manufactured In Your Own Country More To Mitigate Breaking Supply Chain To Your Business
EU leaders last month stressed the need for the bloc to have strategic autonomy after the coronavirus crisis.
The European Union and its companies need to diversify their supply chains to reduce their reliance on individual countries but that does not mean bringing all production back to Europe
European Union EU Trade Chief
With the coronavirus pandemic many have now realised that there has been an over reliance on Asia for the supply of key supplies. Austrian EU diplomats think this means more manufacturing and production of key supplies should be brought home. Whilst this does not mean all Asian supplies from Asia should cease it does mean more manufacturing is required in your own country to build supply resilience.
We need to look at how to build resilient supply chains based on diversification acknowledging the simple fact that we will not be able to manufacture everything locally
European Union EU Trade Chief
Dutch trade minister Sigrid Kaag told reporters after the video conference with EU counterparts that there was an awakening to the need to determine the weakest links in value chains. How can you mitigate the overdependence on countries such as China or India when it comes to essential goods.
During the coronavirus pandemic FranceGermany and USA were just some of the countries who intervened at government level to stop supply of some products including personal protective equipment and medical equipment. When supply comes from outside your own country you are diversifying your supply chain but over reliance on overseas supply can increase risk of supply chain interruption. Arriving at the right balance is key to maintaining good business performance and strong business resilience.
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Deutsche Bank currency guru says it’s ‘time to sell the dollar’ as greenback sees longest losing streak since 2021
The dollar has been on a losing streak in recent weeks, and a top currency strategist at Deutsche Bank is betting that the trend will continue.
George Saravelos, global co-head of FX research at Deutsche Bank, said in a note to clients on Thursday that he’s once again betting that the dollar will weaken against the euro, Japanese yen, British pound, and other major currencies.
“We believe that the dollar’s recent weakness is more than just a temporary correction,” Saravelos said. “We see a number of factors that are likely to keep the dollar under pressure in the coming months.”
One of the factors that Saravelos is pointing to is the Federal Reserve’s plans to raise interest rates. The Fed is expected to raise rates several times this year in an effort to combat inflation. However, Saravelos believes that the Fed’s rate hikes will be less effective than they have been in the past because the global economy is now in a different phase.
“The global economy is no longer in a synchronised growth upswing,” Saravelos said. “This means that the Fed’s rate hikes are likely to have a more muted impact on economic activity and inflation than they would have in the past.”
Another factor that Saravelos is pointing to is the strength of the euro. The euro has been rising in recent weeks, and Saravelos believes that this trend is likely to continue.
“The euro is benefiting from a number of factors, including the strong performance of the European economy,” Saravelos said. “We believe that the euro is likely to continue to outperform the dollar in the coming months.”
Saravelos’s call is a reversal of his previous stance. In January, he said that the dollar was “oversold” and that he expected it to rebound. However, he has since changed his view, and he now believes that the dollar is likely to continue to weaken.
Saravelos’s call is in line with the views of other currency analysts. A recent survey by Bloomberg found that 60% of currency analysts believe that the dollar will weaken in the coming months.
If Saravelos is right, it could have a significant impact on the global economy. The dollar is the world’s reserve currency, and its value has a major impact on the prices of commodities, assets, and goods. If the dollar weakens, it could lead to higher inflation and lower economic growth.
Of course, it’s impossible to say for sure what will happen to the dollar in the future. However, Saravelos’s call is a warning that the greenback’s days of dominance may be coming to an end.
In addition to the factors mentioned by Saravelos, there are a few other reasons why the dollar could continue to weaken.
The US trade deficit is widening. This means that the US is importing more goods and services than it is exporting. This puts downward pressure on the dollar.
The US economy is growing more slowly than other major economies. This means that investors are less likely to hold dollars as a safe haven.
The US political landscape is becoming more polarised. This could lead to uncertainty and volatility in the markets, which could also weigh on the dollar.
Of course, there are also some factors that could support the dollar. For example, if the Fed raises interest rates more aggressively than expected, it could boost the dollar’s value. However, overall, the trend seems to be pointing towards a weaker dollar.
What does this mean for investors?
If you are an investor who is holding dollars, you may want to consider hedging your bets by investing in other currencies. You may also want to consider investing in assets that are less sensitive to changes in the dollar’s value.
If you are a business that exports goods or services, you may benefit from a weaker dollar. This is because a weaker dollar will make your goods or services cheaper for foreign buyers.
Overall, the outlook for the dollar is uncertain. However, there are a number of factors that could lead to a weaker dollar in the coming months. Investors and businesses should be aware of these factors and should adjust their strategies accordingly
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Collaborative business problem solving online meetings are for business leaders who already know what their business problems are. They just want to know the solutions quickly so they can go off and implement them for themselves and their business.
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It is unlikely that people will attending the meeting will diagnose the problem that is holding your business back. That is not the purpose of the online meetings. You identify what your business risks are and come to the meeting to find risk management solutions or ideas that have worked and could work for your business.
There are measures in place to ensure the confidentiality of information shared within the group and you can see one of our risk management experts from our risk management network on an online one to one appointment who will have seen your business problem before. However collaborative group sessions can quickly overcome barriers to your business growth and a valuable peer support network.
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Alerts and bulletins will be emailed to you. Complete the form below to register your interest for free. Enter code #CollaborativeMeetings.
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Do you want to or have you founded a business? Want help to build and develop your business? Reduce uncertainty impacting on your success as an entrepreneur. Need an eBusiness mentor to help your business grow faster online?
The next decade is going to be the best decade for entrepreneurs if a couple of pieces of the jigsaw fall into place
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There has been no lack of imagination or invention from people around the world. There has been a lack of entrepreneurship. The big boys have sucked up too much of the investment. People have played it very safe since the financial crisis in 2008. However we feel that the entrepreneurial environment is about to explode in a positive way.
If trade wars around the world particularly between USA China can be resolved then everyone will benefit. It will unblock pent up investment.
Money is actually sloshing about but in safe havens awaiting the right environment to be unleashed. In addition it is historically incredibly cheap to borrow lots more money.
Why is money not being used more productively? Fear! People were burned during the 2008 financial crisis that we are just hauling ourselves out of. If governments around the world invest on infrastructure the future is bright. If trade wars are resolved the future will be even brighter!
The people who act first tend to be the people who reap the rewards of taking risks. If you have a good business idea now is the time to act before someone else does.
Supporting entrepreneurs through good and bad times
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Develop an online store with BusinessRiskTV. Increase the income streams for your existing business. The more you sell for less the more profit you make.
We work with you to digitally enhance your online income more profitably. This helps your business grow faster and builds business resilience so you are less likely to fail.
Create a valuable business quicker
Expand your brand wider online
Establish your business in your marketplace online
We are creating an entrepreneurial online environment to help entrepreneurs with decision making. Engage in our entrepreneurs forum conference and workshops to:
connect with other business leaders develop your risk knowledge
develop business management skills and
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Listen in and contribute to entrepreneurs workshops and webinars. Sit in at online roundtable discussions. Ask for answers to your business problems. Our risk management experts and your peers may well have already solved your business problem so it is easier for you to do the same quicker and cheaper.
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Tap into the right entrepreneurship forum for your business. Regardless of your country or industry you can find an entrepreneurs forum to help you build a stronger more resilient more successful business.
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How to start a side hustle while keeping your day job or boost number of income streams for your existing full time business with BusinessRiskTV.com
Work your side hustle or grow your existing business with BusinessRiskTV help and support. Do you have a unique side hustle idea? Think a weird side hustle can supplement your income? Build your best side hustle with cheap tools and techniques with us.
A side hustle is a job you can work on top of your full time or part time job
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Make money from something you are passionate about or love to do. Become more successful as an entrepreneur and grow your small business faster.
Explore innovative ways to develop your financial independence and freedom. Who knows maybe you can give up your job and become full time entrepreneur? Start your own business today!
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Sell products or services online. Sell more direct online. Create a new income stream to boost your existing sales income. Make it easier to make money on the side of your full time or part time job. If your goal is to start your own business we can help you. Turn your side hustle into a full time job. Test out whether your business idea could grow into a bigger business.
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Incorporating all stakeholders interests in business decision making with BusinessRisk.com
Do you want financial success in terms on capital value increase and dividend increases? Are you prepared to sacrifice the interests of other stakeholders to achieve this? Is long term business sustainability less important than short term financial success?
You can be very financially successful and still fail. When financial success is pursued at the expense of other stakeholders interest you have a recipe for catastrophic failure eventually.
Responsible Investing with Environmental Social Governance ESG Risk Analysis
Shareholders and customers are stakeholders in the business performance not just senior management team. Pushing for bonuses at the expense of other stakeholders interests has always resulted in catastrophic losses.
The financial crisis in 2008 is the most recent near systemic collapse due to poor senior management team business decisions. The senior management teams were very good at creating extra value for themselves which will have long term benefits but their customers and shareholders in the financial crisis of 2008 have lost big time and many have yet to recover lost business value.
The sad fact is that shareholders or rather their representatives pension and investment fund managers have accepted and fuelled the poor decision making of senior management teams by being part of the problem. They have misrepresented big business owners long terms interests by allow senior management teams to get away with bad business decision making that only interests the senior management teams not shareholders or customers.
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Senior management teams are not taking enterprise risk management methodology onboard. Too often they pay lip service to the principles and practices of enterprise risk management.
Poor risk management cultures continue to dominate
Poor compliance standards are being accepted and even encouraged
Systemically poor risk management practices flourish on basis of a level playing field. They are doing it to make money so so should we
Enterprise risk management practices and processes need to be improved to prevent future catastrophic systemic collapses in business.
Guide to better business protection with BusinessRiskTV
Governments and self regulating bodies need to drive business improvements with carrots and sticks. Personal accountability at board level is necessary before good enterprise risk management practices will be embedded. If business leaders cannot see the wood from the trees than they need to be forced to open their eyes.
Short term greed is prevalent within our corporate structures. If our oversight by governments and professional bodies do not pull their their fingers out then economic and social catastrophes lie ahead in the next decade.
There is more to business than short term profit maximisation. However too many business leaders do not hold to this view. Their greed will take us closer to the cliff edge if they are not forcefully stopped.
Do our business leaders and politicians really understand corporate risks and how this will impact on society?
Do they care? Too often the answer must be no. So they must be made to care by other people in our capitalist society. Capitalism is the best system on which to base our future but it should not be left to greedy people to rape the good that comes from capitalism.
Profit maximising corporations are not the flagships of capitalism. There is more to business life than profit. Reconciling business priorities is not easy. It is made easier with enterprise risk management principles and practices. Develop a more successful stakeholder management strategy for your business with BusinessRiskTV.
Creating business value is not just about creating more profit but we can make you more profitable too
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Use better stakeholder management to drive future success and growth for the long term.
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You may have created a good business but could it be doing better in 2020s? How could you attract more potential new customers to your business? Would expanding your business reach improve your profitability?
Create a new business development strategy for more success in the new decade
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Create innovative new income streams with BusinessRiskTV. Invest with us to stand out more from your competition.
Develop a holistic marketing plan for your products or services to reach and influence the consumers. Your new business development strategy will present your business to more potential customers more cost effectively. Take simple steps to improve your online and offline sales performance.
Partner with BusinessRiskTV to boost your business performance
Help us to understand what you really offer? We can then deliver what you need more cost effectively. Deploy the best marketing strategy for your business. We will help you to engage more with potential new customers.
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Develop a new business development strategy for greater success in business
Are you looking for faster business growth? BusinessRiskTV can work with you connect you with more new potential customers.
Scan the horizon to see what risks may impact on your business objectives. Connect with others to stay ahead of the game. Use other business leaders experience of risk to inform your business decision making. Protect and grow your business with less uncertainty.
Create your own digital video strategy to promote and market your business more profitably with BusinessRiskTV.com
Grow your brand audience and business online. Use your own marketing videos to attract more customers. Ask us to create your videos or send us your videos.
Build BusinessRiskTV into your video strategic plans to develop your business faster
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Make your video marketing budget go further.
Make your video marketing more cost effective.
Videos tend to boost business conversation rates. More people click on video than words or even images. People may even share your video to create even more potential new customers.
Videos can tell a better story about your brand and what your business offers.
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Integrate engaging videos into your marketing campaigns
Promote and market your brand. Get your videos in front of more potential new customers.
Video marketing is highly effective at engaging new people in your business
Create and distribute valuable relevant and consistent business information to attract and retain a clearly defined audience for your country or industry. Drive profitable customer action and business growth.
You will find related risk management articles and videos to develop your risk knowledge and business intelligence to improve your business decision making process
Create a video and we will help you get your message across to more people in your target market
Whether you own or manage a business or just have something to say get in touch with us so we can put you in touch with others.
Read citizen journalist articles and watch citizen journalist videos online
Video journalism does not have to be the preserve of the privately educated elite on mainstream media.
We can help you drive what you are passionate about belief in or are concerned about. Create your own video and send it to us. If we like it we will promote it.
In an increasingly litigious and unforgiving society should business leaders take personal responsibility for business mistakes? In previous decades business leaders and politicians were often seen falling on their sword following risk events whether they were personally responsible or not.
However either through fear of legal action or fear of being lynched online or offline leaders now rarely fess up to being to blame. There have been some exceptions but over recent decades leaders have toughed it out or doubled up on their mistakes.
It was on my watch so I am responsible
BusinessRiskTV
Is the fear of blame or blame culture led us to the position that we are failing to learn from mistakes?
Regardless of the cause there is a definite change in the honour or moral standing of our leaders. Leaders who make mistakes have to be brought screaming and shouting to be held to account when mistakes happen. More often than not they are then retired early literally or metaphorically to avoid personal accountability.
Many people respect people who make mistakes more if they take responsibility for mistakes. To err is human after all even when it is a computer fault!
Would it not be better if our leaders accept responsibility for mistakes and then created a written plan to avoid making the same mistakes again in future
Does a business organisation or political party not lose the opportunity to truly learn from mistakes made if the leaders are immediately jettisoned following mistakes. Leaders voluntarily stepping down following mistakes or failures are actually taking the easy way out for themselves not necessarily the business.
Why do our leaders not clear up their own mess more often?
BusinessRiskTV
Our next online enterprise risk management conference event is exploring the need for greater accountability in business and in society in general.
Register to find out more about our online risk management leaders conference
BusinessRiskTV Leadership Conference online events seek to engage top business leaders around the world in enterprise risk management topics. The result of the online discussions and interactions are not published. Instead the participants who have contributed reap the benefits for their own organisations. Their takeaways can be embedded to improve their own organisation risk management performance.
If you want to be kept up to date with future BusinessRiskTV Leadership Conference online events please subscribe for free below
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